Wall Street consensus, price target range, and equity research thesis
Wall Street currently rates UNH buy with a 12-month price target of $479 (+21.4% upside). The sections below cover the bull case, key risks, and latest earnings context for UnitedHealth Group Incorporated.
Recent Analyst Actions
5 raised, 5 cut of 11 analysts. Recent price target changes and ratings for UNH.
| Firm | Action | Rating | Price Target |
|---|---|---|---|
| Wells Fargo | Cut | Overweight | $526$487 |
| Morgan Stanley | Raised | Overweight | $529$531 |
| Mizuho | Raised | Outperform | $493$500 |
| RBC Capital | Raised | Outperform | $478$498 |
| Bernstein | Cut | Outperform | $512$500 |
| JP Morgan | Raised | Overweight | $516$524 |
| TD Cowen | Maintained | Hold | $402$402 |
| Piper Sandler | Raised | Overweight | $502$504 |
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Analyst Research Summary
A structured look at the bull case, the risks, and the most recent earnings execution for UNH.
UNH beat estimates last quarter. Below are the key reasons analysts remain constructive and the risks that could change that view.
What keeps the long thesis intact
Wall Street rates UNH buy, giving the bull case institutional backing from 52 analysts.
What can break the setup quickly
Watch whether new negative commentary on UNH points to these structural risks or is simply reacting to short-term price moves.
Last Quarter
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Quick answers to the most common questions about buying UNH stock.
UNH looks attractive at current levels — Wall Street's consensus rating is "Buy" with a $479 price target (+21.4% upside from $394.15). This is informational only — verify the data and consider your own risk tolerance before deciding.
Timing depends on your horizon, but the data signals are: consensus rating "Buy" with +21.4% upside to the $479 target. Recent activity is mixed — 5 analysts raised and 5 cut targets in the past 30 days.
UNH's consensus 12-month price target is $479, set by 52 Wall Street analysts. The bull case high is $531 and the bear case low is $380. From the current price of $394.15, this implies +21.4% upside.
UNH appears undervalued — the $479 consensus target is +21.4% above today's $394.15. It trades at a forward P/E of 19.1x. Targets range from $380 (bear) to $531 (bull), reflecting different assumptions about growth and margins.
UNH reports next quarter. Earnings-week moves are volatile — historically, analyst targets revise upward after a beat and downward after a miss. The current consensus is "Buy" with a $479 target. Consider position sizing rather than going all-in pre-print.
Of 52 analysts covering UnitedHealth Group Incorporated (UNH): 0 Strong Buy, 43 Buy, 7 Hold, 2 Sell, 0 Strong Sell — a "Buy" consensus. The 12-month price target is $479 (range $380–$531). Bullish analysts outnumber bearish by more than 2-to-1.
2 of the 52 analysts covering UNH rate it Sell or Strong Sell. Common concerns include valuation stretch, slowing growth, and sector-specific headwinds — see the Bull vs. Risk cards above for the specific theses on UnitedHealth Group Incorporated.
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