VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
MinerviniVCP SetupsTrend Template
O'NeilCup with HandleFlat BaseDouble BottomCANSLIM Leaders
QullamaggieHigh Tight FlagsFlag BreakoutsEpisodic PivotsMomentum Leaders
KellWedge PopEMA Crossback
LivermorePivotal Points
PatternsFalling Wedge & ChannelBase Breakouts
View All Playbooks...
BreakoutsScanner
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
BreakoutsScanner
WatchlistPricing
Ctrl K
Pricing
UVSP
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Scanner
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsScannerWatchlist
UVSPUnivest Financial Corporation
$40.47$1.1B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
UVSP logo

Univest Financial Corporation

UVSP
NASDAQ · Regional Banks
$40.47
At close - Nov 6, 4:00 PM EST - USD
Market Cap$1.12B
P/E11.9x
52W High$45.46
Volume208.27K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q3

Organic Loan Growth Faces Early Credit Normalization Test

UVSP has grown net interest income from $51.0M in 2024Q2 to $67.8M in 2026Q3, roughly a 33% gain, with year-over-year NII growth still near 10.5%, suggesting the franchise is expanding organically.

GrowthMixed
ProfitabilityModerate
ValuationAttractive
TechnicalsMixed
Explore valuation models
MARKET ACTION

UVSP price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

9/12 Beats

EPS beat 9 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 67 · Avg

Average momentum (RS Rating: 67)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Jan 28

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
UVSP+27.48%
S&P 500 (^GSPC)+7.63%
1-Year Return
UVSP+39.82%
S&P 500 (^GSPC)+9.69%
3-Year Return
UVSP+139.68%
S&P 500 (^GSPC)+69.52%
5-Year Return
UVSP+46.56%
S&P 500 (^GSPC)+57.39%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
11.9x
Forward P/EExpansion
11.0x
EV/EBITDA40th %ile
7.5x
FCF YieldCash Flow
10.5%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
11.9x
9.9x
100th· High
EV/EBITDA
7.5x
9.3x
40th· Fair
Price/FCF
9.6x
9.2x
60th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$22.75-43.8%
Base (Fair)$44.18+9.2%
Bull$72.40+78.9%
$22.75 Bear$44.18 Base$72.40 Bull
Current Market Price: $40.47
Trades at a 8.4% discount to Base DCF ($44.18)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$328M+9.6% YoY
Net income FY25
$91M+19.5% YoY
Free cash flow FY25
$97M+34.6% YoY
Operating margin FY25
34.6%+2.7 pts YoY
ROIC (FY25)6.5%
Avg ROIC 5Y6.4%
ROE (TTM)9.9%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate9/12 (75%)
Revenue Beat Rate7/12 (58%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 28, 2026
$0.78-20.2%
vs $0.98
$90M-0.6%
vs $91M
Q3 2026
Jul 22, 2026
$0.82-5.7%
vs $0.87
$84M-2.7%
vs $87M
Q2 2026
Apr 22, 2026
$0.96+14.3%
vs $0.84
$87M+3.7%
vs $84M
Q1 2026
Jan 28, 2026
$0.79+1.3%
vs $0.78
$85M+2.5%
vs $83M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
MarketBeat·Oct 29, 2026
Univest Corporation of Pennsylvania Q3 Earnings Call Highlights

Univest Corporation of Pennsylvania NASDAQ: UVSP reported third-quarter net income of $21.6 million, or $0.78 per share, as results were affected by a $14.4 million charge-off tied to a single commercial lending relationship.

Seeking Alpha·Oct 29, 2026
Univest Financial Corporation (UVSP) Q3 2026 Earnings Call Transcript

Univest Financial Corporation ( UVSP ) Q3 2026 Earnings Call October 29, 2026 9:00 AM EDT Company Participants Jeff Schweitzer - Chairman, President & CEO Brian Richardson - Senior Executive VP & CFO Mike Keim - President & Director Conference Call Participants Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Matthew Breese - Stephens Inc., Research Division Manuel Navas - Piper Sandler Companies Presentation Operator Thank you for standing by. My name is Jordan, and I'll be your conference operator today.

Zacks Investment Research·Oct 28, 2026
Univest (UVSP) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for Univest (UVSP) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Zacks Investment Research·Oct 28, 2026
Univest (UVSP) Q3 Earnings and Revenues Lag Estimates

Univest (UVSP) came out with quarterly earnings of $0.78 per share, missing the Zacks Consensus Estimate of $0.98 per share. This compares to earnings of $0.89 per share a year ago.

Filtered for Univest Financial CorporationMore Headlines
04

Compare before deciding

Benchmark UVSP against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Univest Financial Corporation (UVSP)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
UVSP logoUVSPUnivest Financial CorporationCurrent
$40.47$1.12B11.909.64%27.31%9.94%2.18%
NBTB logoNBTBNBT Bancorp Inc.
$52.83$2.75B12.6814.54%28.98%11.31%2.7%
FULT logoFULTFulton Financial Corporation
$23.76$4.54B11.0611.19%29.66%11.39%3.24%
ACNB logoACNBACNB Corporation
$65.54$669.29M12.0220.23%33.92%13.13%2.13%
CZNC logoCZNCCitizens & Northern Corporation
$27.92$500.23M14.160.3%27.74%10.27%3.66%
PFIS logoPFISPeoples Financial Services Corp.
$72.24$723.19M11.9739.38%30.08%11.49%3.39%

Compare UVSP vs Peers

Univest Financial Corporation (UVSP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs NBTB

Most directly comparable listed peer for UVSP.

Scale Benchmark

vs ICE

Larger-name benchmark to compare UVSP against a more recognizable public peer.

Peer Set

Compare Top 5

vs NBTB, FULT, ACNB, CZNC

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

UVSP SEC Filings & Documents

Univest Financial Corporation (UVSP) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 29, 2026·SEC

Material company update

Jul 27, 2026·SEC

Material company update

Jul 23, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 23, 2026·SEC

FY 2025

Feb 24, 2025·SEC

FY 2024

Feb 26, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Nov 3, 2026·SEC

FY 2026

Jul 28, 2026·SEC

FY 2026

Apr 28, 2026·SEC

Get notified when UVSP posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

UVSP Frequently Asked Questions

Univest Financial Corporation (UVSP) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Univest Financial Corporation growing?

Univest Financial Corporation (UVSP) grew revenue by 7.9% over the trailing twelve months, compared with the twelve months before.

Is UVSP profitable?

Yes. Univest Financial Corporation (UVSP) earned $94.4M in net income over the trailing twelve months (a 27.3% net margin).

Dividend & Returns
Does UVSP pay dividends?

Yes. Univest Financial Corporation (UVSP) pays a dividend that yields 2.18% at the current price, a moderate yield.

What is UVSP's return on equity?

Univest Financial Corporation (UVSP) had a return on equity (ROE) of 9.9% over the trailing twelve months. That is below the market's typical 10-15%.

Industry Metrics
What is Univest Financial Corporation's net interest margin?

Univest Financial Corporation (UVSP) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.

What is Univest Financial Corporation's efficiency ratio?

Univest Financial Corporation (UVSP) has an efficiency ratio of 61.9%. This is reasonable for a bank.

What if you invested $1,000 in UVSP back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →