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STBAS&T Bancorp, Inc.
$46.84$1.7B
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HomeStocksSTBAEarnings History

STBA logoS&T Bancorp, Inc. (STBA) Earnings History

Elite Compounder

36 years of earnings data (1990–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality

TTM Net Income
$134M
● Profitable
TTM EPS (Diluted)
$3.52
Per share, diluted
YoY EPS Growth
+2.6%
Solid
Net Margin
23.6%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+2.6%
3Y+0.3%
5Y+45.8%
10Y+6.1%
Operating Margin29.5%
Gross Margin69.4%
Return on Equity9.4%
Return on Assets1.4%
Record Annual Net Income$145MFY2023
Record Quarterly EPS$1.03Q4 2022
Consecutive Profitable Years36years
Q4 2025
Net Income$34M
EPS (Diluted)$0.89
YoY Growth+2.6%Solid
QoQ Growth-2.8%Slow

Loading earnings history...

S&T Bancorp, Inc. (STBA) Earnings Overview

As of June 21, 2026, S&T Bancorp, Inc. (STBA) reported trailing twelve-month net income of $134M, reflecting +2.6% year-over-year growth. The company earned $3.52 per diluted share over the past four quarters, with a net profit margin of 23.6%.

Looking at the long-term picture, STBA's 5-year EPS compound annual growth rate (CAGR) stands at +45.8%, indicating exceptional earnings growth. The company achieved its highest annual net income of $145M in fiscal 2023.

S&T Bancorp, Inc. maintains industry-leading profitability with a gross margin of 69.4%, operating margin of 29.5%, and net margin of 23.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including FULT ($392M net income, 20.7% margin), WSFS ($287M net income, 21.1% margin), NBTB ($169M net income, 19.5% margin), STBA has outperformed on profitability metrics. Compare STBA vs FULT →

STBA Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
STBA logoSTBACurrent
$134M$3.5223.6%9.4%+2.6%—
FULT logoFULT
$392M$2.1420.7%11.7%+32.5%
WSFS logoWSFS
$287M$5.2921.1%10.8%+15.4%
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
CNOB logoCNOB
$80M$1.6013.3%5.7%-15.9%
TRMK logoTRMK
$224M$3.7420.0%11.0%+1.9%
Best in group
Lowest in group

STBA Historical Earnings Data (1990–2025)

36 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$134M+2.3%$168M$3.4923.6%29.5%
2024$131M-9.3%$165M$3.4023.2%29.2%
2023$145M+6.8%$179M$3.7427.0%33.4%
2022$136M+22.8%$169M$3.4634.0%42.3%
2021$110M+424.4%$136M$2.8131.2%38.3%
2020$21M-78.6%$21M$0.535.5%5.5%
2019$98M-6.7%$117M$2.4826.3%31.5%
2018$105M+44.4%$123M$3.0131.2%36.5%
2017$73M+2.2%$119M$2.0923.1%37.8%
2016$71M+6.4%$97M$2.0425.3%34.2%
2015$67M+15.8%$91M$1.9326.3%35.9%
2014$58M+14.6%$75M$1.9428.0%36.5%
2013$51M+47.8%$65M$1.7025.0%32.2%
2012$34M-27.6%$41M$1.1516.4%19.9%
2011$47M+8.7%$62M$1.4122.6%29.6%
2010$43M+446.8%$58M$0.0019.1%25.4%
2009$8M-86.8%$4M$0.073.4%1.7%
2008$60M+7.2%$85M$2.2823.7%33.4%
2007$56M+5.3%$78M$2.2621.9%30.4%
2006$53M-8.4%$75M$2.0621.8%30.5%
2005$58M+7.1%$83M$2.1827.8%39.4%
2004$54M+5.0%$77M$2.0329.7%42.3%
2003$52M+6.5%$73M$1.9427.6%38.7%
2002$49M-4.8%$68M$1.8126.4%37.0%
2001$51M+13.6%$69M$1.7525.8%35.0%
2000$45M+8.6%$63M$1.6622.7%31.5%
1999$41M+8.9%$59M$1.5123.4%33.6%
1998$38M+13.8%$54M$1.3521.6%30.8%
1997$33M+18.4%$47M$1.1721.2%29.8%
1996$28M+13.7%$38M$0.5019.5%26.4%
1995$25M+34.8%$34M$0.4418.2%25.0%
1994$18M+12.9%$25M$0.4018.5%25.2%
1993$16M+14.0%$22M$0.1817.4%23.6%
1992$14M+27.7%$19M$0.1615.0%20.1%
1991$11M+7.7%$15M$0.0612.9%16.9%
1990$10M-$12M$0.0612.7%15.1%

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STBA — Frequently Asked Questions

Quick answers to the most common questions about buying STBA stock.

What is STBA earnings per share (EPS)?

STBA trailing twelve-month (TTM) diluted EPS is $3.52, reflecting +2.6% year-over-year growth. The 5-year EPS CAGR is +45.8%. Complete EPS history from 1990 to 2025 is available in the table on this page.

What is S&T Bancorp, Inc.'s net income?

S&T Bancorp, Inc. (STBA) trailing twelve-month net income is $134M as of 2025. Earnings grew +2.6% year-over-year. S&T Bancorp, Inc. has been profitable for 36 consecutive years.

Is STBA profitable?

Yes, STBA is profitable with a TTM net income of $134M and a net profit margin of +23.6%. S&T Bancorp, Inc. has generated profits for 36 consecutive years.

What is STBA's earnings growth rate?

STBA compound annual EPS growth rates (CAGR): 1-Year: +2.6%, 3-Year: +0.3%, 5-Year: +45.8%, 10-Year: +6.1%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1990 to 2025.

What are STBA's profit margins?

S&T Bancorp, Inc. net profit margin is +23.6%, operating margin is +29.5%, and gross margin is +69.4%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.4%.

Is STBA growing earnings?

STBA earnings growth is slowing. Current YoY EPS growth of +2.6% trails the 5-year CAGR of +45.8%. TTM net income is $134M.

What was STBA's best earnings year?

S&T Bancorp, Inc.'s highest annual net income on record is $145M, achieved in fiscal year 2023. Earnings history on this page spans 1990 to 2025 and includes all annual and quarterly figures.

What were STBA's earnings last quarter?

STBA's most recent reported quarter was Q4 2025. Net income was $34M with diluted EPS of $0.89. For a full breakdown of all quarters, see the quarterly earnings table on this page.

STBA Earnings Over Time (1990–2025)

Net income & EPS — annual and quarterly view