United Security Bancshares (UBFO) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 12.2M | 12.42M | 11.86M | 12.3M | 11.8M | 11.81M | 11.52M | 11.71M | 11.95M | 11.92M | 12.5M | 12.95M |
| NII Growth % | 3.31% | 5.14% | 2.94% | 4.97% | -1.25% | -0.91% | -7.85% | -9.51% | -11.36% | -6.36% | 20.13% | 37.16% |
| Net Interest Margin % | 0.98% | 1.01% | 0.98% | 1.03% | 0.97% | 0.94% | 0.94% | 0.97% | 0.99% | 0.94% | 0.97% | 1.03% |
| Interest Income | 14.9M | 15.63M | 15M | 15.28M | 15.15M | 15.76M | 14.97M | 14.88M | 15.41M | 15.33M | 15.09M | 14.56M |
| Interest Expense | 2.7M | 3.21M | 3.14M | 2.99M | 3.34M | 3.94M | 3.45M | 3.17M | 3.45M | 3.41M | 2.58M | 1.61M |
| Loan Loss Provision | 468K | -670K | 1.86M | 2.3M | 1.21M | 1.56M | 19K | 173K | 873K | 0 | 1.09M | -493K |
| Non-Interest Income | 1.34M | 0 | 758K | 1.36M | 157K | 2.01M | 1.51M | 1.05M | 2.97M | 94K | 992K | 1.43M |
| Non-Interest Income % | 8.28% | 0% | 4.81% | 8.17% | 1.03% | 11.32% | 9.14% | 6.61% | 16.17% | 0.61% | 6.17% | 8.94% |
| Total Revenue | 16.24M | 15.63M | 15.76M | 16.64M | 15.3M | 17.77M | 16.48M | 15.93M | 18.38M | 15.42M | 16.08M | 15.99M |
| Revenue Growth % | 6.15% | -12.05% | -4.35% | 4.46% | -16.73% | 15.2% | 2.49% | -0.35% | 16.43% | 11.05% | 38.95% | 63.81% |
| Non-Interest Expense | 8.81M | 7.43M | 7.74M | 7.6M | 7.47M | 7.13M | 6.96M | 6.74M | 6.85M | 6.61M | 6.19M | 6.22M |
| Efficiency Ratio | 54.22% | 47.57% | 49.1% | 45.69% | 48.79% | 40.13% | 42.25% | 42.29% | 37.27% | 42.83% | 38.49% | 38.91% |
| Operating Income | 4.26M | 5.66M | 3.02M | 3.75M | 3.28M | 5.13M | 6.05M | 5.86M | 7.2M | 5.41M | 6.22M | 8.65M |
| Operating Margin % | 26.25% | 36.19% | 19.19% | 22.54% | 21.45% | 28.9% | 36.7% | 36.76% | 39.19% | 35.08% | 38.67% | 54.08% |
| Operating Income Growth % | 29.92% | 10.13% | -50% | -35.93% | -54.44% | -5.08% | -2.72% | -32.27% | -4.15% | -14.18% | 28.74% | 153.47% |
| Pretax Income | 4.26M | 5.66M | 3.02M | 3.75M | 3.28M | 5.13M | 6.05M | 5.86M | 7.2M | 5.41M | 6.22M | 8.65M |
| Pretax Margin % | 26.25% | 36.19% | 19.19% | 22.54% | 21.45% | 28.9% | 36.7% | 36.76% | 39.19% | 35.08% | 38.67% | 54.08% |
| Income Tax | 850K | 1.63M | 855K | 1.07M | 786K | 1.31M | 1.75M | 1.7M | 1.8M | 1.56M | 1.8M | 2.52M |
| Effective Tax Rate % | 19.93% | 28.86% | 28.27% | 28.52% | 23.95% | 25.43% | 28.94% | 28.94% | 25.02% | 28.78% | 28.95% | 29.16% |
| Net Income | 3.41M | 4.02M | 2.17M | 2.68M | 2.5M | 3.83M | 4.3M | 4.16M | 5.4M | 3.85M | 4.42M | 6.13M |
| Net Margin % | 21.02% | 25.75% | 13.76% | 16.11% | 16.3% | 21.55% | 26.08% | 26.12% | 29.39% | 24.98% | 27.47% | 38.31% |
| Net Income Growth % | 36.83% | 5.07% | -49.52% | -35.54% | -53.8% | -0.62% | -2.72% | -32.07% | 1.12% | -13.75% | 28.59% | 150.72% |
| Net Income (Continuing) | 3.41M | 4.02M | 2.17M | 2.68M | 2.5M | 3.83M | 4.3M | 4.16M | 5.4M | 3.85M | 4.42M | 6.13M |
| EPS (Diluted) | 0.19 | 0.23 | 0.13 | 0.16 | 0.14 | 0.22 | 0.25 | 0.24 | 0.31 | 0.22 | 0.26 | 0.36 |
| EPS Growth % | 35.71% | 4.55% | -48% | -33.33% | -54.84% | 0% | -3.85% | -33.33% | 0% | -15.38% | 30% | 157.14% |
| EPS (Basic) | 0.20 | 0.23 | 0.13 | 0.16 | 0.14 | 0.22 | 0.25 | 0.24 | 0.31 | 0.22 | 0.26 | 0.36 |
| Diluted Shares Outstanding | 17.27M | 17.3M | 17.26M | 17.26M | 17.24M | 17.21M | 17.19M | 17.17M | 17.15M | 17.14M | 17.11M | 17.09M |