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UFGUni-Fuels Holdings Limited
$0.85$27M
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  4. Financial Ratios

Uni-Fuels Holdings Limited (UFG) Financial Ratios

Latest Ratios: P/E Ratio -20.6x · EV/EBITDA N/A · ROE -27.5%. (2022–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

UFG Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022
Market Cap$27M$22M———
Enterprise Value$21M$16M———
P/E Ratio →-20.57————
P/S Ratio0.100.08———
P/B Ratio3.382.70———
P/FCF—————
P/OCF—————

P/E links to full P/E history page with 30-year chart

UFG EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022
EV / Revenue—0.06———
EV / EBITDA—————
EV / EBIT—————
EV / FCF—————

UFG Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022
Gross Margin1.8%1.8%2.1%3.2%7.8%
Operating Margin-0.6%-0.6%0.1%2.0%7.7%
Net Profit Margin-0.7%-0.7%0.1%1.7%6.4%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022
ROE-27.5%-27.5%3.8%36.0%83.7%
ROA-7.3%-7.3%1.0%11.0%44.9%
ROIC-65.2%-65.2%6.3%91.9%—
ROCE-24.7%-24.7%4.7%40.6%99.9%

UFG Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022
Debt / Equity0.410.410.360.32—
Debt / EBITDA——5.730.99—
Net Debt / Equity—-0.78-0.59-0.26-1.40
Net Debt / EBITDA——-9.23-0.81-1.40
Debt / FCF——-8.27—-1.09
Interest Coverage-32.33-32.3357.18732.62—

Net cash position: cash ($10M) exceeds total debt ($3M)

UFG Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022
Current Ratio1.351.351.301.292.16
Quick Ratio1.351.351.301.292.16
Cash Ratio0.430.430.350.191.61
Asset Turnover—8.599.153.997.00
Inventory Turnover—————
Days Sales Outstanding—28.2426.9566.0412.98

UFG Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022
Dividend Yield—————
Payout Ratio—————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022
Earnings Yield—————
FCF Yield—————
Buyback Yield0.0%0.0%———
Total Shareholder Yield0.0%0.0%———
Shares Outstanding—$32M$30M$32M$30M

Key Metrics

Growth RegimeAccelerating
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Liquidity and credit concentration

Market Pricing Reflects Operational Uncertainty

Based on reported figures, UFG trades at a P/S multiple of 0.10, which appears to discount the company's aggressive revenue growth in favor of concerns regarding its negative TTM P/E of -20.57 and the inherent volatility of the marine fuel reselling business model.

The low P/S ratio suggests that the market is skeptical of the company's ability to convert high-volume fuel reselling into sustainable earnings. Investors should monitor whether this valuation gap persists as the company attempts to scale, or if the market is correctly pricing in the risk of a margin-squeezed, low-barrier-to-entry business model.

Capital Efficiency Decaying Under Expansion

According to recent financial statements, UFG's ROIC has deteriorated significantly to -30.0% in 2025Q4, a sharp reversal from the 6.1% recorded in 2023Q4, indicating that the firm's recent capital deployment is failing to generate adequate returns relative to its cost of capital.

This decay in return on invested capital suggests that the company's aggressive pursuit of market share is currently value-destructive. The lack of proprietary infrastructure means that capital is primarily tied up in working capital, making the return profile highly sensitive to the efficiency of the cash conversion cycle.

Working Capital Velocity Dictates Survival

As reported in financial statements, UFG's asset turnover ratio of 4.21 in 2025Q4 highlights the high-velocity nature of its brokerage model, yet the reliance on a 15-day DSO suggests that any disruption in customer payments could rapidly impair the company's liquidity position.

The high asset turnover is a direct consequence of the asset-light model, but it masks the underlying risk of credit concentration. Investors should investigate whether the current DSO is sustainable or if it reflects a loosening of credit terms to win volume in a highly competitive Singapore bunkering market.

Debt Capacity Constrained by Profitability

Based on UFG's reported figures, the debt-to-equity ratio of 0.41 as of 2025Q4 appears conservative, yet the negative interest coverage ratio of -24.62 suggests that the company's ability to service debt from operating income is currently non-existent, warranting further investigation into external financing reliance.

While the headline leverage ratio seems manageable, the lack of positive operating income makes the company highly dependent on the continued support of credit facilities. Any tightening in trade finance availability could force a contraction in operations, as the company lacks the internal cash flow to fund its own working capital requirements.

Revenue Misleading as Performance Metric

According to industry analysis, the most commonly misapplied metric for UFG is headline revenue, which obscures the company's true economic contribution by including the full cost of fuel, thereby inflating the scale of the business while masking the razor-thin 1.77% gross margin.

Analysts should instead focus on 'net spread' or 'commission per metric ton' to evaluate the company's actual earning power. Relying on gross revenue figures leads to an overestimation of the firm's market power and fails to account for the significant credit and commodity price risks inherent in the reselling model.

Download Financial Ratios Data

Includes 30+ ratios · 4 years · Updated daily

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UFG — Frequently Asked Questions

Quick answers to the most common questions about buying UFG stock.

What is Uni-Fuels Holdings Limited's P/E ratio?

Uni-Fuels Holdings Limited's current P/E ratio is -20.6x. This places it at the 50th percentile of its historical range.

What is Uni-Fuels Holdings Limited's ROE?

Uni-Fuels Holdings Limited's return on equity (ROE) is -27.5%. The historical average is 24.0%.

Is UFG stock overvalued?

Based on historical data, Uni-Fuels Holdings Limited is trading at a P/E of -20.6x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Uni-Fuels Holdings Limited's profit margins?

Uni-Fuels Holdings Limited has 1.8% gross margin and -0.6% operating margin.