TrustCo Bank Corp NY (TRST) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 44.71M | 43.73M | 43.12M | 41.75M | 40.37M | 38.9M | 38.67M | 37.79M | 36.58M | 38.61M | 42.22M | 44.05M |
| NII Growth % | 10.74% | 12.42% | 11.5% | 10.47% | 10.38% | 0.76% | -8.41% | -14.22% | -22.12% | -21.51% | -11.66% | 2.3% |
| Net Interest Margin % | 0.69% | 0.68% | 0.68% | 0.66% | 0.64% | 0.62% | 0.63% | 0.62% | 0.59% | 0.63% | 0.7% | 0.73% |
| Interest Income | 66.23M | 66.09M | 66.03M | 64.47M | 62.82M | 61.91M | 61.07M | 60.59M | 59.75M | 58.64M | 57.55M | 56.08M |
| Interest Expense | 21.52M | 22.36M | 22.91M | 22.73M | 22.44M | 23.01M | 22.4M | 22.8M | 23.18M | 20.03M | 15.33M | 12.03M |
| Loan Loss Provision | 950K | 0 | 250K | 650K | 300K | 400K | 500K | 500K | 526K | 1.35M | 100K | -500K |
| Non-Interest Income | 4.79M | 4.43M | 4.69M | 4.85M | 4.95M | 4.41M | 4.93M | 5.65M | 4.77M | 4.47M | 4.57M | 4.6M |
| Non-Interest Income % | 6.75% | 6.28% | 6.63% | 7% | 7.3% | 6.65% | 7.47% | 8.53% | 7.39% | 7.09% | 7.36% | 7.58% |
| Total Revenue | 71.02M | 70.52M | 70.72M | 69.32M | 67.76M | 66.32M | 66M | 66.24M | 64.52M | 63.11M | 62.13M | 60.68M |
| Revenue Growth % | 4.8% | 6.34% | 7.15% | 4.66% | 5.02% | 5.08% | 6.24% | 9.16% | 10.1% | 11% | 16.28% | 23.58% |
| Non-Interest Expense | 26.93M | 26.71M | 26.24M | 26.22M | 26.33M | 28.16M | 26.2M | 26.46M | 24.9M | 28.83M | 27.46M | 27.33M |
| Efficiency Ratio | 37.92% | 37.87% | 37.11% | 37.83% | 38.85% | 42.47% | 39.7% | 39.95% | 38.6% | 45.68% | 44.2% | 45.03% |
| Operating Income | 21.62M | 21.45M | 21.32M | 19.73M | 18.72M | 14.75M | 16.9M | 16.48M | 15.92M | 12.9M | 19.23M | 21.82M |
| Operating Margin % | 30.44% | 30.42% | 30.14% | 28.45% | 27.62% | 22.24% | 25.61% | 24.88% | 24.67% | 20.44% | 30.96% | 35.96% |
| Operating Income Growth % | 15.49% | 45.5% | 26.12% | 19.69% | 17.59% | 14.31% | -12.13% | -24.48% | -32.71% | -53.1% | -25.26% | -6.99% |
| Pretax Income | 21.62M | 21.05M | 21.32M | 19.73M | 18.72M | 14.75M | 16.9M | 16.48M | 15.92M | 12.9M | 19.23M | 21.82M |
| Pretax Margin % | 30.44% | 29.86% | 30.14% | 28.45% | 27.62% | 22.24% | 25.61% | 24.88% | 24.67% | 20.44% | 30.96% | 35.96% |
| Income Tax | 5.33M | 5.49M | 5.06M | 4.69M | 4.44M | 3.46M | 4.03M | 3.93M | 3.79M | 3.05M | 4.55M | 5.45M |
| Effective Tax Rate % | 24.67% | 26.07% | 23.73% | 23.76% | 23.74% | 23.5% | 23.83% | 23.84% | 23.82% | 23.66% | 23.68% | 24.98% |
| Net Income | 16.29M | 15.56M | 16.26M | 15.04M | 14.28M | 11.28M | 12.88M | 12.55M | 12.13M | 9.85M | 14.68M | 16.37M |
| Net Margin % | 22.93% | 22.07% | 22.99% | 21.69% | 21.07% | 17.01% | 19.51% | 18.95% | 18.79% | 15.6% | 23.63% | 26.98% |
| Net Income Growth % | 14.08% | 37.98% | 26.28% | 19.82% | 17.72% | 14.55% | -12.3% | -23.34% | -31.67% | -52.9% | -24.19% | -8.39% |
| Net Income (Continuing) | 16.29M | 15.56M | 16.26M | 15.04M | 14.28M | 11.28M | 12.88M | 12.55M | 12.13M | 9.85M | 14.68M | 16.37M |
| EPS (Diluted) | 0.91 | 0.85 | 0.86 | 0.79 | 0.75 | 0.59 | 0.68 | 0.66 | 0.64 | 0.52 | 0.77 | 0.86 |
| EPS Growth % | 21.33% | 44.07% | 26.47% | 19.7% | 17.19% | 13.46% | -11.69% | -23.26% | -31.18% | -52.73% | -23.76% | -7.53% |
| EPS (Basic) | 0.91 | 0.85 | 0.86 | 0.79 | 0.75 | 0.59 | 0.68 | 0.66 | 0.64 | 0.52 | 0.77 | 0.86 |
| Diluted Shares Outstanding | 17.88M | 18.33M | 18.99M | 18.99M | 19.04M | 19.04M | 19.04M | 19.03M | 19.03M | 19.03M | 19.02M | 19.02M |