Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.68 | 10.13 | 10.54 | 12.30 | 12.70 | 11.94 | 11.82 | 11.92 | 10.80 | 15.67 | 12.03 | — | 8.94 | 8.25 | 8.12 | 8.96 | 9.47 | 10.88 | 14.32 | 12.95 | 12.22 |
| — | -15.2% | -10.8% | +3.2% | +17.6% | -23.8% | -1.7% | — | +20.8% | +89.9% | +48.2% | — | -5.5% | -24.2% | -43.3% | -30.8% | -22.5% | -9.1% | -3.8% | -2.7% | +1.5% | |
| P/S Ratio | 2.97 | 2.93 | 2.83 | 3.01 | 2.88 | 2.81 | 2.78 | 2.86 | 2.84 | — | 2.72 | 2.16 | 1.97 | 2.04 | 2.16 | 2.29 | 2.49 | 2.81 | 3.57 | 3.56 | 3.53 |
| — | +4.2% | +1.6% | +5.4% | +1.4% | — | +2.1% | +32.3% | +44.1% | — | +26.2% | -5.7% | -20.9% | -27.5% | -39.5% | -35.6% | -29.5% | -15.3% | -1.8% | +23.1% | +52.2% | |
| P/B Ratio | 0.95 | 0.96 | 0.91 | 0.97 | 0.91 | 0.87 | 0.84 | 0.91 | 0.88 | 0.81 | 0.89 | 0.83 | 0.62 | 0.64 | 0.73 | 0.95 | 0.96 | 1.01 | 1.17 | 1.14 | 1.15 |
| — | +11.3% | +7.5% | +6.8% | +3.5% | +6.2% | -5.2% | +9.3% | +42.0% | +27.8% | +21.4% | -12.6% | -35.4% | -36.8% | -37.4% | -16.3% | -16.5% | -8.0% | +0.2% | +23.3% | +55.2% | |
| P/FCF | 10.51 | 14.85 | 21.44 | 6.12 | 9.96 | 15.35 | 18.26 | 18.66 | 9.40 | 15.38 | — | 5.18 | 3.98 | 2.72 | 96.77 | 4.84 | 3.86 | 4.02 | — | 4.20 | — |
| — | -3.2% | +17.4% | -67.2% | +6.0% | -0.2% | — | +260.2% | +136.1% | +465.4% | — | +7.0% | +3.2% | -32.3% | — | +15.3% | — | -30.0% | — | -40.5% | — | |
| EV / EBITDA | 13.29 | 15.81 | 12.09 | 14.79 | 12.11 | 10.97 | 9.70 | 11.22 | 9.43 | — | 12.72 | — | 11.27 | 11.66 | 12.12 | 10.61 | 9.95 | 9.34 | 10.28 | 10.73 | 10.27 |
| — | +44.1% | +24.7% | +31.9% | +28.4% | — | -23.8% | — | -16.4% | — | +4.9% | — | +13.3% | +24.9% | +17.9% | -1.1% | -3.1% | -1.4% | -1.3% | -4.4% | +19.4% | |
| EV / EBIT | 14.77 | 17.48 | 13.47 | 15.45 | 13.52 | 12.51 | 11.09 | 12.93 | 10.69 | — | 15.27 | — | 13.87 | 14.17 | 14.29 | 12.53 | 11.56 | 11.03 | 12.24 | 12.60 | 11.98 |
| — | +39.7% | +21.5% | +19.5% | +26.4% | — | -27.4% | — | -22.9% | — | +6.9% | — | +20.0% | +28.5% | +16.7% | -0.5% | -3.5% | -0.1% | -1.2% | -9.8% | +9.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 93.2% | 92.5% | 90.7% | 100.0% | 91.6% | 90.2% | 90.7% | 90.7% | 91.2% | 126.8% | 89.6% | 90.0% | 89.8% | 89.2% | 90.5% | 92.6% | 96.0% | 97.0% | 101.8% | 101.9% | 105.8% |
| — | +2.5% | +0.1% | +10.3% | +0.4% | -28.8% | +1.1% | +0.8% | +1.6% | +42.1% | -1.0% | -2.8% | -6.5% | -8.0% | -11.1% | -9.1% | -9.3% | -9.9% | +2.7% | +5.2% | +14.4% | |
| Operating Margin | 31.2% | 34.5% | 32.8% | 29.8% | 33.5% | 30.3% | 31.3% | 30.7% | 33.6% | 310.4% | 28.3% | -90.5% | 26.9% | 28.1% | 33.5% | 32.1% | 34.2% | 33.7% | 32.8% | 35.6% | 38.0% |
| — | +13.6% | +4.7% | -2.9% | -0.4% | -90.2% | +10.6% | +134.0% | +24.8% | +1005.5% | -15.4% | -381.4% | -21.2% | -16.6% | +2.1% | -9.8% | -10.0% | -8.2% | -2.1% | +22.6% | +51.7% | |
| Net Margin | 26.1% | 29.5% | 28.7% | 25.8% | 28.0% | 24.9% | 25.7% | 25.2% | 28.4% | -53.6% | 24.8% | -89.3% | 24.2% | 26.3% | 28.6% | 26.8% | 27.9% | 27.1% | 26.6% | 29.0% | 30.4% |
| — | +18.6% | +11.7% | +2.4% | -1.3% | +146.4% | +3.6% | +128.2% | +17.3% | -304.0% | -13.2% | -433.8% | -13.4% | -3.0% | +7.7% | -7.6% | -8.2% | -7.7% | -2.0% | +23.2% | +49.0% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.2% | 2.4% | 2.3% | 2.1% | 2.2% | 1.9% | 2.0% | 2.0% | 2.2% | 1.5% | 2.0% | -8.4% | 1.9% | 2.1% | 2.5% | 2.8% | 2.6% | 2.4% | 2.1% | 2.3% | 2.5% |
| — | +26.4% | +16.5% | +4.9% | -0.0% | +30.3% | -2.9% | +123.5% | +18.9% | -29.2% | -17.8% | -403.0% | -29.0% | -13.2% | +16.8% | +19.5% | +6.2% | -1.7% | -1.0% | +22.9% | +51.5% | |
| ROA | 1.0% | 0.3% | 0.3% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | 0.2% | -0.9% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% |
| — | +22.4% | +14.3% | +2.5% | -3.4% | +34.2% | +5.6% | +125.6% | +28.9% | -26.2% | -16.5% | -410.0% | -28.2% | -17.5% | +2.7% | +1.8% | -7.8% | -11.8% | -9.4% | +13.5% | +42.9% | |
| ROIC | 3.6% | 1.0% | 0.9% | 0.9% | 1.0% | 0.9% | 0.9% | 0.9% | 1.1% | -3.2% | 0.8% | -3.1% | 0.8% | 0.7% | 0.9% | 1.2% | 1.3% | 1.4% | 1.2% | 1.3% | 1.4% |
| — | +10.6% | +1.1% | -8.6% | -6.4% | +128.9% | +12.2% | +130.3% | +39.3% | -538.1% | -11.9% | -350.4% | -43.2% | -46.4% | -22.9% | -6.4% | -6.3% | -2.7% | +1.8% | +26.0% | +59.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.07 | 1.09 | 1.08 | 1.07 | 1.08 | 0.94 | 0.86 | 0.98 | 0.84 | 0.90 | 1.11 | 1.05 | 1.04 | 1.08 | 1.49 | 1.07 | 0.93 | 0.69 | 0.59 | 0.59 | 0.62 |
| — | +15.7% | +24.7% | +9.5% | +29.2% | +4.7% | -22.1% | -6.7% | -19.1% | -16.6% | -25.8% | -2.5% | +11.5% | +55.9% | +151.9% | +82.1% | +49.7% | +9.5% | -7.1% | -7.6% | -7.2% | |
| Debt / EBITDA | 9.90 | 34.83 | 36.68 | 42.72 | 36.67 | 35.40 | 31.77 | 34.77 | 28.41 | — | 39.93 | — | 39.82 | 40.44 | 44.62 | 27.30 | 24.31 | 19.40 | 18.55 | 17.68 | 17.23 |
| — | -1.6% | +15.4% | +22.9% | +29.1% | — | -20.4% | — | -28.7% | — | -10.5% | — | +63.8% | +108.4% | +140.6% | +54.3% | +41.1% | +8.4% | -7.0% | -20.3% | -34.3% | |
| Current Ratio | 0.87 | 0.18 | 0.11 | 0.87 | 0.13 | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 | 0.12 | 0.26 | 0.11 | 0.11 | 0.12 | 0.24 | 0.08 | 0.08 | 0.29 | 0.44 | 0.45 |
| — | +22.0% | -23.7% | +516.8% | -5.6% | +2.8% | +20.8% | -46.3% | +25.7% | +29.9% | -4.4% | +7.3% | +39.2% | +28.2% | -57.1% | -44.4% | -82.3% | -81.5% | -32.3% | +12.9% | +22.7% | |
| Quick Ratio | 0.87 | 0.18 | 0.11 | 0.87 | 0.13 | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 | 0.12 | 0.26 | 0.11 | 0.11 | 0.12 | 0.24 | 0.08 | 0.08 | 0.29 | 0.44 | 0.45 |
| — | +22.0% | -23.7% | +516.8% | -5.6% | +2.8% | +20.8% | -46.3% | +25.7% | +29.9% | -4.4% | +7.3% | +39.2% | +28.2% | -57.1% | -44.4% | -82.3% | -81.5% | -32.3% | +12.9% | +22.7% | |
| Interest Coverage | 0.63 | 0.77 | 0.75 | 0.65 | 0.65 | 0.59 | 0.62 | 0.60 | 0.62 | -1.85 | 0.49 | -1.89 | 0.49 | 0.54 | 0.92 | 1.61 | 3.21 | 7.16 | 10.03 | 11.72 | 11.02 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying TFC stock.
Truist Financial Corporation's current P/E is 12.7x. The average P/E over the last 4 quarters is 11.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Truist Financial Corporation's current operating margin is 31.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Truist Financial Corporation's business trajectory between earnings reports.