VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener

Truist Financial Corporation (TFC) Total Return Calculator with Dividends Reinvested

Truist Financial Corporation

Popular:

The total return for Truist Financial Corporation (TFC) stock is +35.69% over the past 12 months. So far it's up 3.18% this year. The 5-year total return is -0.13%, meaning $10,000 invested in TFC stock 5 years ago would be worth $9,987 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in TFC 1 year ago, it would be worth $13,751 today — you'd have gained $3,751 with dividends reinvested.

With Dividends Reinvested$13,751+37.51%

Price Only (No DRIP)$13,123+31.23%

Dividend Boost+$6284 payments · +6.28% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in TFC

1Y$13,569+$3,569 (+35.7%)35.7% CAGR

3Y$19,840+$9,840 (+98.4%)25.7% CAGR

5Y$9,987-$13 (-0.1%)-0.0% CAGR

10Y$20,173+$10,173 (+101.7%)7.3% CAGR

15Y$27,094+$17,094 (+170.9%)6.9% CAGR

20Y$18,488+$8,488 (+84.9%)3.1% CAGR

30Y$65,811+$55,811 (+558.1%)6.5% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-09	$0.52	$39.01	+0.013330
2025-08-08	$0.52	$43.07	+0.012234
2025-11-14	$0.52	$44.86	+0.011888
2026-02-13	$0.52	$51.90	+0.010395

Loading TFC total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+3.18%	—	+2.13%	+1.05 pp	$10,318
1Y	+35.69%	35.69%	+30.36%	+5.34 pp	$13,569
3Y	+98.40%	25.66%	+76.70%	+21.70 pp	$19,840
5Y	-0.13%	-0.03%	-16.79%	+16.66 pp	$9,987
10Y	+101.73%	7.27%	+49.32%	+52.41 pp	$20,173
15Y	+170.94%	6.87%	+88.29%	+82.65 pp	$27,094
20Y	+84.88%	3.12%	+17.81%	+67.07 pp	$18,488
30Y	+558.11%	6.48%	+272.71%	+285.40 pp	$65,811

Risk & Highlights

Best Year+80.45%1997

Worst Year-30.68%1999

Max Drawdown-21.47%2026-02-06 → 2026-03-13

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+0.18%	-0.86%	+1.0pp	+0.41%	-0.2pp
2025	+18.37%	+13.57%	+4.8pp	+16.64%	+1.7pp
2024	+21.19%	+15.65%	+5.5pp	+24.00%	-2.8pp
2023	-10.61%	-15.38%	+4.8pp	+24.81%	-35.4pp
2022	-25.45%	-28.76%	+3.3pp	-19.95%	-5.5pp

TFC outperformed the S&P 500 by 4.37pp over the past year (+35.69% vs +31.32%).

Loading summary...

TFC Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
TFCTruist Financial Corporation	$66.8B	+6.6%	+3.2%	+35.7%	+5.3pp	+98.4%	-0.1%	+101.7%
USBU.S. Bancorp	$87.3B	+5.1%	+5.1%	+42.1%	+5.0pp	+109.0%	+7.2%	+74.4%
PNCThe PNC Financial Services Group, Inc.	$89.9B	+4.4%	+6.8%	+40.2%	+4.2pp	+106.7%	+27.7%	+216.9%
RFRegions Financial Corporation	$24.5B	+5.5%	+3.3%	+41.3%	+5.0pp	+90.0%	+43.7%	+284.7%
CFGCitizens Financial Group, Inc.	$28.3B	+6.9%	+12.0%	+76.5%	+4.7pp	+174.8%	+50.6%	+260.3%
HBANHuntington Bancshares Incorporated	$26.3B	+4.4%	-3.9%	+16.0%	+4.2pp	+89.7%	+25.5%	+124.0%
KEYKeyCorp	$24.5B	+7.6%	+6.9%	+50.7%	+5.4pp	+155.1%	+14.7%	+144.8%
MTBM&T Bank Corporation	$33.4B	+2.5%	+7.3%	+29.4%	+3.4pp	+101.2%	+49.7%	+128.1%
JPMJPMorgan Chase & Co.	$849.0B	+6.6%	-2.3%	+28.7%	+2.4pp	+140.8%	+110.3%	+471.7%
BACBank of America Corporation	$407.9B	+7.1%	-3.7%	+33.9%	+2.7pp	+104.6%	+38.9%	+332.5%
WFCWells Fargo & Company	$248.6B	-1.8%	-15.1%	+11.8%	+2.4pp	+120.8%	+86.5%	+92.0%

Compare:TFC vs USB TFC vs PNC TFC vs RF TFC vs USB vs PNC

About TFC Dividend Returns

Truist Financial Corporation (TFC) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of TFC over the past year?

Truist Financial Corporation (TFC) delivered a total return of 35.69% over the past year when dividends are reinvested. The price-only return was 30.36%, meaning dividends contributed an additional 5.34 percentage points to total returns.

Q2How much would $10,000 invested in TFC be worth today?

A $10,000 investment in Truist Financial Corporation one year ago would be worth $13,569 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $13,036. Dividend reinvestment added $534 to the portfolio value.

Q3Does TFC pay dividends?

Yes, Truist Financial Corporation (TFC) pays dividends. In the last year, TFC paid approximately $2.08 per share in dividends (4.10% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did TFC beat the S&P 500?

Yes, Truist Financial Corporation (TFC) outperformed the S&P 500 by 4.37 percentage points over the past year. TFC delivered a total return of 35.69%, compared to the S&P 500's 31.32%. This 4.37pp alpha means investors in TFC earned more than a passive S&P 500 index fund.

Q5What is TFC's worst drawdown?

Truist Financial Corporation (TFC) experienced a maximum drawdown of -21.47% over the past year, declining from its peak on 2026-02-06 to its trough on 2026-03-13. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is TFC's long-term total return over 10, 20, or 30 years?

Here are Truist Financial Corporation (TFC)'s long-term returns with dividends reinvested. Over 10 years, the total return is 101.7% (7.3% CAGR) — $10,000 would have grown to $20,173. Over 20 years: 84.9% total return (3.1% CAGR) — $10,000 → $18,488. Over 30 years: 558.1% total return (6.5% CAGR) — $10,000 → $65,811. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was TFC's best and worst year?

Truist Financial Corporation's best calendar year was 1997 with a total return of 80.5%. Its worst year was 1999 with a total return of -30.7%. This range shows the volatility investors should expect — the difference between the best and worst year is 111.1 percentage points.