TrustCo Bank Corp NY (TRST) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

TrustCo Bank Corp NY (TRST) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

TRST Income Statement

TrustCo Bank Corp NY (TRST) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	45.59M	44.71M	43.73M	43.12M	41.75M	40.37M	38.9M	38.67M	37.79M	36.58M	38.61M	42.22M	44.05M	46.97M	49.19M	47.79M	43.06M	40.1M	40.29M	39.89M
NII Growth %	9.21%	10.74%	12.42%	11.5%	10.47%	10.38%	0.76%	-8.41%	-14.22%	-22.12%	-21.51%	-11.66%	2.3%	17.13%	22.07%	19.82%	7.32%	-0.03%	2.84%	4.51%
Net Interest Margin %	0.7%	0.69%	0.68%	0.68%	0.66%	0.64%	0.62%	0.63%	0.62%	0.59%	0.63%	0.7%	0.73%	0.78%	0.82%	0.79%	0.69%	0.64%	0.65%	0.65%
Interest Income	67.71M	66.23M	66.09M	66.03M	64.47M	62.82M	61.91M	61.07M	60.59M	59.75M	58.64M	57.55M	56.08M	53.93M	52.08M	49.04M	44.19M	41.29M	41.77M	41.66M
Interest Expense	22.12M	21.52M	22.36M	22.91M	22.73M	22.44M	23.01M	22.4M	22.8M	23.18M	20.03M	15.33M	12.03M	6.97M	2.9M	1.25M	1.13M	1.19M	1.48M	1.77M
Loan Loss Provision	351K	950K	0	250K	650K	300K	400K	500K	500K	526K	1.35M	100K	-500K	300K	50K	300K	-491K	-200K	-3M	-2.8M
Non-Interest Income	-38.52M	4.79M	4.43M	4.69M	4.85M	4.95M	4.41M	4.93M	5.65M	4.77M	4.47M	4.57M	4.6M	4.67M	4.78M	4.39M	4.92M	5.18M	4.53M	4.29M
Non-Interest Income %	-545.02%	9.68%	9.2%	9.81%	10.41%	10.91%	10.18%	11.31%	13.01%	11.53%	10.39%	9.77%	9.45%	9.04%	8.85%	8.41%	10.25%	11.45%	10.1%	9.72%
Total Net Revenue	7.07M	49.5M	48.16M	47.81M	46.6M	45.32M	43.31M	43.6M	43.44M	41.35M	43.08M	46.8M	48.65M	51.63M	53.96M	52.18M	47.98M	45.28M	44.82M	44.18M
Revenue Growth %	-84.83%	9.22%	11.21%	9.65%	7.27%	9.61%	0.53%	-6.82%	-10.71%	-19.92%	-20.16%	-10.32%	1.4%	14.04%	20.4%	18.1%	7.07%	1.67%	3.63%	3.94%
Non-Interest Expense	28.33M	26.93M	26.71M	26.24M	26.22M	26.33M	28.16M	26.2M	26.46M	24.9M	28.83M	27.46M	27.33M	27.68M	26.41M	26.14M	25M	22.77M	26.19M	24.7M
Efficiency Ratio	400.88%	54.41%	55.46%	54.89%	56.27%	58.1%	65.03%	60.09%	60.91%	60.23%	66.92%	58.68%	56.17%	53.61%	48.93%	50.1%	52.12%	50.28%	58.44%	55.9%
Operating Income	-21.62M	21.62M	21.45M	21.32M	19.73M	18.72M	14.75M	16.9M	16.48M	15.92M	12.9M	19.23M	21.82M	23.66M	27.51M	25.73M	23.46M	22.71M	21.63M	22.29M
Operating Margin %	-305.84%	43.67%	44.54%	44.59%	42.33%	41.3%	34.05%	38.76%	37.94%	38.5%	29.94%	41.1%	44.86%	45.81%	50.97%	49.32%	48.9%	50.16%	48.26%	50.44%
Operating Income Growth %	-209.59%	15.49%	45.5%	26.12%	19.69%	17.59%	14.31%	-12.13%	-24.48%	-32.71%	-53.1%	-25.26%	-6.99%	4.14%	27.18%	15.48%	21.13%	20.5%	21.37%	18.34%
Pretax Income	22.52M	21.62M	21.05M	21.32M	19.73M	18.72M	14.75M	16.9M	16.48M	15.92M	12.9M	19.23M	21.82M	23.66M	27.51M	25.73M	23.46M	22.71M	21.63M	22.29M
Pretax Margin %	318.6%	43.67%	43.71%	44.59%	42.33%	41.3%	34.05%	38.76%	37.94%	38.5%	29.94%	41.1%	44.86%	45.81%	50.97%	49.32%	48.9%	50.16%	48.26%	50.44%
Income Tax	5.55M	5.33M	5.49M	5.06M	4.69M	4.44M	3.46M	4.03M	3.93M	3.79M	3.05M	4.55M	5.45M	5.91M	6.6M	6.37M	5.59M	5.63M	5.39M	5.52M
Effective Tax Rate %	24.66%	24.67%	26.07%	23.73%	23.76%	23.74%	23.5%	23.83%	23.84%	23.82%	23.66%	23.68%	24.98%	24.98%	23.98%	24.76%	23.83%	24.76%	24.91%	24.78%
Net Income	16.96M	16.29M	15.56M	16.26M	15.04M	14.28M	11.28M	12.88M	12.55M	12.13M	9.85M	14.68M	16.37M	17.75M	20.91M	19.36M	17.87M	17.09M	16.24M	16.76M
Net Margin %	240.03%	32.9%	32.32%	34.01%	32.27%	31.5%	26.05%	29.53%	28.89%	29.33%	22.86%	31.37%	33.65%	34.37%	38.75%	37.11%	37.25%	37.74%	36.24%	37.94%
Net Income Growth %	12.81%	14.08%	37.98%	26.28%	19.82%	17.72%	14.55%	-12.3%	-23.34%	-31.67%	-52.9%	-24.19%	-8.39%	3.84%	28.75%	15.52%	23.82%	21.34%	17.57%	19.12%
Net Income (Continuing)	16.96M	16.29M	15.56M	16.26M	15.04M	14.28M	11.28M	12.88M	12.55M	12.13M	9.85M	14.68M	16.37M	17.75M	20.91M	19.36M	17.87M	17.09M	16.24M	16.76M
EPS (Diluted)	0.98	0.91	0.85	0.86	0.79	0.75	0.59	0.68	0.66	0.64	0.52	0.77	0.86	0.93	1.10	1.01	0.93	0.89	0.85	0.87
EPS Growth %	24.05%	21.33%	44.07%	26.47%	19.7%	17.19%	13.46%	-11.69%	-23.26%	-31.18%	-52.73%	-23.76%	-7.53%	4.49%	29.41%	16.09%	24%	21.92%	18.06%	19.18%
EPS (Basic)	0.98	0.91	0.85	0.86	0.79	0.75	0.59	0.68	0.66	0.64	0.52	0.77	0.86	0.93	1.10	1.01	0.93	0.89	0.85	0.87
Diluted Shares Outstanding	17.63M	17.88M	18.33M	18.99M	18.99M	19.04M	19.04M	19.04M	19.03M	19.03M	19.03M	19.02M	19.02M	19.03M	19.05M	19.11M	19.15M	19.21M	19.22M	19.25M