TRST trades at Wall Street's consensus target of —.
Last 12 months price action with 12-month analyst target path
The base valuation assumes TRST achieves its forward estimates and maintains a stable P/E multiple of 20.0x. This scenario reflects the blended consensus of 3 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, TrustCo Bank Corp NY (TRST) has a Wall Street consensus price target of N/A, based on estimates from 3 covering analysts. The company has a market capitalization of $976M.
Analyst price targets range from a low of N/A to a high of N/A.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 1 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, TRST trades at a trailing P/E of 14.7x and forward P/E of 20.0x. The forward PEG ratio of 5.51 reflects a premium valuation. Analysts expect EPS to grow -22.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $67.08, with bear and bull scenarios of $42.26 and $88.39 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
 CBSHCommerce Bancshares, Inc. | $8.0B | $55.04 | $65.13 | +18.3% | Hold | 13.0x | 15 |
 FISIFinancial Institutions, Inc. | $782M | $39.73 | $45.00 | +13.3% | Hold | 9.6x | 6 |
 CHMGChemung Financial Corporation | $408M | $84.75 | $93.00 | +9.7% | Hold | 10.1x | 7 |
 WAFDWaFd, Inc. | $2.2B | $29.43 | $31.50 | +7.0% | Hold | 8.9x | 11 |
 WSFSWSFS Financial Corporation | $4.1B | $78.94 | $85.00 | +7.7% | Hold | 11.7x | 13 |
 EGBNEagle Bancorp, Inc. | $1.0B | $33.81 | $37.00 | +9.4% | Hold | 17.9x | 14 |
 DCOMDime Community Bancshares, Inc. | $1.9B | $42.21 | $48.50 | +14.9% | Buy | 12.4x | 10 |
 FNFFidelity National Financial, Inc. | $11.8B | $43.84 | $54.33 | +23.9% | Buy | 8.9x | 17 |
 FAFFirst American Financial Corporation | $6.8B | $67.01 | $76.50 | +14.2% | Buy | 9.9x | 15 |
Quick answers to the most common questions about buying TRST stock.
The consensus price target for TRST is $N/A, close to the current price of $57.3 (N/A% implied move). Based on 3 analyst estimates, the stock appears fairly valued near current levels.
TRST has a consensus rating of "Hold" based on 3 Wall Street analysts. The rating breakdown is leaning bearish, with 1 Sell/Strong Sell ratings. The consensus 12-month price target of $N/A implies N/A% upside from current levels.
With a forward P/E of 19.9652x, TRST trades at a relatively low valuation. The consensus target of $N/A implies N/A% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $N/A for TRST, while the most conservative target is $N/A. The consensus of $N/A represents the median expectation. Our quantitative valuation model projects a bull case target of $88 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
TRST is lightly followed, with 3 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 2 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month TRST stock forecast based on 3 Wall Street analysts shows a consensus price target of $N/A, with estimates ranging from $N/A (bear case) to $N/A (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $67, with bear/bull scenarios of $42/$88.
Our quantitative valuation model calculates TRST's fair value at $67 (base case), with a bear case of $42 and bull case of $88. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
TRST trades at a forward P/E ratio of 20.0x based on next-twelve-months earnings estimates compared to a trailing P/E of 14.7x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
TRST appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $N/A target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
TRST analyst price targets range from $N/A to $N/A, a NaN% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $N/A consensus represents the middle ground. Our model's $42-$88 range provides an independent fundamental perspective.
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