Last 48 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Selective Insurance Group, Inc.'s quarterly P/E stands at 11.9x, down 8.3% year-over-year. EV/EBITDA has compressed 9.7% YoY to 9.9x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.10 | 11.93 | 8.30 | 10.96 | 15.93 | 13.00 | 15.38 | 15.87 | — | 20.83 | 12.37 | 18.16 | 26.07 |
| — | -8.3% | -46.0% | -31.0% | — | -37.6% | +24.3% | -12.6% | — | +29.4% | -22.9% | -41.1% | -26.8% | |
| P/S Ratio | 0.93 | 0.84 | 0.93 | 0.91 | 1.00 | 1.09 | 1.14 | 1.15 | 1.19 | 1.43 | 1.37 | 1.46 | 1.40 |
| — | -23.1% | -18.5% | -20.9% | -16.2% | -23.9% | -16.5% | -21.1% | -15.0% | -1.2% | -3.6% | +5.2% | -8.1% | |
| P/B Ratio | 1.41 | 1.27 | 1.41 | 1.42 | 1.58 | 1.72 | 1.84 | 1.81 | 1.96 | 2.22 | 2.05 | 2.38 | 2.19 |
| — | -26.2% | -23.4% | -21.5% | -19.4% | -22.5% | -10.5% | -24.2% | -10.7% | +2.2% | -3.8% | +16.7% | +7.3% | |
| P/FCF | 4.04 | 5.42 | 3.36 | 3.11 | 8.32 | 5.18 | 4.41 | 3.78 | 5.53 | 15.47 | 6.63 | 7.04 | 9.50 |
| — | +4.6% | -23.8% | -17.7% | +50.4% | -66.5% | -33.5% | -46.3% | -41.8% | +38.8% | +53.7% | +33.3% | +3.7% | |
| EV / EBITDA | 9.46 | 9.94 | 3.64 | 9.51 | 13.45 | 11.00 | 12.32 | 12.47 | — | 16.09 | 10.05 | 14.31 | 19.27 |
| — | -9.7% | -70.4% | -23.8% | — | -31.6% | +22.6% | -12.8% | — | +26.2% | -21.2% | -31.8% | -21.4% | |
| EV / EBIT | 9.98 | 9.94 | 10.01 | 9.20 | 12.72 | 10.97 | 12.35 | 12.58 | — | 16.37 | 10.01 | 14.20 | 19.50 |
| — | -9.4% | -19.0% | -26.9% | — | -33.0% | +23.4% | -11.4% | — | +26.5% | -22.0% | -37.7% | -23.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Selective Insurance Group, Inc.'s operating margin was 9.1% in Q1 2026, down 2.3 pp QoQ and down 1.7 pp YoY. Gross margin expanded 208.6% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 40.9% | 40.0% | 100.0% | 12.0% | 9.8% | 13.0% | 100.0% | 10.3% | -5.3% | 10.8% | 15.1% | 11.6% | 8.7% |
| — | +208.6% | 0.0% | +16.4% | +283.7% | +20.5% | +562.5% | -11.2% | -161.0% | -19.8% | +18.0% | +59.1% | +16.0% | |
| Operating Margin | 11.0% | 9.1% | 11.4% | 10.7% | 8.2% | 10.8% | 9.5% | 9.4% | -6.7% | 8.8% | 14.1% | 10.4% | 7.1% |
| — | -15.4% | +20.7% | +14.4% | +222.6% | +22.7% | -32.9% | -10.1% | -194.0% | -23.3% | +24.9% | +77.0% | +23.5% | |
| Net Margin | 8.7% | 7.2% | 11.4% | 8.5% | 6.5% | 8.6% | 7.6% | 7.4% | -5.3% | 7.1% | 11.2% | 8.3% | 5.6% |
| — | -15.9% | +49.5% | +14.4% | +222.3% | +20.7% | -32.3% | -10.1% | -194.0% | -23.5% | +23.7% | +73.7% | +23.2% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.9% | 2.7% | 4.4% | 3.4% | 2.6% | 3.4% | 3.0% | 3.0% | -2.1% | 2.8% | 4.5% | 3.4% | 2.2% |
| — | -21.2% | +43.9% | +11.0% | +221.4% | +24.5% | -31.9% | -9.7% | -197.3% | -22.3% | +27.7% | +98.2% | +49.2% | |
| ROA | 3.3% | 0.6% | 1.0% | 0.8% | 0.6% | 0.8% | 0.7% | 0.7% | -0.5% | 0.7% | 1.1% | 0.8% | 0.5% |
| — | -19.2% | +45.5% | +10.5% | +216.6% | +14.7% | -34.1% | -10.0% | -197.6% | -18.5% | +32.5% | +93.1% | +37.6% | |
| ROIC | 10.9% | 2.1% | 2.6% | 2.5% | 1.9% | 2.7% | 2.4% | 2.5% | -1.7% | 2.2% | 3.6% | 2.7% | 1.8% |
| — | -22.6% | +7.6% | +2.6% | +211.9% | +21.1% | -31.4% | -7.9% | -198.8% | -20.4% | +31.5% | +103.9% | +49.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Selective Insurance Group, Inc.'s Debt/EBITDA ratio is 6.6x, up from 2.2x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 39.7% YoY to 252.46x, strengthening the short-term liquidity position.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.25 | 0.25 | 0.25 | 0.26 | 0.27 | 0.28 | 0.16 | 0.16 | 0.17 | 0.17 | 0.17 | 0.19 | 0.19 |
| — | -9.4% | +53.5% | +61.2% | +53.9% | +66.2% | -5.1% | -15.9% | -7.7% | -11.7% | -14.1% | -8.3% | -3.2% | |
| Debt / EBITDA | 1.44 | 6.56 | 2.20 | 5.87 | 7.82 | 6.10 | 4.01 | 4.07 | — | 4.49 | 3.10 | 4.25 | 6.11 |
| — | +7.5% | -45.2% | +44.2% | — | +35.9% | +29.5% | -4.1% | — | +10.2% | -29.0% | -45.3% | -28.5% | |
| Current Ratio | 650.38 | 252.46 | 650.38 | 7033.40 | 798.76 | 180.68 | — | — | 0.51 | 0.00 | — | 0.00 | — |
| — | +39.7% | — | — | +156598.6% | +14271932.0% | — | — | — | — | — | — | — | |
| Quick Ratio | 650.38 | 252.46 | 650.38 | 7033.40 | 798.76 | 180.68 | — | — | 0.51 | 0.00 | — | 0.00 | — |
| — | +39.7% | — | — | +156598.6% | +14271932.0% | — | — | — | — | — | — | — | |
| Interest Coverage | 12.95 | 10.41 | 11.32 | 11.99 | 9.22 | 15.51 | 17.44 | 17.07 | -10.12 | 15.28 | 22.84 | 16.66 | 11.22 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Selective Insurance Group, Inc.'s current P/E is 11.1x. The average P/E over the last 4 quarters is 11.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Selective Insurance Group, Inc.'s current operating margin is 11.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Selective Insurance Group, Inc.'s business trajectory between earnings reports.