SmartFinancial, Inc. (SMBK) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 898.15M | 1.14B | 926.58M | 682.11M | 910.63M | 684.73M | 691.74M | 780.53M | 866.45M | 703.23M | 745.73M | 779.21M | 800.74M | 735.01M | 994.39M | 1.11B | 1.27B | 1.49B | 1.39B | 854.22M |
| Cash & Due from Banks | 346.07M | 464.42M | 523.08M | 347.57M | 411.18M | 373.51M | 190.41M | 279.71M | 392.11M | 294.82M | 360.6M | 236.29M | 240.32M | 251.11M | 474.67M | 589.75M | 726.47M | 1.01B | 1.05B | 603.4M |
| Short Term Investments | 552.08M | 678.44M | 403.5M | 334.54M | 499.44M | 311.22M | 501.34M | 500.82M | 474.35M | 408.41M | 385.13M | 540.31M | 560.42M | 483.89M | 519.72M | 524.86M | 540.48M | 482.45M | 339.34M | 250.82M |
| Total Investments | 689.65M | 5B | 4.77B | 4.65B | 4.52B | 4.42B | 4.25B | 4.1B | 4.03B | 4.04B | 3.95B | 4.06B | 4.03B | 3.94B | 3.82B | 3.72B | 3.56B | 3.19B | 2.92B | 2.65B |
| Investments Growth % | -84.74% | 13.15% | 12.18% | 13.46% | 12.11% | 9.53% | 7.68% | 0.97% | 0.03% | 2.53% | 3.31% | 9.12% | 13.15% | 23.56% | 30.74% | 40.41% | 30.59% | 22.92% | 11.93% | 1.3% |
| Long-Term Investments | 137.56M | 4.32B | 4.37B | 4.32B | 4.02B | 4.11B | 3.75B | 3.6B | 3.56B | 3.63B | 3.56B | 3.52B | 3.47B | 3.45B | 3.3B | 3.2B | 3.02B | 2.7B | 2.58B | 2.4B |
| Accounts Receivables | 4.47B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 94.87M | 95.33M | 95.81M | 103.59M | 104.15M | 104.72M | 105.32M | 105.93M | 106.54M | 107.15M | 107.79M | 108.44M | 109.11M | 109.77M | 110.46M | 104.58M | 105.22M | 105.85M | 104.93M | 90.97M |
| Goodwill | 90.4M | 95.33M | 90.37M | 96.1M | 96.1M | 96.1M | 96.14M | 96.14M | 96.14M | 96.14M | 96.14M | 96.14M | 96.14M | 96.14M | 96.14M | 91.56M | 91.56M | 91.56M | 89.98M | 76.86M |
| Intangible Assets | 4.47M | 0 | 5.43M | 7.49M | 8.05M | 8.62M | 9.18M | 9.78M | 10.39M | 11M | 11.65M | 12.29M | 12.97M | 13.63M | 14.31M | 13.02M | 13.65M | 14.29M | 14.95M | 14.11M |
| PP&E (Net) | 93.36M | 88.39M | 89.25M | 0 | 90.71M | 91.09M | 91.06M | 91.31M | 92.69M | 92.96M | 92.02M | 92.35M | 92.19M | 92.51M | 91.94M | 89.95M | 84.79M | 85.96M | 85.35M | 72.31M |
| Other Assets | 202.02M | 200.69M | 249.24M | -4.23B | 222.28M | 222.68M | 205.36M | 241.66M | 260.62M | 230.99M | 221.27M | 178.82M | 230.15M | 182.21M | 233.92M | 216.77M | 180.25M | 173.62M | 167.87M | 182.52M |
| Total Current Assets | 5.38B | 1.15B | 985.56M | 573.68M | 973.99M | 748.69M | 757.75M | 850.16M | 937.71M | 771.35M | 813.63M | 845.61M | 867.35M | 801.14M | 1.06B | 1.18B | 1.33B | 1.54B | 1.44B | 907.25M |
| Total Non-Current Assets | 527.81M | 4.71B | 4.8B | 193.79M | 4.44B | 4.53B | 4.15B | 4.04B | 4.02B | 4.06B | 3.98B | 3.9B | 3.9B | 3.84B | 3.74B | 3.61B | 3.39B | 3.07B | 2.94B | 2.75B |
| Total Assets | 5.91B | 5.86B | 5.78B | 5.49B | 5.41B | 5.28B | 4.91B | 4.89B | 4.95B | 4.83B | 4.8B | 4.75B | 4.77B | 4.64B | 4.8B | 4.79B | 4.72B | 4.61B | 4.38B | 3.65B |
| Asset Growth % | 9.17% | 11.09% | 17.85% | 12.26% | 9.21% | 9.25% | 2.33% | 3.06% | 3.88% | 4.14% | 0.01% | -0.88% | 1.09% | 0.56% | 9.42% | 31.02% | 32.65% | 39.54% | 29.41% | 11.89% |
| Return on Assets (ROA) | 0.23% | 0.24% | 0.24% | 0.21% | 0.21% | 0.19% | 0.19% | 0.16% | 0.19% | 0.13% | 0.04% | 0.19% | 0.24% | 0.28% | 0.24% | 0.21% | 0.18% | 0.15% | 0.24% | 0.24% |
| Accounts Payable | 951.37M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 101.91M | 101.67M | 139.91M | 46.69M | 47.31M | 47.78M | 48.66M | 54.87M | 51.97M | 55.2M | 56.2M | 57.55M | 58.58M | 83.92M | 60.42M | 54.52M | 78.67M | 141.73M | 130.66M | 118.22M |
| Net Debt | -244.16M | -362.75M | -383.17M | -300.88M | -363.87M | -325.73M | -141.75M | -224.84M | -340.14M | -239.62M | -304.41M | -178.74M | -181.74M | -167.2M | -414.25M | -535.22M | -647.8M | -865.85M | -919.1M | -485.18M |
| Long-Term Debt | 98.73M | 98.66M | 138.6M | 39.73M | 39.7M | 39.68M | 39.66M | 42.14M | 42.12M | 42.1M | 50.08M | 52.56M | 54.54M | 66.61M | 54.49M | 49.47M | 74.45M | 129.51M | 124.41M | 114.39M |
| Short-Term Debt | 3.18M | 3.01M | 1.3M | 6.97M | 7.61M | 8.1M | 9M | 12.73M | 9.85M | 13.1M | 6.12M | 5M | 4.05M | 17.3M | 5.92M | 5.05M | 4.21M | 12.21M | 6.25M | 3.83M |
| Other Liabilities | 47.38M | 53.86M | 55.7M | 52.92M | 49.3M | 50.18M | 48.76M | 47.01M | 41.8M | 46.45M | 47.81M | 43.82M | 38.28M | 44.03M | 41.37M | 31.53M | 28.52M | 18.48M | 29.38M | 23.27M |
| Total Current Liabilities | 5.2B | 5.16B | 5.05B | 4.88B | 4.82B | 4.69B | 4.33B | 4.33B | 4.4B | 4.28B | 4.25B | 4.2B | 4.23B | 4.09B | 4.29B | 4.29B | 4.2B | 4.03B | 3.81B | 3.14B |
| Total Non-Current Liabilities | 146.11M | 152.52M | 194.3M | 92.65M | 89.01M | 89.86M | 88.42M | 89.16M | 83.92M | 88.55M | 97.89M | 96.37M | 92.81M | 110.65M | 95.87M | 81M | 102.97M | 148M | 153.79M | 137.66M |
| Total Liabilities | 5.35B | 5.31B | 5.25B | 4.97B | 4.91B | 4.78B | 4.42B | 4.42B | 4.49B | 4.37B | 4.35B | 4.3B | 4.33B | 4.21B | 4.38B | 4.37B | 4.3B | 4.18B | 3.96B | 3.28B |
| Total Equity | 562.16M | 552.49M | 538.48M | 519.01M | 505.94M | 491.46M | 489.02M | 472.46M | 466.8M | 459.89M | 446.65M | 444.85M | 443.4M | 432.45M | 414.71M | 420.43M | 420.04M | 429.43M | 424.72M | 373.39M |
| Equity Growth % | 11.11% | 12.42% | 10.11% | 9.85% | 8.39% | 6.87% | 9.49% | 6.21% | 5.28% | 6.34% | 7.7% | 5.81% | 5.56% | 0.7% | -2.36% | 12.6% | 15.38% | 20.23% | 21.42% | 8.71% |
| Equity / Assets (Capital Ratio) | 9.52% | 9.43% | 9.31% | 9.45% | 9.35% | 9.32% | 9.96% | 9.66% | 9.42% | 9.52% | 9.31% | 9.37% | 9.3% | 9.33% | 8.65% | 8.78% | 8.9% | 9.31% | 9.69% | 10.22% |
| Return on Equity (ROE) | 2.45% | 2.51% | 2.59% | 2.28% | 2.26% | 1.97% | 1.9% | 1.7% | 2.02% | 1.37% | 0.46% | 1.99% | 2.63% | 3.07% | 2.76% | 2.43% | 1.94% | 1.56% | 2.41% | 2.38% |
| Book Value per Share | 33.19 | 32.65 | 31.85 | 30.75 | 29.99 | 29.12 | 29.04 | 28.04 | 27.58 | 27.18 | 26.40 | 26.33 | 26.24 | 25.61 | 24.58 | 24.92 | 24.92 | 25.49 | 27.07 | 24.69 |
| Tangible BV per Share | 27.59 | 27.02 | 26.18 | 24.61 | 23.81 | 22.92 | 22.78 | 21.75 | 21.29 | 20.85 | 20.03 | 19.91 | 19.78 | 19.11 | 18.03 | 18.72 | 18.67 | 19.21 | 20.38 | 18.67 |
| Common Stock | 17.1M | 17.03M | 17.03M | 17.02M | 17.02M | 16.93M | 16.93M | 16.93M | 17.06M | 16.99M | 17M | 17M | 17M | 16.9M | 16.89M | 16.9M | 16.89M | 16.8M | 16.8M | 15.11M |
| Additional Paid-in Capital | 296.28M | 295.95M | 295.74M | 295.21M | 294.74M | 294.27M | 293.91M | 293.59M | 296.06M | 295.7M | 295.54M | 295.3M | 294.93M | 294.33M | 293.91M | 293.81M | 293.38M | 292.94M | 292.76M | 252.04M |
| Retained Earnings | 261.03M | 248.72M | 236.38M | 224.06M | 213.72M | 203.82M | 195.54M | 187.75M | 181.1M | 173.1M | 168.27M | 167.56M | 160.09M | 156.54M | 144.72M | 134.36M | 125.33M | 118.25M | 112.6M | 103.91M |
| Accumulated OCI | -12.37M | -9.32M | -10.78M | -17.27M | -19.65M | -23.67M | -17.35M | -25.8M | -27.43M | -25.91M | -34.16M | -35.02M | -28.62M | -35.32M | -40.81M | -24.65M | -15.56M | 1.44M | 2.56M | 2.34M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 113K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |