Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Texas Capital Bancshares, Inc.'s quarterly P/E stands at 14.6x, down 27.9% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 14.79 | 14.64 | 10.68 | 9.69 | 12.56 | 20.30 | 13.67 | — | 19.11 | 33.45 | 48.96 | 12.48 | 9.68 |
| — | -27.9% | -21.9% | — | -34.2% | -39.3% | -72.1% | — | +97.4% | +91.3% | +1273.6% | -37.4% | -56.6% | |
| P/S Ratio | 2.22 | 2.57 | 2.04 | 1.85 | 1.86 | 1.85 | 1.85 | 2.47 | 1.52 | 1.60 | 1.73 | 1.51 | 1.39 |
| — | +39.4% | +10.0% | -25.1% | +22.6% | +15.3% | +6.9% | +63.1% | +8.9% | +13.0% | -8.4% | -29.4% | -44.1% | |
| P/B Ratio | 1.26 | 1.20 | 1.13 | 1.07 | 1.05 | 1.02 | 1.08 | 0.99 | 0.90 | 0.93 | 0.97 | 0.93 | 0.81 |
| — | +17.8% | +4.7% | +8.2% | +15.8% | +9.6% | +11.4% | +6.9% | +11.5% | +19.2% | -2.1% | -9.9% | -9.0% | |
| P/FCF | 12.79 | 12.32 | 7.86 | 1.60 | 15.97 | — | 82.82 | 2.62 | 62.63 | 9.69 | 4.23 | 8.15 | 9.04 |
| — | — | -90.5% | -38.8% | -74.5% | — | +1860.2% | -67.9% | +592.6% | -72.7% | — | -27.3% | -9.2% | |
| EV / EBITDA | 7.29 | — | 5.53 | 2.89 | 6.11 | 3.91 | 4.60 | — | 7.89 | 6.71 | 15.86 | 2.51 | 4.62 |
| — | — | +20.2% | — | -22.5% | -41.7% | -71.0% | — | +70.8% | -10.2% | +11855.3% | -66.1% | -44.7% | |
| EV / EBIT | 7.89 | — | 5.53 | 3.15 | 6.97 | 4.51 | 5.35 | — | 9.76 | 8.80 | 21.84 | 2.85 | 5.19 |
| — | — | +3.3% | — | -28.6% | -48.8% | -75.5% | — | +88.2% | +0.6% | +15796.7% | -67.9% | -52.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 60.6% | — | 64.9% | 62.0% | 59.2% | 55.9% | 54.0% | 34.1% | 52.3% | 51.7% | 50.6% | 55.2% | 60.5% |
| — | — | +20.2% | +81.7% | +13.3% | +8.0% | +6.8% | -38.2% | -13.6% | -10.7% | -16.5% | -24.0% | -22.5% | |
| Operating Margin | 22.2% | — | 28.4% | 26.0% | 20.7% | 12.8% | 19.0% | -23.7% | 12.4% | 7.6% | 5.7% | 17.1% | 19.9% |
| — | — | +49.3% | +209.9% | +66.9% | +68.3% | +234.8% | -238.1% | -37.8% | -36.5% | -91.8% | +7.6% | +17.8% | |
| Net Margin | 16.5% | 17.6% | 20.0% | 19.9% | 15.7% | 10.0% | 14.4% | -18.2% | 8.8% | 5.7% | 4.5% | 13.0% | 15.3% |
| — | +76.5% | +38.2% | +209.5% | +77.7% | +75.0% | +221.3% | -239.1% | -42.5% | -37.7% | -91.7% | +9.5% | +20.5% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.4% | 2.0% | 2.8% | 2.9% | 2.2% | 1.4% | 2.1% | -1.9% | 1.3% | 0.8% | 0.6% | 2.0% | 2.2% |
| — | +47.3% | +31.1% | +256.8% | +69.7% | +68.6% | +229.2% | -193.8% | -41.1% | -34.9% | -91.2% | +42.5% | +98.9% | |
| ROA | 1.1% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | -0.2% | 0.1% | 0.1% | 0.1% | 0.2% | 0.2% |
| — | +49.8% | +37.9% | +263.6% | +73.1% | +66.7% | +227.8% | -194.8% | -40.8% | -33.0% | -90.6% | +59.5% | +121.4% | |
| ROIC | 7.0% | — | 2.4% | 2.1% | 1.5% | 0.9% | 1.4% | -1.1% | 0.9% | 0.5% | 0.4% | 1.1% | 1.2% |
| — | — | +67.5% | +283.5% | +75.6% | +83.4% | +301.6% | -199.3% | -27.3% | -24.7% | -91.0% | +66.6% | +107.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.26 | 0.24 | 0.26 | 0.25 | 0.53 | 0.41 | 0.46 | 0.51 | 0.74 | 0.51 | 0.74 | 0.73 | 0.72 |
| — | -40.8% | -43.0% | -51.3% | -27.5% | -19.0% | -37.8% | -31.1% | +2.6% | -48.4% | +5.7% | -19.6% | -39.6% | |
| Debt / EBITDA | 1.98 | — | 6.63 | 5.95 | 16.03 | 20.24 | 14.20 | — | 32.20 | 35.12 | 67.27 | 24.49 | 21.99 |
| — | — | -53.3% | — | -50.2% | -42.4% | -78.9% | — | +46.4% | -31.2% | +808.8% | -38.0% | -63.7% | |
| Current Ratio | 12.58 | — | 12.58 | 0.25 | 0.10 | 0.15 | 0.13 | 0.29 | 0.25 | 0.31 | 0.30 | 0.32 | 0.28 |
| — | — | +9659.0% | -13.7% | -60.7% | -50.5% | -57.6% | -11.1% | -10.2% | -3.9% | -12.3% | +26.6% | +5.6% | |
| Quick Ratio | 12.58 | — | 12.58 | 0.25 | 0.10 | 0.15 | 0.13 | 0.29 | 0.25 | 0.31 | 0.30 | 0.32 | 0.28 |
| — | — | +9659.0% | -13.7% | -60.7% | -50.5% | -57.6% | -11.1% | -10.2% | -3.9% | -12.3% | +26.6% | +5.6% | |
| Interest Coverage | 0.60 | — | 0.81 | 0.73 | 0.55 | 0.32 | 0.45 | -0.38 | 0.29 | 0.17 | 0.13 | 0.42 | 0.53 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Texas Capital Bancshares, Inc.'s current P/E is 14.8x. The average P/E over the last 4 quarters is 11.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Texas Capital Bancshares, Inc.'s current operating margin is 22.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Texas Capital Bancshares, Inc.'s business trajectory between earnings reports.