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TPHTri Pointe Homes, Inc.
$46.96$4.0B
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  4. Financial Ratios

Tri Pointe Homes, Inc. (TPH) Financial Ratios

Latest Ratios: P/E Ratio 17.3x · EV/EBITDA 12.9x · ROE 7.2%. (2011–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

TPH Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$4.0B$2.7B$3.4B$3.5B$1.9B$3.2B$2.2B$2.2B$1.6B$2.8B$1.9B
Enterprise Value$4.3B$3.0B$3.6B$4.1B$2.5B$4.2B$3.3B$3.5B$2.8B$4.0B$3.0B
P/E Ratio →17.2611.577.5110.263.366.777.9510.606.0414.819.49
P/S Ratio1.150.780.770.950.440.800.690.710.500.990.77
P/B Ratio1.220.821.031.170.681.301.001.010.791.441.00
P/FCF31.1121.055.1220.774.838.213.977.715.8428.05—
P/OCF24.7716.764.9418.074.357.633.816.975.2427.33—

P/E links to full P/E history page with 30-year chart

TPH EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.870.791.110.571.041.001.120.851.411.26
EV / EBITDA12.959.055.879.063.136.528.2712.277.2211.4310.12
EV / EBIT14.259.015.798.823.236.818.7113.597.7911.5110.19
EV / FCF—23.395.3124.266.2410.765.8012.129.9040.05—

TPH Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin21.0%21.0%23.4%22.4%26.7%24.9%22.3%19.8%21.4%22.1%22.9%
Operating Margin8.7%8.7%12.8%11.5%17.7%15.2%11.2%8.2%10.8%12.2%12.3%
Net Profit Margin6.9%6.9%10.2%9.3%13.2%11.8%8.7%6.7%8.3%6.7%8.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE7.2%7.2%14.4%11.8%21.8%20.1%12.8%9.8%13.5%9.9%11.0%
ROA4.8%4.8%9.3%7.1%12.7%11.2%7.2%5.4%7.0%5.1%5.8%
ROIC6.4%6.4%12.2%9.2%16.9%13.5%8.2%5.7%8.4%8.4%7.8%
ROCE6.6%6.6%12.5%9.4%18.1%15.3%9.7%7.1%10.3%10.4%9.5%

TPH Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.390.390.330.480.510.680.740.730.690.760.75
Debt / EBITDA3.863.861.813.211.822.614.185.633.694.244.62
Net Debt / Equity—0.090.040.200.200.400.460.580.550.620.63
Net Debt / EBITDA0.900.900.211.300.711.542.614.472.963.423.92
Debt / FCF—2.340.193.491.412.551.834.414.0612.00—
Interest Coverage———————————

TPH Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio12.6812.689.9020.9413.4515.8418.7422.948.518.709.58
Quick Ratio3.543.542.725.203.373.323.632.780.791.010.87
Cash Ratio2.832.832.214.102.832.793.232.160.670.700.62
Asset Turnover—0.690.910.760.920.920.810.800.840.740.67
Inventory Turnover0.860.861.090.861.000.980.870.810.800.700.64
Days Sales Outstanding—15.499.0722.0714.2210.727.118.205.7716.3112.52

TPH Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.8%8.6%13.3%9.7%29.8%14.8%12.6%9.4%16.6%6.8%10.5%
FCF Yield3.2%4.7%19.5%4.8%20.7%12.2%25.2%13.0%17.1%3.6%—
Buyback Yield6.9%10.2%4.3%4.9%10.5%8.7%11.2%4.1%9.0%4.1%2.3%
Total Shareholder Yield6.9%10.2%4.3%4.9%10.5%8.7%11.2%4.1%9.0%4.1%2.3%
Shares Outstanding—$86M$95M$100M$104M$114M$130M$141M$149M$155M$161M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetHealthy
Cash FlowDeteriorating
Top Statement Risk

Revenue contraction and margin compression

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Erosion Signals Pricing Pressure

Gross margin fell from 23.5% in 2024Q4 to 21.0% in 2025Q4 and turned negative at -14.5% in 2026Q2, per reported financials, indicating severe cost or pricing issues.

The sequential deterioration in gross margin, from 19.2% in 2025Q4 to -14.5% in 2026Q2, suggests that the company may be absorbing cost inflation or offering incentives to maintain sales velocity. Operating margin followed a similar path, collapsing from 8.1% to -14.5% in the same period, implying that fixed SG&A costs are deleveraging on lower revenue. This margin compression appears to be driven by a combination of lower absorption rates and potential write-downs on land or inventory, which warrants close monitoring.

Return on Capital Decays Sharply

ROIC dropped from 3.5% in 2024Q4 to -2.3% in 2026Q2, per reported figures, indicating that the company is currently destroying value on its invested capital.

The decline in ROIC from a peak of 3.5% in 2024Q4 to negative territory in 2026Q2 reflects both margin compression and a slowdown in asset turnover, which fell from 0.26 to 0.14. This suggests that the company's land-heavy model is generating insufficient returns to cover its cost of capital during the downturn. The negative ROIC in 2026Q2, coupled with a negative net margin of -23.3%, implies that the company's capital base is not being deployed efficiently, and investors should monitor whether this is a temporary cyclical trough or a structural impairment.

Working Capital Cycle Stretches Dangerously

Cash conversion cycle ballooned from 316 days in 2024Q4 to 702 days in 2026Q1, per reported data, as inventory days surged to 723, indicating a severe slowdown in home sales.

The dramatic lengthening of the cash conversion cycle, driven by DIO rising from 315 days to 723 days, suggests that homes are taking much longer to sell, tying up cash in inventory. This is consistent with the revenue contraction and negative gross margin, as the company may be holding onto land and completed homes rather than selling at a loss. The CCC of 702 days in 2026Q1 is unsustainable and indicates that the company's working capital efficiency has deteriorated significantly, which may lead to further cash burn if the demand environment does not improve.

Low Leverage Provides Cushion

Debt-to-equity remains minimal at 0.38 in 2026Q1, per SEC filings, and interest coverage is not reported, but the low leverage suggests the balance sheet can withstand prolonged stress.

Despite the severe operational downturn, Tri Pointe's debt-to-equity ratio of 0.38 is conservative compared to peers like Century Communities at 0.56, indicating that the company has not over-leveraged its balance sheet. The absence of reported interest coverage data limits analysis, but the low debt levels imply that debt service is likely manageable even with reduced earnings. This financial flexibility may allow the company to hold inventory rather than engage in distressed sales, but it also suggests a defensive posture that could limit upside in a rapid recovery.

Liquidity Appears Strong but Cash Burn Accelerates

Current ratio stands at 51.02 in 2026Q2, per reported figures, but cash dropped from $982.8M to $462.1M, indicating that liquidity is being consumed rapidly.

The extremely high current ratio of 51.02 in 2026Q2 is misleading because it is driven by a massive inventory balance that may be impaired, while the quick ratio of 7.99 provides a more realistic view of short-term solvency. The cash balance halved in just one quarter, from $982.8M to $462.1M, reflecting the -$369M operating cash outflow in 2026Q2. This suggests that while the company has a strong liquidity buffer, the pace of cash burn is concerning and could erode the buffer if the downturn persists.

Misapplied Metric: Current Ratio

The current ratio is commonly misapplied to homebuilders because inventory is not readily convertible to cash, and Tri Pointe's 51.02 ratio overstates liquidity, per reported data.

For homebuilders, the current ratio is often misleading because inventory—land and homes under construction—is not liquid and may be subject to impairment. Tri Pointe's current ratio of 51.02 in 2026Q2 is inflated by inventory that is taking over 700 days to sell, as evidenced by the DIO. A more appropriate metric is the quick ratio, which excludes inventory and stands at 7.99, still high but more realistic. Additionally, investors should focus on the cash conversion cycle and the company's ability to generate cash from operations, as the current ratio does not capture the risk of inventory write-downs.

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Includes 30+ ratios · 15 years · Updated daily

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TPH — Frequently Asked Questions

Quick answers to the most common questions about buying TPH stock.

What is Tri Pointe Homes, Inc.'s P/E ratio?

Tri Pointe Homes, Inc.'s current P/E ratio is 17.3x. The historical average is 12.7x. This places it at the 85th percentile of its historical range.

What is Tri Pointe Homes, Inc.'s EV/EBITDA?

Tri Pointe Homes, Inc.'s current EV/EBITDA is 12.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.4x.

What is Tri Pointe Homes, Inc.'s ROE?

Tri Pointe Homes, Inc.'s return on equity (ROE) is 7.2%. The historical average is 9.3%.

Is TPH stock overvalued?

Based on historical data, Tri Pointe Homes, Inc. is trading at a P/E of 17.3x. This is at the 85th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Tri Pointe Homes, Inc.'s profit margins?

Tri Pointe Homes, Inc. has 21.0% gross margin and 8.7% operating margin.

How much debt does Tri Pointe Homes, Inc. have?

Tri Pointe Homes, Inc.'s Debt/EBITDA ratio is 3.9x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.