SmartFinancial, Inc. (SMBK) Revenue History
Annual and quarterly revenue from 2001 to present
SMBK Revenue Over Time (2001–2025)
SMBK Revenue Growth History
18 of 24 years with positive growth- FY2001 revenue growth
- N/A
- FY2002 revenue growth
- -94.6%
- FY2003 revenue growth
- +17.4%
- FY2004 revenue growth
- +23.0%
- FY2005 revenue growth
- +46.0%
- FY2006 revenue growth
- +38.5%
- FY2007 revenue growth
- +16.7%
- FY2008 revenue growth
- -10.7%
- FY2009 revenue growth
- -12.1%
- FY2010 revenue growth
- -1.2%
- FY2011 revenue growth
- -23.4%
- FY2012 revenue growth
- -6.0%
- FY2013 revenue growth
- +0.1%
- FY2014 revenue growth
- +4.5%
- FY2015 revenue growth
- +37.2%
- FY2016 revenue growth
- +55.9%
- FY2017 revenue growth
- +22.1%
- FY2018 revenue growth
- +73.8%
- FY2019 revenue growth
- +19.1%
- FY2020 revenue growth
- +15.5%
- FY2021 revenue growth
- +12.1%
- FY2022 revenue growth
- +25.0%
- FY2023 revenue growth
- +28.8%
- FY2024 revenue growth
- +18.7%
- FY2025 revenue growth
- +10.9%
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $83.8M | — |
| Q3 2025 | $79.2M | — |
| Q2 2025 | $78.4M | — |
| Q1 2025 | $75.0M | — |
| Q4 2024 | $75.1M | — |
| Q3 2024 | $73.1M | — |
| Q2 2024 | $68.9M | — |
| Q1 2024 | $68.2M | — |
Multi-year avg. share of annual revenue by fiscal quarter
SMBK Revenue Analysis (2001–2025)
Current Revenue & Growth
As of June 13, 2026, SmartFinancial, Inc. (SMBK) generated trailing twelve-month (TTM) revenue of $316.4 million, reflecting strong growth of +11.6% year-over-year. The most recent quarter (Q4 2025) recorded $83.8 million in revenue, up 5.9% sequentially.
Historical Growth Trajectory
SMBK's 5-year compound annual growth rate (CAGR) stands at +18.9%, indicating consistent double-digit revenue growth. The 3-year CAGR of +19.3% is in line with the 5-year average, suggesting consistent growth. SmartFinancial, Inc.'s highest annual revenue of $316.4 million was recorded in 2025, an all-time high.
Peer Comparison
Compared to Financial Services sector peers — including SFBS, HOMB, and SRCE. Compare SMBK vs SFBS →
SMBK Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
 SMBKCurrent | $316M | +11.6% | +18.9% | 19.4% | |
 SFBS | $1.0B | - | - | 33.6% | |
 HOMB | $1.4B | - | - | 43.8% | |
 SRCE | $600M | - | - | 34.2% | |
 CADE | $2.9B | - | - | 23.3% | |
 HOPE | $968M | - | - | 8.3% |
SMBK Historical Revenue Data (2001–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $316.4M | - | $192.9M | 61.0% | $61.5M | 19.4% |
| 2024 | $285.3M | - | $166.3M | 58.3% | $45.5M | 15.9% |
| 2023 | $240.4M | - | $149.4M | 62.1% | $36.2M | 15.1% |
| 2022 | $186.5M | - | $161.2M | 86.4% | $54.9M | 29.4% |
| 2021 | $149.2M | - | $135.7M | 91.0% | $44.3M | 29.7% |
| 2020 | $133.0M | - | $107.6M | 80.9% | $30.9M | 23.2% |
| 2019 | $115.2M | - | $88.0M | 76.4% | $33.4M | 29.0% |
| 2018 | $96.7M | - | $78.2M | 80.9% | $21.3M | 22.1% |
| 2017 | $55.7M | - | $49.2M | 88.4% | $11.4M | 20.6% |
| 2016 | $45.6M | - | $40.5M | 88.8% | $9.2M | 20.1% |
| 2015 | $29.2M | - | $25.6M | 87.4% | $3.2M | 10.8% |
| 2014 | $21.3M | - | $18.8M | 88.4% | $3.0M | 13.8% |
| 2013 | $20.4M | - | $16.6M | 81.3% | $2.7M | 13.4% |
| 2012 | $20.4M | - | $15.2M | 74.4% | $2.0M | 9.7% |
| 2011 | $21.7M | - | $14.9M | 68.6% | $1.2M | 5.6% |
What if you invested $1,000 in SMBK back in 2001?
Total return with dividends reinvested · 25+ years of data
Calculate ReturnsHow much would $100/month in SMBK be worth today?
Dollar cost averaging vs lump sum · see how regular investing compounds over time
Run the NumbersIs SMBK Undervalued Right Now?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
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Compare NowSMBK — Frequently Asked Questions
Quick answers to the most common questions about buying SMBK stock.
Is SMBK's revenue growth accelerating or slowing?
SMBK revenue growth is holding steady at +11.6% year-over-year. TTM revenue is $316M. The current growth rate closely tracks the 5-year CAGR of +18.9%, signalling consistent execution.
What is SMBK's revenue history from 2001 to 2026?
SmartFinancial, Inc. (SMBK) revenue history spans 2001 to 2026. TTM revenue as of 2026 is $316M, growing at +11.6% YoY. The 5-year CAGR is +18.9%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is SMBK's long-term revenue growth rate (CAGR)?
SmartFinancial, Inc.'s 5-year revenue CAGR of +18.9% reflects the sustained nature of its business expansion. As of 2026, the current YoY growth rate of +11.6% is in line with this long-term average. CAGR is the most reliable measure of sustained revenue momentum for SMBK.
Why does SMBK's quarterly revenue fluctuate?
SMBK quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. SmartFinancial, Inc.'s revenue data from 2001 to 2026 shows full historical quarterly detail on this page.
How is SMBK's revenue distributed by segment?
SMBK reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does SMBK's revenue compare to industry peers?
SmartFinancial, Inc. (SMBK) with TTM revenue of $316M and +11.6% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.