← Back to Screener
ScreenerNewsCompareWatchlist
VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesNewsCompareWatchlist
AnalyzeValuationTotal ReturnDCA CalculatorInsider Activity
HomeStocksUVSPEarnings History
OverviewPriceRevenueEarningsP/ERatiosDividendTargets

UVSP logoUnivest Financial Corporation (UVSP) Earnings History

Annual and quarterly earnings data from 1994 to 2025

TTM Net Income
$91M
Profitable
TTM EPS
$3.20
Diluted
YoY EPS Growth
+22.5%
Excellent
Net Margin
17.5%
Profitability
Operating Margin21.9%
Gross Margin61.0%
ROE9.9%
ROA1.1%
Highest Annual Net Income$92M (2021)
Highest Quarterly EPS$1.11 (Q1 2021)
Consecutive Profitable Years32 years
Q4 2025
Net Income$23M
EPS$0.80
QoQ Growth-11.3%Declining

Loading earnings history...

UVSP EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+22.5%
Excellent
3-Year
+6.2%
Solid
5-Year
+14.6%
Strong
10-Year
+8.6%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

UVSP Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202561.0%21.9%17.5%
202458.6%19.0%15.2%
202363.8%19.8%15.9%
202286.0%29.5%23.7%
202196.2%39.0%31.3%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

Download Data

Export UVSP earnings history in CSV or JSON format

Free sign-in required to download data

Univest Financial Corporation (UVSP) Earnings Overview

As of May 8, 2026, Univest Financial Corporation (UVSP) reported trailing twelve-month net income of $91M, reflecting +22.5% year-over-year growth. The company earned $3.20 per diluted share over the past four quarters, with a net profit margin of 17.5%.

Looking at the long-term picture, UVSP's 5-year EPS compound annual growth rate (CAGR) stands at +14.6%, showing solid earnings momentum. The company achieved its highest annual net income of $92M in fiscal 2021.

Univest Financial Corporation maintains industry-leading profitability with a gross margin of 61.0%, operating margin of 21.9%, and net margin of 17.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), FULT ($392M net income, 20.7% margin), ACNB ($37M net income, 21.7% margin), UVSP has room to improve margins relative to the peer group. Compare UVSP vs NBTB →

UVSP Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
UVSP logoUVSPCurrent
$91M$3.2017.5%9.9%+22.5%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
FULT logoFULT
$392M$2.1420.7%11.7%+32.5%
ACNB logoACNB
$37M$3.5721.7%10.2%-3.5%
CZNC logoCZNC
$23M$1.3315.2%7.6%-13.6%
PFIS logoPFIS
$59M$5.8721.1%12.0%+493.9%
Best in group
Lowest in group

UVSP Historical Earnings Data (1994–2025)

32 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$91M+19.5%$113M$3.1617.5%21.9%
2024$76M+6.8%$95M$2.5815.2%19.0%
2023$71M-9.0%$89M$2.4115.9%19.8%
2022$78M-14.9%$97M$2.6423.7%29.5%
2021$92M+95.7%$114M$3.1131.3%39.0%
2020$47M-28.6%$57M$1.6016.6%20.2%
2019$66M+30.0%$80M$2.2423.5%28.6%
2018$51M+14.6%$61M$1.7220.2%24.2%
2017$44M+126.1%$62M$1.6419.8%27.8%
2016$20M-28.5%$23M$0.8410.7%12.8%

See UVSP's True Return

Price is only half the story. See total return with reinvested dividends.

Launch Calculator

Is UVSP Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

View Valuation

Compare UVSP vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

Start Comparison

UVSP — Frequently Asked Questions

Quick answers to the most common questions about buying UVSP stock.

Is UVSP growing earnings?

UVSP EPS is $3.20, with earnings growth accelerating to +22.5%. This exceeds the 5-year CAGR of +14.6%. TTM net income reached $91M.

What are UVSP's profit margins?

Univest Financial Corporation net margin is +17.5%, with operating margin at +21.9%. Above-average margins indicate pricing power.

How consistent are UVSP's earnings?

UVSP earnings data spans 1994-2025. The accelerating earnings trend is +22.5% YoY. Historical data enables comparison across business cycles.

VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Patterns find ideas. Fundamentals build conviction.

Data updated daily

Quick Links

  • Home
  • Screener
  • Themes
  • Market Valuation
  • Valuation
  • Compare
  • Total Return
  • DCA Calculator
  • News
  • Insights
  • Methodology
  • How It Works
  • Profile

Popular Screens

  • VCP Hot
  • VCP Warm
  • Value Screens
  • Growth Screens
  • Momentum Screens
  • Technical Screens
  • Quality Screens

Community

  • Follow @VCPScanner on X

Get weekly stock ideas — free

© 2026 VCP Scanner. All rights reserved.
About·Privacy Policy·Terms of Service
Not financial advice. Do your own research.

UVSP Earnings Over Time (2014–2025)

Net income and EPS trends