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Univest Financial Corporation (UVSP) Total Return Calculator with Dividends Reinvested

Univest Financial Corporation

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The total return for Univest Financial Corporation (UVSP) stock is +29.85% over the past 12 months. So far it's up 20.85% this year. The 5-year total return is +47.94%, meaning $10,000 invested in UVSP stock 5 years ago would be worth $14,794 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in UVSP 1 year ago, it would be worth $13,363 today — you'd have gained $3,363 with dividends reinvested.

With Dividends Reinvested$13,363+33.63%

Price Only (No DRIP)$12,908+29.08%

Dividend Boost+$4555 payments · +4.55% extra

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in UVSP

1Y$12,985+$2,985 (+29.9%)29.9% CAGR

3Y$22,985+$12,985 (+129.8%)32.0% CAGR

5Y$14,794+$4,794 (+47.9%)8.1% CAGR

10Y$24,069+$14,069 (+140.7%)9.2% CAGR

15Y$31,645+$21,645 (+216.4%)8.0% CAGR

20Y$20,282+$10,282 (+102.8%)3.6% CAGR

30Y$76,986+$66,986 (+669.9%)7.0% CAGR

Dividend Reinvestment History (5)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-07	$0.22	$30.08	+0.007314
2025-08-06	$0.22	$28.51	+0.007773
2025-11-05	$0.22	$29.56	+0.007555
2026-02-11	$0.22	$34.69	+0.006485
2026-05-06	$0.23	$38.79	+0.006102

Loading UVSP total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+20.85%	—	+20.17%	+0.68 pp	$12,085
1Y	+29.85%	29.85%	+26.97%	+2.88 pp	$12,985
3Y	+129.85%	31.97%	+115.62%	+14.23 pp	$22,985
5Y	+47.94%	8.15%	+33.48%	+14.45 pp	$14,794
10Y	+140.69%	9.18%	+99.54%	+41.15 pp	$24,069
15Y	+216.45%	7.98%	+141.68%	+74.77 pp	$31,645
20Y	+102.82%	3.60%	+43.61%	+59.20 pp	$20,282
30Y	+669.86%	7.04%	+400.51%	+269.35 pp	$76,986

Risk & Highlights

Best Year+78.05%1997

Worst Year-47.18%2009

Max Drawdown-14.01%2025-07-03 → 2025-08-01 · Recovered 2025-12-03

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+4.62%	+3.93%	+0.7pp	+0.41%	+4.2pp
2025	+15.74%	+12.74%	+3.0pp	+16.64%	-0.9pp
2024	+38.02%	+34.20%	+3.8pp	+24.00%	+14.0pp
2023	-12.17%	-15.40%	+3.2pp	+24.81%	-37.0pp
2022	-10.96%	-13.71%	+2.7pp	-19.95%	+9.0pp

UVSP outperformed the S&P 500 by 1.41pp over the past year (+29.85% vs +28.44%).

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UVSP Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
UVSPUnivest Financial Corporation	$1.1B	+9.7%	+20.8%	+29.9%	+2.9pp	+129.8%	+47.9%	+140.7%
NBTBNBT Bancorp Inc.	$2.3B	+2.3%	+8.3%	+7.1%	+3.4pp	+53.6%	+31.4%	+103.4%
FULTFulton Financial Corporation	$4.2B	+3.9%	+11.8%	+29.1%	+4.3pp	+126.2%	+44.6%	+107.4%
ACNBACNB Corporation	$548M	+8.3%	+12.8%	+27.9%	+3.4pp	+103.0%	+104.1%	+190.8%
CZNCCitizens & Northern Corporation	$389M	-4.0%	+11.7%	+19.9%	+5.9pp	+38.7%	+12.2%	+65.4%
PFISPeoples Financial Services Corp.	$570M	+3.6%	+19.5%	+30.1%	+5.4pp	+61.4%	+52.8%	+89.7%
NWBINorthwest Bancshares, Inc.	$2.1B	+7.3%	+18.8%	+17.8%	+6.4pp	+52.5%	+28.3%	+52.7%
WSFSWSFS Financial Corporation	$3.8B	+6.6%	+30.8%	+36.7%	+1.3pp	+127.3%	+45.2%	+129.8%
TRMKTrustmark Corporation	$2.6B	+3.9%	+15.1%	+31.7%	+2.8pp	+110.9%	+48.4%	+127.7%
SFNCSimmons First National Corporation	$3.1B	+8.2%	+15.0%	+15.7%	+4.4pp	+49.4%	-14.0%	+26.3%
IBCPIndependent Bank Corporation	$690M	-0.8%	+5.9%	+11.2%	+4.3pp	+123.9%	+63.4%	+181.9%

Compare:UVSP vs NBTB UVSP vs FULT UVSP vs ACNB UVSP vs NBTB vs FULT

About UVSP Dividend Returns

Univest Financial Corporation (UVSP) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of UVSP over the past year?

Univest Financial Corporation (UVSP) delivered a total return of 29.85% over the past year when dividends are reinvested. The price-only return was 26.97%, meaning dividends contributed an additional 2.88 percentage points to total returns.

Q2How much would $10,000 invested in UVSP be worth today?

A $10,000 investment in Univest Financial Corporation one year ago would be worth $12,985 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,697. Dividend reinvestment added $288 to the portfolio value.

Q3Does UVSP pay dividends?

Yes, Univest Financial Corporation (UVSP) pays dividends. In the last year, UVSP paid approximately $0.88 per share in dividends (2.27% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did UVSP beat the S&P 500?

Yes, Univest Financial Corporation (UVSP) outperformed the S&P 500 by 1.41 percentage points over the past year. UVSP delivered a total return of 29.85%, compared to the S&P 500's 28.44%. This 1.41pp alpha means investors in UVSP earned more than a passive S&P 500 index fund.

Q5What is UVSP's worst drawdown?

Univest Financial Corporation (UVSP) experienced a maximum drawdown of -14.01% over the past year, declining from its peak on 2025-07-03 to its trough on 2025-08-01. The stock recovered to its prior peak by 2025-12-03. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is UVSP's long-term total return over 10, 20, or 30 years?

Here are Univest Financial Corporation (UVSP)'s long-term returns with dividends reinvested. Over 10 years, the total return is 140.7% (9.2% CAGR) — $10,000 would have grown to $24,069. Over 20 years: 102.8% total return (3.6% CAGR) — $10,000 → $20,282. Over 30 years: 669.9% total return (7.0% CAGR) — $10,000 → $76,986. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was UVSP's best and worst year?

Univest Financial Corporation's best calendar year was 1997 with a total return of 78.0%. Its worst year was 2009 with a total return of -47.2%. This range shows the volatility investors should expect — the difference between the best and worst year is 125.2 percentage points.