Last 48 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Texas Capital Bancshares, Inc.'s quarterly P/E stands at 14.6x, down 27.9% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 14.57 | 14.64 | 10.68 | 9.69 | 12.56 | 20.30 | 13.67 | — | 19.11 | 33.45 | 48.96 | 12.48 | 9.68 |
| — | -27.9% | -21.9% | — | -34.2% | -39.3% | -72.1% | — | +97.4% | +91.3% | +1273.6% | -37.4% | -56.6% | |
| P/S Ratio | 2.19 | 2.57 | 2.04 | 1.85 | 1.86 | 1.85 | 1.85 | 2.47 | 1.52 | 1.60 | 1.73 | 1.51 | 1.39 |
| — | +39.4% | +10.0% | -25.1% | +22.6% | +15.3% | +6.9% | +63.1% | +8.9% | +13.0% | -8.4% | -29.4% | -44.1% | |
| P/B Ratio | 1.24 | 1.20 | 1.13 | 1.07 | 1.05 | 1.02 | 1.08 | 0.99 | 0.90 | 0.93 | 0.97 | 0.93 | 0.81 |
| — | +17.8% | +4.7% | +8.2% | +15.8% | +9.6% | +11.4% | +6.9% | +11.5% | +19.2% | -2.1% | -9.9% | -9.0% | |
| P/FCF | 12.60 | 12.32 | 7.86 | 1.60 | 15.97 | — | 82.82 | 2.62 | 62.63 | 9.69 | 4.23 | 8.15 | 9.04 |
| — | — | -90.5% | -38.8% | -74.5% | — | +1860.2% | -67.9% | +592.6% | -72.7% | — | -27.3% | -9.2% | |
| EV / EBITDA | 7.15 | — | 5.53 | 2.89 | 6.11 | 3.91 | 4.60 | — | 7.89 | 6.71 | 15.86 | 2.51 | 4.62 |
| — | — | +20.2% | — | -22.5% | -41.7% | -71.0% | — | +70.8% | -10.2% | +11855.3% | -66.1% | -44.7% | |
| EV / EBIT | 7.74 | — | 5.53 | 3.15 | 6.97 | 4.51 | 5.35 | — | 9.76 | 8.80 | 21.84 | 2.85 | 5.19 |
| — | — | +3.3% | — | -28.6% | -48.8% | -75.5% | — | +88.2% | +0.6% | +15796.7% | -67.9% | -52.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 60.6% | — | 64.9% | 62.0% | 59.2% | 55.9% | 54.0% | 34.1% | 52.3% | 51.7% | 50.6% | 55.2% | 60.5% |
| — | — | +20.2% | +81.7% | +13.3% | +8.0% | +6.8% | -38.2% | -13.6% | -10.7% | -16.5% | -24.0% | -22.5% | |
| Operating Margin | 22.2% | — | 28.4% | 26.0% | 20.7% | 12.8% | 19.0% | -23.7% | 12.4% | 7.6% | 5.7% | 17.1% | 19.9% |
| — | — | +49.3% | +209.9% | +66.9% | +68.3% | +234.8% | -238.1% | -37.8% | -36.5% | -91.8% | +7.6% | +17.8% | |
| Net Margin | 16.5% | 17.6% | 20.0% | 19.9% | 15.7% | 10.0% | 14.4% | -18.2% | 8.8% | 5.7% | 4.5% | 13.0% | 15.3% |
| — | +76.5% | +38.2% | +209.5% | +77.7% | +75.0% | +221.3% | -239.1% | -42.5% | -37.7% | -91.7% | +9.5% | +20.5% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.4% | 2.0% | 2.8% | 2.9% | 2.2% | 1.4% | 2.1% | -1.9% | 1.3% | 0.8% | 0.6% | 2.0% | 2.2% |
| — | +47.3% | +31.1% | +256.8% | +69.7% | +68.6% | +229.2% | -193.8% | -41.1% | -34.9% | -91.2% | +42.5% | +98.9% | |
| ROA | 1.1% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | -0.2% | 0.1% | 0.1% | 0.1% | 0.2% | 0.2% |
| — | +49.8% | +37.9% | +263.6% | +73.1% | +66.7% | +227.8% | -194.8% | -40.8% | -33.0% | -90.6% | +59.5% | +121.4% | |
| ROIC | 7.0% | — | 2.4% | 2.1% | 1.5% | 0.9% | 1.4% | -1.1% | 0.9% | 0.5% | 0.4% | 1.1% | 1.2% |
| — | — | +67.5% | +283.5% | +75.6% | +83.4% | +301.6% | -199.3% | -27.3% | -24.7% | -91.0% | +66.6% | +107.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.26 | 0.24 | 0.26 | 0.25 | 0.53 | 0.41 | 0.46 | 0.51 | 0.74 | 0.51 | 0.74 | 0.73 | 0.72 |
| — | -40.8% | -43.0% | -51.3% | -27.5% | -19.0% | -37.8% | -31.1% | +2.6% | -48.4% | +5.7% | -19.6% | -39.6% | |
| Debt / EBITDA | 1.98 | — | 6.63 | 5.95 | 16.03 | 20.24 | 14.20 | — | 32.20 | 35.12 | 67.27 | 24.49 | 21.99 |
| — | — | -53.3% | — | -50.2% | -42.4% | -78.9% | — | +46.4% | -31.2% | +808.8% | -38.0% | -63.7% | |
| Current Ratio | 12.58 | — | 12.58 | 0.25 | 0.10 | 0.15 | 0.13 | 0.29 | 0.25 | 0.31 | 0.30 | 0.32 | 0.28 |
| — | — | +9659.0% | -13.7% | -60.7% | -50.5% | -57.6% | -11.1% | -10.2% | -3.9% | -12.3% | +26.6% | +5.6% | |
| Quick Ratio | 12.58 | — | 12.58 | 0.25 | 0.10 | 0.15 | 0.13 | 0.29 | 0.25 | 0.31 | 0.30 | 0.32 | 0.28 |
| — | — | +9659.0% | -13.7% | -60.7% | -50.5% | -57.6% | -11.1% | -10.2% | -3.9% | -12.3% | +26.6% | +5.6% | |
| Interest Coverage | 0.60 | — | 0.81 | 0.73 | 0.55 | 0.32 | 0.45 | -0.38 | 0.29 | 0.17 | 0.13 | 0.42 | 0.53 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
See how regular investing compounds over time.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying TCBI stock.
Texas Capital Bancshares, Inc.'s current P/E is 14.6x. The average P/E over the last 4 quarters is 11.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Texas Capital Bancshares, Inc.'s current operating margin is 22.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Texas Capital Bancshares, Inc.'s business trajectory between earnings reports.