16.8% Below Target

Truist Financial Corporation (TFC) has a consensus 12-month price target of $56.44, implying 16.8% upside from $48.33. The 54 analysts covering TFC see moderate appreciation potential.

TFC has a consensus rating of "Buy" based on 54 Wall Street analysts. The rating breakdown is predominantly bullish, with 32 Buy/Strong Buy ratings. The consensus 12-month price target of $56.44 implies 16.8% upside from current levels.

With a forward P/E of 10.6397x, TFC trades at a relatively low valuation. The consensus target of $56.44 implies 16.8% appreciation, suggesting meaningful undervaluation.

The most bullish Wall Street analyst has a price target of $64 for TFC, while the most conservative target is $45. The consensus of $56.44 represents the median expectation. Our quantitative valuation model projects a bull case target of $86 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

TFC is heavily covered by Wall Street, with 54 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 32 have Buy ratings, 20 recommend Hold, and 2 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month TFC stock forecast based on 54 Wall Street analysts shows a consensus price target of $56.44, with estimates ranging from $45 (bear case) to $64 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $65, with bear/bull scenarios of $41/$86.

Our quantitative valuation model calculates TFC's fair value at $65 (base case), with a bear case of $41 and bull case of $86. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.

TFC trades at a forward P/E ratio of 10.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 12.7x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Wall Street analysts are optimistic on TFC, with a "Buy" consensus rating and $56.44 price target (16.8% upside). 32 of 54 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

TFC analyst price targets range from $45 to $64, a 34% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $56.44 consensus represents the middle ground. Our model's $41-$86 range provides an independent fundamental perspective.