Last 48 quarters of trend data · Financial Services · Exchanges & Financial Data
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 17.23 | 18.86 | 24.37 | 8.48 | 41.23 | 42.74 | 39.29 | 27.66 | 68.17 | 74.79 | 42.14 | 60.45 | 572.58 | — | 69.94 | 57.54 | 59.11 | 36.27 | 40.81 | 103.34 | 5.63 |
| — | -55.9% | -38.0% | -69.3% | -39.5% | -42.8% | -6.8% | -54.2% | -88.1% | — | -39.8% | +5.1% | +868.6% | — | +71.4% | -44.3% | +950.9% | -23.8% | -1.9% | +203.1% | -88.0% | |
| P/S Ratio | 3.09 | 2.24 | 2.67 | 2.70 | 3.57 | 3.53 | 3.81 | 3.74 | 4.41 | 4.75 | 3.48 | 3.82 | 3.50 | 3.58 | 3.92 | 3.20 | 3.04 | 3.06 | 4.07 | 5.42 | 8.82 |
| — | -36.5% | -29.9% | -27.6% | -19.1% | -25.7% | +9.5% | -2.1% | +26.1% | +32.6% | -11.4% | +19.1% | +15.2% | +17.0% | -3.6% | -40.9% | -65.6% | -58.0% | -44.0% | -12.6% | +29.1% | |
| P/B Ratio | 3.51 | 2.35 | 2.80 | 2.74 | 3.68 | 3.61 | 3.75 | 3.64 | 4.24 | 4.77 | 3.42 | 3.73 | 3.25 | 3.44 | 3.41 | 2.78 | 2.57 | 2.77 | 3.73 | 4.82 | 5.72 |
| — | -34.8% | -25.5% | -24.8% | -13.2% | -24.4% | +9.8% | -2.3% | +30.2% | +38.9% | +0.3% | +34.1% | +26.7% | +24.2% | -8.7% | -42.3% | -55.1% | -62.0% | -48.7% | -23.1% | -21.1% | |
| P/FCF | 17.09 | 8.12 | 11.43 | 177.25 | 18.75 | 17.18 | 20.24 | — | 33.40 | 31.97 | 15.95 | — | 33.05 | 42.69 | 27.49 | 276.35 | 23.60 | 24.07 | — | — | 69.85 |
| — | -52.8% | -43.6% | — | -43.9% | -46.3% | +26.9% | — | +1.1% | -25.1% | -42.0% | — | +40.0% | +77.4% | — | — | -66.2% | -2.9% | — | — | +114.7% | |
| EV / EBITDA | 11.29 | 9.52 | 8.11 | 11.60 | 14.96 | 14.61 | 16.32 | 13.32 | 18.52 | 21.77 | 15.29 | 17.68 | 16.63 | — | 17.63 | 15.74 | 14.79 | 14.15 | 16.76 | 23.48 | 46.42 |
| — | -34.9% | -50.3% | -12.9% | -19.2% | -32.9% | +6.7% | -24.7% | +11.4% | — | -13.3% | +12.3% | +12.4% | — | +5.2% | -33.0% | -68.1% | -39.5% | -18.1% | +16.9% | +100.9% | |
| EV / EBIT | 23.15 | 14.89 | 14.73 | 9.40 | 25.78 | 24.64 | 25.72 | 20.97 | 35.09 | 38.63 | 25.56 | 33.94 | 31.33 | — | 34.10 | 29.35 | 29.18 | 24.60 | 29.10 | 48.80 | 263.27 |
| — | -39.5% | -42.7% | -55.2% | -26.5% | -36.2% | +0.6% | -38.2% | +12.0% | — | -25.0% | +15.6% | +7.4% | — | +17.2% | -39.9% | -88.9% | -37.6% | -0.2% | +60.2% | +638.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 59.1% | 59.3% | 58.4% | 58.3% | 59.3% | 46.5% | 46.2% | 59.3% | 60.3% | 58.6% | 60.9% | 60.2% | 53.5% | 61.9% | 60.0% | 59.5% | 65.5% | 64.0% | 65.3% | 67.7% | 63.2% |
| — | +27.5% | +26.3% | -1.7% | -1.6% | -20.7% | -24.1% | -1.5% | +12.8% | -5.3% | +1.5% | +1.2% | -18.4% | -3.2% | -8.1% | -12.0% | +3.7% | -5.0% | -3.6% | +0.2% | -0.7% | |
| Operating Margin | 18.7% | 20.4% | 32.0% | 19.7% | 17.4% | 18.2% | 16.9% | 23.2% | 16.5% | 14.4% | 17.5% | 15.4% | 14.9% | -24.4% | 16.4% | 15.4% | 15.9% | 18.1% | 19.2% | 14.7% | 9.3% |
| — | +11.9% | +89.5% | -15.4% | +5.5% | +26.2% | -3.8% | +50.8% | +10.6% | +159.1% | +7.1% | -0.3% | -6.3% | -235.0% | -15.0% | +5.4% | +71.5% | -20.9% | -30.1% | -37.4% | -55.3% | |
| Net Margin | 10.0% | 11.9% | 19.3% | 31.9% | 8.6% | 8.3% | 9.6% | 13.5% | 6.4% | 6.3% | 8.2% | 6.4% | 9.1% | -32.9% | 5.6% | 5.6% | 5.2% | 8.4% | 10.1% | 5.2% | 156.7% |
| — | +44.1% | +100.8% | +135.9% | +35.3% | +31.8% | +17.7% | +112.0% | -30.0% | +119.0% | +46.7% | +14.0% | +76.9% | -489.9% | -44.8% | +6.7% | -96.7% | -45.0% | -42.5% | -71.4% | +976.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.3% | 3.1% | 5.1% | 8.4% | 2.2% | 2.1% | 2.4% | 3.4% | 1.5% | 1.6% | 2.0% | 1.6% | 2.1% | -7.5% | 1.2% | 1.2% | 1.1% | 1.9% | 2.3% | 1.2% | 29.1% |
| — | +48.8% | +112.2% | +149.8% | +44.8% | +32.1% | +19.0% | +113.8% | -28.3% | +121.2% | +64.8% | +28.5% | +93.5% | -492.6% | -46.9% | +3.2% | -96.2% | -50.8% | -48.7% | -75.0% | +621.3% | |
| ROA | 4.1% | 1.3% | 2.1% | 3.4% | 0.9% | 0.9% | 1.0% | 1.4% | 0.6% | 0.6% | 0.8% | 0.6% | 0.8% | -2.8% | 0.5% | 0.5% | 0.4% | 0.7% | 0.8% | 0.4% | 10.1% |
| — | +48.0% | +110.1% | +154.0% | +51.6% | +41.1% | +28.8% | +129.5% | -23.6% | +121.9% | +65.8% | +29.9% | +98.4% | -520.8% | -41.5% | +16.4% | -96.1% | -56.4% | -54.3% | -77.8% | +620.6% | |
| ROIC | 7.3% | 2.1% | 3.2% | 2.0% | 1.7% | 1.8% | 1.6% | 2.1% | 1.4% | 1.3% | 1.5% | 1.3% | 1.2% | -1.9% | 1.2% | 1.1% | 1.1% | 1.3% | 1.5% | 1.1% | 0.6% |
| — | +17.1% | +101.5% | -7.8% | +18.8% | +34.9% | +5.5% | +64.9% | +22.7% | +168.9% | +21.3% | +13.1% | +4.0% | -243.6% | -15.8% | -0.6% | +79.4% | -40.6% | -43.6% | -46.6% | -67.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.13 | 1.10 | 1.13 | 1.16 | 1.13 | 1.13 | 1.12 | 1.16 | 1.21 | 1.22 | 1.26 | 1.30 | 1.33 | 1.36 | 1.25 | 1.32 | 1.36 | 1.45 | 1.47 | 1.47 | 1.63 |
| — | -2.3% | +0.8% | -0.0% | -5.9% | -7.2% | -11.0% | -11.3% | -9.1% | -10.2% | +0.7% | -0.9% | -2.4% | -6.6% | -14.5% | -10.7% | -16.5% | +27.3% | +25.0% | +18.8% | +21.9% | |
| Debt / EBITDA | 3.60 | 12.82 | 9.77 | 14.32 | 14.69 | 14.45 | 15.52 | 13.21 | 16.91 | 18.16 | 16.97 | 18.70 | 19.78 | — | 19.39 | 20.72 | 21.23 | 20.18 | 19.39 | 23.14 | 43.90 |
| — | -11.3% | -37.0% | +8.3% | -13.2% | -20.5% | -8.5% | -29.3% | -14.5% | — | -12.5% | -9.8% | -6.8% | — | +0.0% | -10.4% | -51.6% | +54.6% | +66.9% | +70.8% | +198.6% | |
| Current Ratio | 1.75 | 2.03 | 1.90 | 1.93 | 1.75 | 2.01 | 2.02 | 2.05 | 1.70 | 1.68 | 1.66 | 1.65 | 1.47 | 1.54 | 1.51 | 1.57 | 1.60 | 1.73 | 1.63 | 1.79 | 1.94 |
| — | +1.1% | -6.2% | -5.7% | +2.7% | +19.8% | +22.1% | +23.8% | +15.6% | +9.0% | +9.5% | +5.1% | -8.1% | -11.0% | -7.1% | -12.4% | -17.4% | -18.9% | -21.7% | +0.6% | -11.6% | |
| Quick Ratio | 1.75 | 2.03 | 1.90 | 1.93 | 1.75 | 2.01 | 2.02 | 2.05 | 1.70 | 1.68 | 1.66 | 1.65 | 1.47 | 1.54 | 1.51 | 1.57 | 1.60 | 1.73 | 1.63 | 1.79 | 1.94 |
| — | +1.1% | -6.2% | -5.7% | +2.7% | +19.8% | +22.1% | +23.8% | +15.6% | +9.0% | +9.5% | +5.1% | -8.1% | -11.0% | -7.1% | -12.4% | -17.4% | -18.9% | -21.7% | +0.6% | -11.6% | |
| Interest Coverage | 3.73 | 4.14 | 4.84 | 7.90 | 3.31 | 3.40 | 3.82 | 4.45 | 2.62 | 2.45 | 2.78 | 2.21 | 2.06 | -3.01 | 2.01 | 2.01 | 2.05 | 2.79 | 3.45 | 2.22 | 0.74 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying TRU stock.
TransUnion's current P/E is 17.2x. The average P/E over the last 4 quarters is 23.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
TransUnion's current operating margin is 18.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking TransUnion's business trajectory between earnings reports.