Trailing Dividend / Share
$1.42
Union Bankshares, Inc. (UNB) Dividend History
Income profile from 1997 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
5.7%
Payout Ratio
58.4%
Sustainable
Dividend Streak
0 years
UNB Dividend Income Check
Safety
58.4% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 5.7% and trend is rising.
UNB Dividend Scorecard
Yield & Income
Dividend Yield5.7%
Trailing DPS$1.42
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout58.4%
Earnings SafetySustainable
FCF PayoutN/A
FCF SafetyUnknown
Piotroski F-Score6/9
Growth
Growth Streak0 years
3Y CAGR0.9%
5Y CAGR2.4%
Yield on Cost (5Y)5.7%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield5.7%
1Y Total Return1.7%
5Y Total Return-10.4%
Div Contribution (5Y)19.8%
Estimated $10K growth (return + dividends):
5Y ago$8,95810Y ago$10,26920Y ago$21,894
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
UNB Income Growth Story
Dividend per share and yield on cost over time (30 years of payments)
UNB Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Union Bankshares, Inc. distributes 58.4% of earnings as dividends (Sustainable).
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
UNB does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 0.9% and 5-year CAGR of 2.4%.
Total Shareholder Returns
Beyond cash dividends, UNB returns capital through share repurchases. The combined picture: 5.7% dividend yield, 5.7% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 5.7% and is currently rising. The 5-year total return is -10.4%, with dividends contributing 19.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $10,269 today.
UNB Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$7.10
Avg/Payment$0.3550
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 27, 2026Latest | $0.3600 | — | 5.77% | May 7, 2026 |
| Jan 30, 2026 | $0.3600 | — | 5.79% | Feb 5, 2026 |
| Oct 24, 2025 | $0.3600 | — | 5.82% | Nov 6, 2025 |
| Jul 25, 2025 | $0.3600 | — | 5.12% | Aug 7, 2025 |
| Apr 25, 2025 | $0.3600 | — | 4.13% | May 1, 2025 |
| Jan 24, 2025 | $0.3600 | — | 4.66% | Feb 6, 2025 |
| Oct 25, 2024 | $0.3600 | — | 5.01% | Nov 7, 2024 |
| Jul 26, 2024 | $0.3600 | — | 5.51% | Aug 1, 2024 |
UNB Dividend vs Peers
Comparable companies in the same industry
#1 yield in peer group
Div Yield
5.7%
#1 of 9
Safety
Sustainable
58.4% payout
Streak
0Y
2.4% 5Y CAGR
Total Shareholder
5.7%
#3 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
1st UNBUnion Bankshares, In… | $115M | 5.7% | 58.4% | 0 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.6B | 2.9% | 42.9% | 13 | Sustainable |
 CNOBConnectOne Bancorp, … | $1.7B | 1.9% | 39.7% | 7 | Sustainable |
 NECBNortheast Community … | $384M | 3.5% | 30.0% | 2 | Sustainable |
 CFFIC&F Financial Corpor… | $280M | 2.1% | 22.2% | 1 | Sustainable |
3rd  NFBKNorthfield Bancorp, … | $626M | 3.5% | 26.6% | 0 | Sustainable |
 MNSBMainStreet Bancshare… | $179M | 1.6% | 19.5% | 0 | Sustainable |
 CZWICitizens Community B… | $227M | 1.6% | 25.0% | 6 | Sustainable |
2nd  FISFidelity National In… | $19.9B | 4.2% | 2.2% | 1 | Sustainable |
UNB Annual Dividend History (1997–2026)
30 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.72 | — | 2 | — | — | — | 2.8% |
| 2025 | $1.44 | 0.0% | 4 | $2.43 | 59.3% | 1.69x | 5.7% |
| 2024 | $1.44 | 0.0% | 4 | $1.92 | 75.0% | 1.33x | 5.7% |
| 2023 | $1.44 | 2.9% | 4 | $2.48 | 58.1% | 1.72x | 5.7% |
| 2022 | $1.40 | 6.1% | 4 | $2.79 | 50.2% | 1.99x | 5.5% |
| 2021 | $1.32 | 3.1% | 4 | $2.92 | 45.2% | 2.21x | 5.2% |
| 2020 | $1.28 | 3.2% | 4 | $2.85 | 44.9% | 2.23x | 5.0% |
| 2019 | $1.24 | 3.3% | 4 | $2.38 | 52.1% | 1.92x | 4.9% |
| 2018 | $1.20 | 3.4% | 4 | $1.58 | 75.9% | 1.32x | 4.7% |
| 2017 | $1.16 | 4.5% | 4 | $1.89 | 61.4% | 1.63x | 4.6% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
29+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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UNB — Frequently Asked Questions
Quick answers to the most common questions about buying UNB stock.
How much dividend does UNB pay per share?
Union Bankshares, Inc. (UNB) pays a trailing 12-month dividend of $1.42 per share, with a current dividend yield of +5.7%. Payments are made Semi-Annual.
When is UNB's next ex-dividend date?
UNB's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. UNB typically pays dividends Semi-Annual.
Is UNB's dividend safe?
UNB's dividend safety is rated "Sustainable" based on an earnings payout ratio of +58.4% and FCF payout ratio of N/A. The dividend history does not yet show a prolonged growth streak.
How many years has UNB increased its dividend?
UNB has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +2.4%.
How often does UNB pay dividends?
Union Bankshares, Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.42 per share. Dividend data on this page covers 29+ years from 1997 to 2026.
How much would $10,000 invested in UNB grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in UNB five years ago would be worth approximately $8,958 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is UNB's yield on cost for long-term holders?
UNB's yield on cost — the current dividend divided by the original purchase price — is +5.7% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +5.7% market yield, thanks to consistent dividend growth.