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Univest Financial Corporation(UVSP)Earnings, Financials & Key Ratios
UVSP•NASDAQ•Banking & Credit
$38.79
$1.1B mkt cap·12.3× P/E·Price updated May 6, 2026
AboutUnivest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment provides commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. It serves customers primarily in Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York counties in Pennsylvania; and Atlantic, Burlington, and Cape May counties in New Jersey through 37 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.Show more
- Net Interest Income$240M+13.7%
- Total Revenue$518M+3.6%
- Net Income$91M+19.5%
- Return on Equity9.92%+12.7%
- Net Interest Margin2.85%+9.6%
- Efficiency Ratio39.17%-1.0%
- ROA1.1%+14.8%
- Equity / Assets11.18%+2.4%
- Book Value per Share32.83+8.8%
- Tangible BV/Share26.47+10.6%
- Debt/Equity0.37-20.6%
UVSP Key Insights
Univest Financial Corporation (UVSP) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 39.2% efficiency ratio
- ✓Well capitalized: 11.2% equity/assets
- ✓Healthy dividend yield of 2.3%
- ✓Share count reduced 2.3% through buybacks
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
UVSP Price & Volume
Univest Financial Corporation (UVSP) stock price & volume — 10-year historical chart
Loading chart...
UVSP Growth Metrics
Univest Financial Corporation (UVSP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years12.87%
5 Years12.93%
3 Years16.23%
TTM-
Profit CAGR
10 Years12.78%
5 Years14.11%
3 Years5.12%
TTM19.53%
EPS CAGR
10 Years8.56%
5 Years14.58%
3 Years6.18%
TTM21.62%
Return on Capital
10 Years7.82%
5 Years8.78%
3 Years7.75%
Last Year8.77%
UVSP Recent Earnings
Univest Financial Corporation (UVSP) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 11/12 qtrs (92%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 22, 2026EPS
$0.96
Est $0.84
+14.3%
Revenue
$87M
Est $84M
+3.7%
Q1 2026
Jan 28, 2026EPS
$0.79
Est $0.78
+1.3%
Revenue
$85M
Est $83M
+2.5%
Q4 2025
Oct 22, 2025EPS
$0.89
Est $0.71
+25.4%
Revenue
$83M
Est $82M
+1.9%
Q3 2025
Jul 23, 2025EPS
$0.69
Est $0.71
-2.8%
Revenue
$81M
Est $81M
-0.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.96vs $0.84+14.3% | $87Mvs $84M+3.7% |
| Q1 2026 | Jan 28, 2026 | $0.79vs $0.78+1.3% | $85Mvs $83M+2.5% |
| Q4 2025 | Oct 22, 2025 | $0.89vs $0.71+25.4% | $83Mvs $82M+1.9% |
| Q3 2025 | Jul 23, 2025 | $0.69vs $0.71-2.8% | $81Mvs $81M-0.1% |
Based on last 12 quarters of dataView full earnings history →
UVSP Peer Comparison
Univest Financial Corporation (UVSP) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NBTB | 2.33B | 44.69 | 13.42 | 10.36% | 19.51% | 9.51% | 9.38% | 0.17 |
 FULT | 4.15B | 21.58 | 10.38 | 5.03% | 20.71% | 11.6% | 6.85% | 0.37 |
 ACNB | 547.8M | 52.91 | 14.70 | 28.89% | 21.75% | 9.2% | 9.6% | 0.78 |
 CZNC | 389.37M | 21.74 | 14.89 | -0.82% | 15.19% | 7.79% | 7.22% | 0.56 |
 PFIS | 569.82M | 56.95 | 9.69 | 22.26% | 21.07% | 11.81% | 7.61% | 0.50 |
 NWBI | 2.05B | 14.03 | 15.25 | 16.3% | 14.37% | 7.18% | 6.91% | 0.24 |
 WSFS | 3.79B | 71.85 | 14.12 | -3.05% | 21.14% | 10.65% | 5.64% | 0.11 |
 TRMK | 2.64B | 44.76 | 12.10 | 34.75% | 20.01% | 10.77% | 8.8% | 0.53 |
Compare UVSP vs Peers
Univest Financial Corporation (UVSP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
UVSP Income Statement
Univest Financial Corporation (UVSP) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 143.18M | 158.06M | 169.23M | 174.36M | 188.38M | 218.3M | 220M | 211.17M | 240.19M |
| NII Growth % | 25.35% | 10.4% | 7.07% | 3.03% | 8.04% | 15.88% | 0.78% | -4.01% | 13.74% |
| Net Interest Margin % | 3.14% | 3.17% | 3.13% | 2.75% | 2.64% | 3.02% | 2.83% | 2.6% | 2.85% |
| Interest Income | 163.01M | 190.49M | 214.09M | 203.94M | 209.73M | 252.19M | 371.73M | 412.36M | 430.49M |
| Interest Expense | 19.84M | 32.43M | 44.86M | 29.58M | 21.35M | 33.9M | 151.73M | 201.19M | 190.29M |
| Loan Loss Provision | 9.89M | 20.31M | 8.51M | 40.79M | -10.13M | 12.2M | 10.77M | 5.93M | 11.67M |
| Non-Interest Income | 59.24M | 60.17M | 65.42M | 78.33M | 83.22M | 77.89M | 76.82M | 88.06M | 87.86M |
| Non-Interest Income % | 26.65% | 24.01% | 23.41% | 27.75% | 28.41% | 23.6% | 17.13% | 17.6% | 16.95% |
| Total Revenue | 222.25M▲ 0% | 250.66M▲ 12.8% | 279.51M▲ 11.5% | 282.27M▲ 1.0% | 292.95M▲ 3.8% | 330.08M▲ 12.7% | 448.55M▲ 35.9% | 500.41M▲ 11.6% | 518.35M▲ 3.6% |
| Revenue Growth % | 21.74% | 12.78% | 11.51% | 0.99% | 3.78% | 12.67% | 35.89% | 11.56% | 3.58% |
| Non-Interest Expense | 130.71M | 137.24M | 146.09M | 155M | 167.41M | 186.77M | 197.36M | 197.99M | 203.04M |
| Efficiency Ratio | 58.81% | 54.75% | 52.27% | 54.91% | 57.14% | 56.58% | 44% | 39.57% | 39.17% |
| Operating Income | 61.81M▲ 0% | 60.69M▼ 1.8% | 80.05M▲ 31.9% | 56.9M▼ 28.9% | 114.33M▲ 100.9% | 97.21M▼ 15.0% | 88.69M▼ 8.8% | 95.3M▲ 7.5% | 113.35M▲ 18.9% |
| Operating Margin % | 27.81% | 24.21% | 28.64% | 20.16% | 39.03% | 29.45% | 19.77% | 19.04% | 21.87% |
| Operating Income Growth % | 164.31% | -1.82% | 31.91% | -28.93% | 100.94% | -14.97% | -8.77% | 7.45% | 18.94% |
| Pretax Income | 61.81M▲ 0% | 60.69M▼ 1.8% | 80.05M▲ 31.9% | 56.9M▼ 28.9% | 114.33M▲ 100.9% | 97.21M▼ 15.0% | 88.69M▼ 8.8% | 95.3M▲ 7.5% | 113.35M▲ 18.9% |
| Pretax Margin % | 27.81% | 24.21% | 28.64% | 20.16% | 39.03% | 29.45% | 19.77% | 19.04% | 21.87% |
| Income Tax | 17.72M | 10.14M | 14.33M | 9.98M | 22.53M | 19.09M | 17.59M | 19.37M | 22.59M |
| Effective Tax Rate % | 28.66% | 16.71% | 17.91% | 17.54% | 19.71% | 19.64% | 19.83% | 20.32% | 19.93% |
| Net Income | 44.09M▲ 0% | 50.54M▲ 14.6% | 65.72M▲ 30.0% | 46.92M▼ 28.6% | 91.8M▲ 95.7% | 78.12M▼ 14.9% | 71.1M▼ 9.0% | 75.93M▲ 6.8% | 90.76M▲ 19.5% |
| Net Margin % | 19.84% | 20.16% | 23.51% | 16.62% | 31.34% | 23.67% | 15.85% | 15.17% | 17.51% |
| Net Income Growth % | 126.07% | 14.63% | 30.03% | -28.61% | 95.67% | -14.9% | -8.98% | 6.79% | 19.53% |
| Net Income (Continuing) | 44.09M | 50.54M | 65.72M | 46.92M | 91.8M | 78.12M | 71.1M | 75.93M | 90.76M |
| EPS (Diluted) | 1.64▲ 0% | 1.72▲ 4.9% | 2.24▲ 30.2% | 1.60▼ 28.6% | 3.11▲ 94.4% | 2.64▼ 15.1% | 2.41▼ 8.7% | 2.58▲ 7.1% | 3.16▲ 22.5% |
| EPS Growth % | 95.24% | 4.88% | 30.23% | -28.57% | 94.38% | -15.11% | -8.71% | 7.05% | 22.48% |
| EPS (Basic) | 1.64 | 1.73 | 2.24 | 1.60 | 3.12 | 2.66 | 2.42 | 2.61 | 3.16 |
| Diluted Shares Outstanding | 29.34M | 29.37M | 29.26M | 29.27M | 29.55M | 29.55M | 29.53M | 29.4M | 28.73M |
UVSP Balance Sheet
Univest Financial Corporation (UVSP) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 466.87M | 437.93M | 372.05M | 438.5M | 1.21B | 503.06M | 601.35M | 337.12M | 562.36M |
| Cash & Due from Banks | 75.41M | 109.42M | 125.13M | 219.86M | 890.15M | 152.8M | 249.8M | 328.84M | 553.71M |
| Short Term Investments | 391.46M | 328.51M | 246.92M | 218.64M | 317.01M | 350.26M | 351.55M | 8.28M | 8.64M |
| Total Investments | 3.92B | 4.31B | 4.65B | 5.47B | 5.58B | 6.35B | 6.75B | 7.01B | 7.11B |
| Investments Growth % | 8.77% | 9.85% | 7.85% | 17.69% | 1.89% | 13.87% | 6.32% | 3.82% | 1.44% |
| Long-Term Investments | 3.53B | 3.98B | 4.4B | 5.25B | 5.26B | 6B | 6.4B | 7B | 7.1B |
| Accounts Receivables | 0 | 14.26M | 14.1M | 16.48M | 13.02M | 22.46M | 27.87M | 28.65M | 29.65M |
| Goodwill & Intangibles | 186.47M | 184.55M | 182.84M | 181.43M | 187.36M | 186.89M | 186.46M | 183.82M | 182.84M |
| Goodwill | 172.56M | 172.56M | 172.56M | 172.56M | 175.51M | 175.51M | 175.51M | 175.51M | 175.51M |
| Intangible Assets | 13.91M | 11.99M | 10.28M | 8.87M | 11.85M | 11.38M | 10.95M | 8.31M | 7.33M |
| PP&E (Net) | 61.8M | 59.56M | 91.09M | 89.96M | 87.29M | 81M | 83.24M | 75.2M | 71.35M |
| Other Assets | 176.95M | 141.44M | 144.23M | 156.55M | 152.15M | 179.46M | 201.92M | 219.77M | 460.89M |
| Total Current Assets | 596.63M | 612.72M | 556.48M | 638.82M | 1.42B | 752.05M | 888.58M | 628.45M | 605.54M |
| Total Non-Current Assets | 3.96B | 4.37B | 4.82B | 5.7B | 5.7B | 6.47B | 6.89B | 7.5B | 7.83B |
| Total Assets | 4.56B▲ 0% | 4.98B▲ 9.3% | 5.4B▲ 8.3% | 6.34B▲ 17.3% | 7.12B▲ 12.4% | 7.22B▲ 1.4% | 7.78B▲ 7.7% | 8.13B▲ 4.5% | 8.44B▲ 3.8% |
| Asset Growth % | 7.8% | 9.3% | 8.35% | 17.33% | 12.4% | 1.4% | 7.73% | 4.47% | 3.8% |
| Return on Assets (ROA) | 1% | 1.06% | 1.27% | 0.8% | 1.36% | 1.09% | 0.95% | 0.95% | 1.1% |
| Accounts Payable | 40.98M | 44.61M | 44.51M | 52.2M | 46.07M | 14.46M | 28.73M | 31.39M | 20.18M |
| Total Debt | 355.59M | 429.67M | 319.89M | 349.11M | 247.43M | 473.55M | 499.92M | 416.93M | 351.81M |
| Net Debt | 280.18M | 320.25M | 194.76M | 129.25M | -642.72M | 320.75M | 250.12M | 88.08M | -201.9M |
| Long-Term Debt | 219.37M | 219.57M | 234.82M | 293.51M | 193.87M | 243.26M | 458.76M | 374.26M | 298.87M |
| Short-Term Debt | 136.22M | 210.1M | 47.46M | 17.91M | 20.11M | 197.14M | 6.31M | 11.18M | 24.41M |
| Other Liabilities | 0 | 0 | -18.68M | 0 | 0 | 22.31M | 18.8M | 10.43M | 10.83M |
| Total Current Liabilities | 3.73B | 4.14B | 4.45B | 5.31B | 6.12B | 6.15B | 6.43B | 6.82B | 7.16B |
| Total Non-Current Liabilities | 219.37M | 219.57M | 253.75M | 331.2M | 227.33M | 298.73M | 512.41M | 416.17M | 338.23M |
| Total Liabilities | 3.96B | 4.36B | 4.73B | 5.64B | 6.35B | 6.45B | 6.94B | 7.24B | 7.49B |
| Total Equity | 603.37M▲ 0% | 624.13M▲ 3.4% | 672.65M▲ 7.8% | 692.47M▲ 2.9% | 773.79M▲ 11.7% | 776.5M▲ 0.3% | 839.21M▲ 8.1% | 887.3M▲ 5.7% | 943.32M▲ 6.3% |
| Equity Growth % | 19.43% | 3.44% | 7.77% | 2.95% | 11.74% | 0.35% | 8.08% | 5.73% | 6.31% |
| Equity / Assets (Capital Ratio) | 13.23% | 12.52% | 12.46% | 10.93% | 10.86% | 10.75% | 10.79% | 10.92% | 11.18% |
| Return on Equity (ROE) | 7.95% | 8.24% | 10.14% | 6.87% | 12.52% | 10.08% | 8.8% | 8.8% | 9.92% |
| Book Value per Share | 20.57 | 21.25 | 22.99 | 23.66 | 26.18 | 26.28 | 28.42 | 30.18 | 32.83 |
| Tangible BV per Share | 14.21 | 14.97 | 16.74 | 17.46 | 19.84 | 19.95 | 22.10 | 23.93 | 26.47 |
| Common Stock | 157.78M | 157.78M | 157.78M | 157.78M | 157.78M | 157.78M | 157.78M | 157.78M | 157.78M |
| Additional Paid-in Capital | 290.13M | 292.4M | 295M | 296.19M | 299.18M | 300.81M | 301.07M | 302.83M | 304.02M |
| Retained Earnings | 216.76M | 248.17M | 288.8M | 306.9M | 375.12M | 428.64M | 474.69M | 525.78M | 591.2M |
| Accumulated OCI | -17.77M | -28.42M | -21.73M | -22.14M | -16.35M | -62.1M | -50.65M | -43.99M | -25.47M |
| Treasury Stock | -43.53M | -45.8M | -44.73M | -46.25M | -41.94M | -48.63M | -43.69M | -55.1M | -84.22M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
UVSP Cash Flow Statement
Univest Financial Corporation (UVSP) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 68.66M | 86.01M | 73.15M | 51.18M | 102.34M | 109.45M | 89.74M | 75.11M | 101.51M |
| Operating CF Growth % | 106.15% | 25.26% | -14.95% | -30.03% | 99.96% | 6.96% | -18.01% | -16.31% | 35.16% |
| Net Income | 44.09M | 50.54M | 65.72M | 46.92M | 91.8M | 78.12M | 71.1M | 75.93M | 90.76M |
| Depreciation & Amortization | 5.47M | 5.38M | 5.42M | 5M | 3.19M | 3.77M | 4.65M | 7.47M | 6.02M |
| Deferred Taxes | 7.48M | -599K | -1.81M | -9.85M | 3.55M | -545K | -710K | -1.27M | 508K |
| Other Non-Cash Items | 9.6M | 17.03M | 2.39M | 1.87M | 1.03M | 23.85M | 2.23M | -3.42M | 3.43M |
| Working Capital Changes | -1.15M | 11.09M | -923K | 5.77M | -936K | 134K | 8.27M | -8.21M | -3.89M |
| Cash from Investing | -332.49M | -431.32M | -343.37M | -867.39M | -126.78M | -897.61M | -454.44M | -259.74M | -83.68M |
| Purchase of Investments | -114.97M | -108.73M | -93.14M | -147.53M | -253.14M | -136.47M | -40.01M | -70.75M | -60.31M |
| Sale/Maturity of Investments | 125.24M | 78.46M | 132.84M | 215.4M | 126.98M | 69.17M | 46.77M | 76.79M | 76.24M |
| Net Investment Activity | 10.27M | -30.27M | 39.7M | 67.87M | -126.16M | -67.31M | 6.76M | 6.04M | 15.93M |
| Acquisitions | 0 | 0 | 0 | 0 | -3.82M | 0 | 0 | 0 | 0 |
| Other Investing | -338.8M | -396.76M | -379.21M | -931.51M | 9.08M | -825.08M | -454.48M | -262.68M | -95.03M |
| Cash from Financing | 281.41M | 379.32M | 285.93M | 910.94M | 694.73M | 50.81M | 461.69M | 263.68M | 207.04M |
| Dividends Paid | -21.3M | -23.5M | -23.43M | -17.54M | -23.57M | -24.61M | -25.05M | -24.84M | -25.33M |
| Share Repurchases | -3.52M | -5.98M | -2.04M | -4.45M | -650K | -11.38M | -1.69M | -19.75M | -34.63M |
| Stock Issued | 72.91M | 2.29M | 2.23M | 2.37M | 2.38M | 698K | 2.56M | 2.38M | 1.45M |
| Net Stock Activity | 69.39M | -3.69M | 188K | -2.08M | 1.73M | -10.68M | 871K | -17.37M | -33.18M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K |
| Other Financing | 294.06M | 332.17M | 475.26M | 881.34M | 814.38M | -139.99M | 461.71M | 386.02M | 328.12M |
| Net Change in Cash | 17.58M▲ 0% | 34.01M▲ 93.4% | 15.71M▼ 53.8% | 94.73M▲ 503.1% | 670.29M▲ 607.6% | -737.35M▼ 210.0% | 97M▲ 113.2% | 79.05M▼ 18.5% | 224.87M▲ 184.5% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 57.83M | 75.41M | 109.42M | 125.13M | 219.86M | 890.15M | 152.8M | 249.8M | 328.84M |
| Cash at End | 75.41M | 109.42M | 125.13M | 219.86M | 890.15M | 152.8M | 249.8M | 328.84M | 553.71M |
| Interest Paid | 21.49M | 30.88M | 44.48M | 29.23M | 21.82M | 32.67M | 139.6M | 191.51M | 200.41M |
| Income Taxes Paid | 12.6M | 2.02M | 17.17M | 17.32M | 26.59M | 11.86M | 16.78M | 20.7M | 0 |
| Free Cash Flow | 64.7M▲ 0% | 81.72M▲ 26.3% | 69.29M▼ 15.2% | 47.43M▼ 31.6% | 96.46M▲ 103.4% | 104.23M▲ 8.1% | 83.02M▼ 20.4% | 72M▼ 13.3% | 96.93M▲ 34.6% |
| FCF Growth % | 213.13% | 26.3% | -15.21% | -31.56% | 103.39% | 8.06% | -20.36% | -13.27% | 34.62% |
UVSP Banking Ratios
Univest Financial Corporation (UVSP) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 4.5% | 7.95% | 8.24% | 10.14% | 6.87% | 12.52% | 10.08% | 8.8% | 8.8% | 9.92% |
| Return on Assets (ROA) | 0.55% | 1% | 1.06% | 1.27% | 0.8% | 1.36% | 1.09% | 0.95% | 0.95% | 1.1% |
| Net Interest Margin | 2.7% | 3.14% | 3.17% | 3.13% | 2.75% | 2.64% | 3.02% | 2.83% | 2.6% | 2.85% |
| Efficiency Ratio | 77.77% | 58.81% | 54.75% | 52.27% | 54.91% | 57.14% | 56.58% | 44% | 39.57% | 39.17% |
| Equity / Assets | 11.94% | 13.23% | 12.52% | 12.46% | 10.93% | 10.86% | 10.75% | 10.79% | 10.92% | 11.18% |
| Book Value / Share | 21.76 | 20.57 | 21.25 | 22.99 | 23.66 | 26.18 | 26.28 | 28.42 | 30.18 | 32.83 |
| NII Growth | 21.62% | 25.35% | 10.4% | 7.07% | 3.03% | 8.04% | 15.88% | 0.78% | -4.01% | 13.74% |
| Dividend Payout | 87.28% | 48.3% | 46.49% | 35.66% | 37.38% | 25.68% | 31.5% | 35.23% | 32.72% | 27.91% |
UVSP SEC Filings & Documents
Univest Financial Corporation (UVSP) SEC filings — annual & quarterly reports (10-K, 10-Q)
UVSP Frequently Asked Questions
Univest Financial Corporation (UVSP) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Univest Financial Corporation (UVSP) grew revenue by 3.6% over the past year. Growth has been modest.
Yes, Univest Financial Corporation (UVSP) is profitable, generating $90.8M in net income for fiscal year 2025 (17.5% net margin).
Dividend & Returns
Yes, Univest Financial Corporation (UVSP) pays a dividend with a yield of 2.27%. This makes it attractive for income-focused investors.
Univest Financial Corporation (UVSP) has a return on equity (ROE) of 9.9%. This is below average, suggesting room for improvement.
Industry Metrics
Univest Financial Corporation (UVSP) has a net interest margin (NIM) of 2.8%. NIM has been under pressure due to interest rate environment.
Univest Financial Corporation (UVSP) has an efficiency ratio of 39.2%. This is excellent, indicating strong cost control.
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Univest Financial Corporation (UVSP) financial analysis — history, returns, DCA and operating performance tools
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