Wall Street consensus, price target range, and equity research thesis
Wall Street currently rates UNH buy with a 12-month price target of $474 (+19.8% upside). The sections below cover the bull case, key risks, and latest earnings context for UnitedHealth Group Incorporated.
Recent Analyst Actions
9 of 9 analysts raised targets. Recent price target changes and ratings for UNH.
| Firm | Action | Rating | Price Target |
|---|---|---|---|
| Mizuho | Raised | Outperform | $440$460 |
| JP Morgan | Raised | Overweight | $420$466 |
| Morgan Stanley | Raised | Overweight | $395$453 |
| B of A Securities | Raised | Buy | $420$450 |
| Truist Securities | Raised | Buy | $395$440 |
| Bernstein | Raised | Outperform | $444$492 |
| Barclays | Raised | Overweight | $373$429 |
| UBS | Raised | Buy | $410$460 |
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Analyst Research Summary
A structured look at the bull case, the risks, and the most recent earnings execution for UNH.
UNH beat estimates last quarter. Below are the key reasons analysts remain constructive and the risks that could change that view.
What keeps the long thesis intact
Wall Street rates UNH buy, giving the bull case institutional backing from 52 analysts.
What can break the setup quickly
Watch whether new negative commentary on UNH points to these structural risks or is simply reacting to short-term price moves.
Last Quarter
Stock snapshot, live price chart, key ratios, and company profile.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
See how regular investing compounds over time.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying UNH stock.
UNH has modest upside — analysts rate it "Buy" with a $474 target, implying +19.8% from today's $395.62. This is informational only — verify the data and consider your own risk tolerance before deciding.
Timing depends on your horizon, but the data signals are: consensus rating "Buy" with +19.8% upside to the $474 target. In the past 30 days, 9 of 9 covering analysts raised their price targets — a bullish signal.
UNH's consensus 12-month price target is $474, set by 52 Wall Street analysts. The bull case high is $529 and the bear case low is $373. From the current price of $395.62, this implies +19.8% upside.
UNH appears undervalued — the $474 consensus target is +19.8% above today's $395.62. It trades at a forward P/E of 20.1x. Targets range from $373 (bear) to $529 (bull), reflecting different assumptions about growth and margins.
UNH reports next quarter. Earnings-week moves are volatile — historically, analyst targets revise upward after a beat and downward after a miss. The current consensus is "Buy" with a $474 target. Consider position sizing rather than going all-in pre-print.
Of 52 analysts covering UnitedHealth Group Incorporated (UNH): 0 Strong Buy, 43 Buy, 7 Hold, 2 Sell, 0 Strong Sell — a "Buy" consensus. The 12-month price target is $474 (range $373–$529). Bullish analysts outnumber bearish by more than 2-to-1.
2 of the 52 analysts covering UNH rate it Sell or Strong Sell. Common concerns include valuation stretch, slowing growth, and sector-specific headwinds — see the Bull vs. Risk cards above for the specific theses on UnitedHealth Group Incorporated.
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