Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 2, 2026, UnitedHealth Group Incorporated (UNH) has a Wall Street consensus price target of $385.38, based on estimates from 52 covering analysts. With the stock currently trading at $293.27, this represents a potential upside of +31.4%. The company has a market capitalization of $265.66B.
Analyst price targets range from a low of $327.00 to a high of $444.00, representing a 30% spread in expectations. The median target of $390.50 aligns closely with the consensus average.
The current analyst consensus rating is Buy, with 41 analysts rating the stock as a Buy or Strong Buy,7 rating it Hold, and 4 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, UNH trades at a trailing P/E of 18.8x and forward P/E of 16.4x. Analysts expect EPS to grow +14.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $395.94, with bear and bull scenarios of $267.43 and $740.82 respectively. Model confidence stands at 86/100, indicating high predictability in the company's fundamentals.
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Start ComparisonThe consensus Wall Street price target for UNH is $385.38, representing 31.4% upside from the current price of $293.27. With 52 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
UNH has a consensus rating of "Buy" based on 52 Wall Street analysts. The rating breakdown is predominantly bullish, with 41 Buy/Strong Buy ratings. The consensus 12-month price target of $385.38 implies 31.4% upside from current levels.
With a forward P/E of 16.4316x, UNH trades at a relatively low valuation. The consensus target of $385.38 implies 31.4% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $444 for UNH, while the most conservative target is $327. The consensus of $385.38 represents the median expectation. Our quantitative valuation model projects a bull case target of $741 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
UNH is heavily covered by Wall Street, with 52 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 40 have Buy ratings, 7 recommend Hold, and 4 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month UNH stock forecast based on 52 Wall Street analysts shows a consensus price target of $385.38, with estimates ranging from $327 (bear case) to $444 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $396, with bear/bull scenarios of $267/$741.
Our quantitative valuation model calculates UNH's fair value at $396 (base case), with a bear case of $267 and bull case of $741. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 86/100.
UNH trades at a forward P/E ratio of 16.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 18.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on UNH, with a "Buy" consensus rating and $385.38 price target (31.4% upside). 41 of 52 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
UNH analyst price targets range from $327 to $444, a 30% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $385.38 consensus represents the middle ground. Our model's $267-$741 range provides an independent fundamental perspective.