Last 47 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.44 | 11.49 | 11.93 | 8.30 | 10.96 | 15.93 | 13.00 | 15.38 | 15.87 | — | 20.83 | 12.37 | 18.16 | 26.07 | 16.10 | 16.05 | 30.83 | 35.63 | 25.10 | 12.88 | 16.00 |
| — | -27.8% | -8.3% | -46.0% | -31.0% | — | -37.6% | +24.3% | -12.6% | — | +29.4% | -22.9% | -41.1% | -26.8% | -35.8% | +24.6% | +92.7% | +247.7% | +145.0% | +61.6% | +44.2% | |
| P/S Ratio | 0.96 | 1.05 | 0.84 | 0.93 | 0.91 | 1.00 | 1.09 | 1.14 | 1.15 | 1.19 | 1.43 | 1.37 | 1.46 | 1.40 | 1.45 | 1.42 | 1.38 | 1.53 | 1.61 | 1.41 | 1.32 |
| — | +5.2% | -22.7% | -18.5% | -20.9% | -16.2% | -23.9% | -16.5% | -21.1% | -15.0% | -1.2% | -3.6% | +5.2% | -8.1% | -9.6% | +0.6% | +4.6% | +4.7% | +17.7% | +11.2% | +32.2% | |
| P/B Ratio | 1.45 | 1.59 | 1.27 | 1.41 | 1.42 | 1.58 | 1.72 | 1.84 | 1.81 | 1.96 | 2.22 | 2.05 | 2.38 | 2.19 | 2.18 | 2.13 | 2.04 | 2.04 | 1.96 | 1.67 | 1.57 |
| — | +1.1% | -26.2% | -23.4% | -21.5% | -19.4% | -22.5% | -10.5% | -24.2% | -10.7% | +2.2% | -3.8% | +16.7% | +7.3% | +11.2% | +27.8% | +30.3% | +20.1% | +22.4% | +13.1% | +20.6% | |
| P/FCF | 4.27 | 6.79 | 5.42 | 3.47 | 3.11 | 8.32 | 5.18 | 4.41 | 3.78 | 5.53 | 15.47 | 6.63 | 7.04 | 9.50 | 11.14 | 4.31 | 5.28 | 9.16 | 15.99 | 5.63 | 4.67 |
| — | -18.3% | +4.6% | -21.5% | -17.7% | +50.4% | -66.5% | -33.5% | -46.3% | -41.8% | +38.8% | +53.7% | +33.3% | +3.7% | -30.3% | -23.4% | +13.3% | +17.4% | +83.2% | -5.9% | +7.1% | |
| EV / EBITDA | 9.78 | 9.16 | 10.21 | 3.69 | 9.47 | 13.37 | 10.82 | 12.29 | 12.45 | — | 16.06 | 10.09 | 14.28 | 19.21 | 12.68 | 12.79 | 20.96 | 24.48 | 17.91 | 8.94 | 11.90 |
| — | -31.4% | -5.7% | -69.9% | -23.9% | — | -32.6% | +21.8% | -12.8% | — | +26.7% | -21.1% | -31.8% | -21.5% | -29.2% | +43.0% | +76.0% | +200.0% | +117.0% | +34.6% | +25.1% | |
| EV / EBIT | 10.33 | 9.57 | 9.94 | 10.15 | 9.16 | 12.64 | 10.79 | 12.32 | 12.56 | — | 16.34 | 10.05 | 14.17 | 19.44 | 12.87 | 12.87 | 22.77 | 25.31 | 19.22 | 10.46 | 12.62 |
| — | -24.3% | -7.9% | -17.6% | -27.1% | — | -34.0% | +22.5% | -11.4% | — | +27.0% | -21.9% | -37.8% | -23.2% | -33.0% | +23.1% | +80.4% | +198.3% | +123.0% | +50.7% | +23.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 40.9% | 41.2% | 39.7% | 100.0% | 12.0% | 9.8% | 13.0% | 100.0% | 10.3% | -5.3% | 10.8% | 15.1% | 11.6% | 8.7% | 13.4% | 12.8% | 7.3% | 7.5% | 10.4% | 17.1% | 12.0% |
| — | +320.5% | +206.0% | 0.0% | +16.4% | +283.7% | +20.5% | +562.5% | -11.2% | -161.0% | -19.8% | +18.0% | +59.1% | +16.0% | +28.8% | -25.2% | -39.4% | -62.7% | -45.1% | -20.9% | -3.6% | |
| Operating Margin | 11.0% | 12.7% | 9.2% | 11.4% | 10.7% | 8.2% | 10.8% | 9.5% | 9.4% | -6.7% | 8.8% | 14.1% | 10.4% | 7.1% | 11.5% | 11.3% | 5.9% | 5.8% | 8.3% | 15.7% | 10.7% |
| — | +54.7% | -14.9% | +20.7% | +14.4% | +222.6% | +22.7% | -32.9% | -10.1% | -194.0% | -23.3% | +24.9% | +77.0% | +23.5% | +38.9% | -27.9% | -45.1% | -68.3% | -51.0% | -21.2% | -2.5% | |
| Net Margin | 8.7% | 9.3% | 7.2% | 11.4% | 8.5% | 6.5% | 8.6% | 7.6% | 7.4% | -5.3% | 7.1% | 11.2% | 8.3% | 5.6% | 9.3% | 9.1% | 4.8% | 4.6% | 6.7% | 11.2% | 8.5% |
| — | +44.0% | -15.4% | +49.5% | +14.4% | +222.3% | +20.7% | -32.3% | -10.1% | -194.0% | -23.5% | +23.7% | +73.7% | +23.2% | +39.1% | -18.8% | -44.2% | -68.5% | -51.0% | -29.7% | -5.3% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.9% | 3.6% | 2.7% | 4.4% | 3.4% | 2.6% | 3.4% | 3.0% | 3.0% | -2.1% | 2.8% | 4.5% | 3.4% | 2.2% | 3.6% | 3.5% | 1.7% | 1.5% | 2.0% | 3.4% | 2.5% |
| — | +37.6% | -21.2% | +43.9% | +11.0% | +221.4% | +24.5% | -31.9% | -9.7% | -197.3% | -22.3% | +27.7% | +98.2% | +49.2% | +82.2% | +4.2% | -33.2% | -66.0% | -50.9% | -32.3% | -14.9% | |
| ROA | 3.5% | 0.8% | 0.7% | 1.1% | 0.9% | 0.7% | 0.9% | 0.8% | 0.8% | -0.6% | 0.7% | 1.2% | 0.9% | 0.6% | 0.9% | 0.9% | 0.4% | 0.4% | 0.6% | 1.0% | 0.8% |
| — | +28.3% | -23.3% | +43.0% | +10.0% | +217.7% | +16.8% | -32.6% | -9.3% | -197.1% | -19.4% | +30.8% | +92.6% | +38.0% | +58.2% | -13.5% | -43.0% | -68.7% | -51.7% | -28.5% | -3.9% | |
| ROIC | 10.8% | 2.9% | 2.1% | 2.6% | 2.5% | 2.0% | 2.7% | 2.5% | 2.5% | -1.7% | 2.2% | 3.6% | 2.7% | 1.8% | 2.8% | 2.7% | 1.3% | 1.2% | 1.6% | 3.0% | 2.0% |
| — | +48.0% | -24.6% | +6.4% | +3.0% | +213.5% | +23.4% | -30.9% | -8.1% | -198.2% | -20.8% | +31.4% | +104.4% | +50.2% | +79.0% | -10.8% | -35.6% | -65.6% | -49.6% | -18.5% | -1.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.28 | 0.25 | 0.25 | 0.28 | 0.26 | 0.27 | 0.28 | 0.18 | 0.16 | 0.17 | 0.17 | 0.19 | 0.19 | 0.19 | 0.19 | 0.22 | 0.21 | 0.19 | 0.18 | 0.18 | 0.17 |
| — | -8.2% | -9.3% | +56.7% | +61.2% | +53.9% | +65.6% | -3.9% | -15.9% | -7.7% | -11.4% | -14.7% | -8.3% | -3.2% | +3.8% | +19.3% | +21.4% | +2.2% | -9.4% | -15.8% | -42.8% | |
| Debt / EBITDA | 1.62 | 4.90 | 6.74 | 2.45 | 5.87 | 7.82 | 6.10 | 4.39 | 4.07 | — | 4.51 | 3.35 | 4.25 | 6.11 | 4.08 | 4.74 | 7.77 | 8.55 | 6.11 | 3.55 | 4.73 |
| — | -37.3% | +10.4% | -44.1% | +44.2% | — | +35.4% | +31.1% | -4.1% | — | +10.6% | -29.5% | -45.3% | -28.5% | -33.3% | +33.8% | +64.3% | +159.0% | +65.7% | +4.1% | -34.0% | |
| Current Ratio | 0.62 | 0.22 | 1.35 | 0.62 | 0.64 | 0.66 | 0.67 | 0.64 | 0.64 | 0.67 | 0.65 | 0.62 | 0.63 | 0.63 | 0.62 | 0.61 | 0.61 | 0.63 | 0.61 | 0.61 | 0.61 |
| — | -67.2% | +101.0% | -2.6% | +0.3% | -0.8% | +3.0% | +3.1% | +1.4% | +5.4% | +4.7% | +2.2% | +3.2% | +1.2% | +2.3% | -0.1% | -0.9% | +1.5% | +2.0% | +7.5% | +16.1% | |
| Quick Ratio | 0.62 | 0.22 | 1.35 | 0.62 | 0.64 | 0.66 | 0.67 | 0.64 | 0.64 | 0.67 | 0.65 | 0.62 | 0.63 | 0.63 | 0.62 | 0.61 | 0.61 | 0.63 | 0.61 | 0.61 | 0.61 |
| — | -67.2% | +101.0% | -2.6% | +0.3% | -0.8% | +3.0% | +3.1% | +1.4% | +5.4% | +4.7% | +2.2% | +3.2% | +1.2% | +2.3% | -0.1% | -0.9% | +1.5% | +2.0% | +7.5% | +16.1% | |
| Interest Coverage | 12.95 | 13.32 | 10.41 | 11.32 | 11.99 | 9.22 | 15.51 | 17.44 | 17.07 | -10.12 | 15.28 | 22.84 | 16.66 | 11.22 | 17.01 | 15.87 | 8.33 | 7.88 | 10.75 | 18.21 | 13.79 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying SIGI stock.
Selective Insurance Group, Inc.'s current P/E is 11.4x. The average P/E over the last 4 quarters is 10.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Selective Insurance Group, Inc.'s current operating margin is 11.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Selective Insurance Group, Inc.'s business trajectory between earnings reports.