Timberland Bancorp, Inc. (TSBK) Earnings History
Steady Earner29 years of earnings data (1997–2025) · Positive but moderate multi-year EPS trajectory
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Timberland Bancorp, Inc. (TSBK) Earnings Overview
As of June 30, 2026, Timberland Bancorp, Inc. (TSBK) reported trailing twelve-month net income of $31M, reflecting +21.9% year-over-year growth. The company earned $3.90 per diluted share over the past four quarters, with a net profit margin of 26.4%.
Looking at the long-term picture, TSBK's 5-year EPS compound annual growth rate (CAGR) stands at +5.0%, reflecting modest earnings expansion. The company achieved its highest annual net income of $29M in fiscal 2025, representing a new all-time high.
Timberland Bancorp, Inc. maintains industry-leading profitability with a gross margin of 70.1%, operating margin of 32.8%, and net margin of 26.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CZWI ($15M net income, 16.0% margin), HONE ($26M net income, 8.7% margin), NECB ($44M net income, 28.2% margin), TSBK has outperformed on profitability metrics. Compare TSBK vs CZWI →
TSBK Earnings vs Peers
Earnings metrics vs comparable public companies
TSBK Historical Earnings Data (1997–2025)
29 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $29M | +20.1% | $36M | $3.67 | 26.4% | 32.8% |
| 2024 | $24M | -10.5% | $30M | $3.01 | 23.9% | 29.9% |
| 2023 | $27M | +14.9% | $34M | $3.29 | 31.1% | 39.0% |
| 2022 | $24M | -14.4% | $30M | $2.82 | 35.1% | 43.9% |
| 2021 | $28M | +13.7% | $34M | $3.27 | 40.2% | 50.2% |
| 2020 | $24M | +1.0% | $30M | $2.88 | 34.8% | 43.4% |
| 2019 | $24M | +43.7% | $30M | $2.84 | 36.0% | 44.8% |
| 2018 | $17M | +18.0% | $22M | $2.22 | 32.4% | 43.5% |
| 2017 | $14M | +39.5% | $21M | $1.92 | 29.5% | 44.2% |
| 2016 | $10M | +22.5% | $15M | $1.43 | 23.5% | 34.9% |
| 2015 | $8M | +41.7% | $12M | $1.17 | 21.6% | 32.5% |
| 2014 | $6M | +23.0% | $9M | $0.80 | 16.2% | 24.0% |
| 2013 | $5M | +3.6% | $7M | $0.58 | 12.5% | 19.1% |
| 2012 | $5M | +321.5% | $6M | $0.52 | 11.8% | 16.3% |
| 2011 | $1M | +147.5% | $1M | $0.00 | 2.7% | 3.5% |
| 2010 | -$2M | -846.7% | -$4M | $-0.50 | -5.2% | -8.7% |
| 2009 | $-242,000 | -106.0% | -$1M | $-0.15 | -0.5% | -2.7% |
| 2008 | $4M | -50.9% | $7M | $0.61 | 8.4% | 14.4% |
| 2007 | $8M | +0.1% | $12M | $1.17 | 17.0% | 25.0% |
| 2006 | $8M | +23.3% | $12M | $1.12 | 19.6% | 28.7% |
| 2005 | $7M | +18.4% | $10M | $0.91 | 17.9% | 26.3% |
| 2004 | $6M | -15.8% | $8M | $0.37 | 17.9% | 25.9% |
| 2003 | $7M | -3.7% | $10M | $0.83 | 19.7% | 28.5% |
| 2002 | $7M | +26.2% | $10M | $0.86 | 19.7% | 29.6% |
| 2001 | $5M | -7.4% | $8M | $0.64 | 15.8% | 23.7% |
| 2000 | $6M | +13.4% | $9M | $0.66 | 19.6% | 29.3% |
| 1999 | $5M | +2.0% | $8M | $0.52 | 21.9% | 32.9% |
| 1998 | $5M | +53.2% | $8M | $0.42 | 23.0% | 33.8% |
| 1997 | $3M | - | $5M | $0.25 | 32.6% | 50.5% |
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TSBK — Frequently Asked Questions
Quick answers to the most common questions about buying TSBK stock.
What is TSBK earnings per share (EPS)?
TSBK trailing twelve-month (TTM) diluted EPS is $3.90, reflecting +21.9% year-over-year growth. The 5-year EPS CAGR is +5.0%. Complete EPS history from 1997 to 2025 is available in the table on this page.
What is Timberland Bancorp, Inc.'s net income?
Timberland Bancorp, Inc. (TSBK) trailing twelve-month net income is $31M as of 2025. Earnings grew +21.9% year-over-year. Timberland Bancorp, Inc. has been profitable for 15 consecutive years.
Is TSBK profitable?
Yes, TSBK is profitable with a TTM net income of $31M and a net profit margin of +26.4%. Timberland Bancorp, Inc. has generated profits for 15 consecutive years.
What is TSBK's earnings growth rate?
TSBK compound annual EPS growth rates (CAGR): 1-Year: +21.9%, 3-Year: +9.2%, 5-Year: +5.0%, 10-Year: +12.1%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1997 to 2025.
What are TSBK's profit margins?
Timberland Bancorp, Inc. net profit margin is +26.4%, operating margin is +32.8%, and gross margin is +70.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +11.5%.
Is TSBK growing earnings?
Yes, TSBK earnings are accelerating — EPS growth of +21.9% exceeds the 5-year CAGR of +5.0%. TTM net income reached $31M. Earnings momentum is strengthening.
What was TSBK's best earnings year?
Timberland Bancorp, Inc.'s highest annual net income on record is $29M, achieved in fiscal year 2025. Earnings history on this page spans 1997 to 2025 and includes all annual and quarterly figures.
What were TSBK's earnings last quarter?
TSBK's most recent reported quarter was Q2 2026. Net income was $7M with diluted EPS of $0.90. For a full breakdown of all quarters, see the quarterly earnings table on this page.