Velocity Financial, Inc. (VEL) quarterly balance sheet — complete assets, liabilities & equity history
Velocity Financial, Inc. (VEL) balance sheet — 10-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash & Short Term Investments | 245.2M | 87.05M | 92.1M | 98.96M | 79.56M | 51.68M | 50.11M | 44.09M | 47.37M | 59.05M | 40.76M | 29.39M | 33.99M | 39.4M | 45.42M | 26.37M | 46.25M | 36.63M | 36.13M | 35.5M |
| Cash & Due from Banks | 245.2M | 87.05M | 92.1M | 98.96M | 79.56M | 51.68M | 50.11M | 44.09M | 47.37M | 59.05M | 40.76M | 29.39M | 33.99M | 39.4M | 45.42M | 26.37M | 46.25M | 36.63M | 36.13M | 35.5M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 118K | 7.11B | 66K | 6.5B | 6.05B | 5.61B | 5.19B | 4.9B | 4.59B | 4.38B | 4.15B | 3.92B | 3.76B | 0 | 3.55B | 3.46B | 3.12B | 2.91B | 2.62B | 2.3B |
| Investments Growth % | -100% | 26.57% | -100% | 32.67% | 31.84% | 28.21% | 24.94% | 25.05% | 22% | - | 17% | 13.16% | 20.61% | -100% | 35.58% | 50.76% | 49.07% | 44.64% | 33.34% | 14.6% |
| Long-Term Investments | 118K | 7.11B | 66K | 6.5B | 6.05B | 5.61B | 5.19B | 4.9B | 4.59B | 4.38B | 4.15B | 3.92B | 3.76B | 0 | 3.55B | 3.46B | 3.12B | 2.91B | 2.62B | 2.3B |
| Accounts Receivables | 53.11M | 51.26M | 51.58M | 46.55M | 42.11M | 38.46M | 35.23M | 32.94M | 31.12M | 29.37M | 27.03M | 24.76M | 22.6M | 20.93M | 20.46M | 18.33M | 15.82M | 14.17M | 13.16M | 11.97M |
| Goodwill & Intangibles | 21.08M | 19.42M | 19.74M | 19.37M | 19.71M | 19.41M | 20.49M | 19.19M | 19M | 15.8M | 15.35M | 16.56M | 16.22M | 15.92M | 16.01M | 16.64M | 15.21M | 14.44M | 13.93M | 0 |
| Goodwill | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 6.78M | 0 |
| Intangible Assets | 14.31M | 12.64M | 12.96M | 12.6M | 12.94M | 12.63M | 13.71M | 12.42M | 12.23M | 9.02M | 8.58M | 9.79M | 9.45M | 9.14M | 9.24M | 9.87M | 8.44M | 7.66M | 7.15M | 0 |
| PP&E (Net) | 1.29M | 1.32M | 1.42M | 1.48M | 1.54M | 1.59M | 4.15M | 1.69M | 1.91M | 2.01M | 5.33M | 2.86M | 3.02M | 3.21M | 5.78M | 3.5M | 3.63M | 3.69M | 7.57M | 3.35M |
| Other Assets | -14.43M | 282.93M | -13.03M | 255.75M | 123.01M | 111.53M | 89.95M | 91.84M | 92.62M | 194.97M | 66.29M | 54.03M | 44.96M | -6.6M | 30.97M | 46.17M | 39.47M | 34.36M | 30M | 34.33M |
| Total Current Assets | 456.5M | 163.31M | 143.68M | 164.36M | 265.9M | 213.75M | 212.34M | 174.98M | 167.41M | 178.06M | 163.65M | 124.52M | 121.79M | 126.65M | 142.75M | 113.66M | 139.08M | 133.6M | 127.06M | 105.4M |
| Total Non-Current Assets | 27.92M | 7.43B | 30.9M | 6.79B | 6.21B | 5.76B | 5.32B | 5.03B | 4.71B | 4.59B | 4.24B | 3.99B | 3.83B | 12.53M | 3.61B | 3.53B | 3.19B | 2.98B | 2.69B | 2.35B |
| Total Assets | 7.96B | 7.59B | 7.38B | 6.96B | 6.48B | 5.97B | 5.53B | 5.2B | 4.87B | 4.63B | 4.4B | 4.12B | 3.95B | 3.84B | 3.75B | 3.65B | 3.33B | 3.11B | 2.81B | 2.46B |
| Asset Growth % | 22.97% | 27.13% | 33.54% | 33.76% | 32.88% | 29.02% | 25.49% | 26.36% | 23.34% | 20.62% | 17.49% | 12.88% | 18.56% | 23.39% | 33.3% | 48.44% | 46.97% | 43.65% | 33.74% | 15.53% |
| Return on Assets (ROA) | 0.32% | 0.3% | 0.49% | 0.38% | 0.42% | 0.32% | 0.38% | 0.31% | 0.31% | 0.38% | 0.41% | 0.3% | 0.31% | 0.28% | 0.23% | 0.29% | 0.33% | 0.11% | 0.32% | 0.34% |
| Accounts Payable | 186.02M | 173.08M | 168.31M | 170.58M | 164.94M | 153.47M | 147.81M | 140.53M | 138.03M | 123.99M | 121.97M | 97.87M | 95.34M | 84.98M | 91.53M | 75.15M | 78.38M | 92.77M | 92.19M | 79.36M |
| Total Debt | 7.05B | 6.72B | 6.54B | 6.15B | 5.71B | 5.25B | 4.86B | 4.57B | 4.26B | 4.05B | 3.84B | 3.6B | 3.45B | 3.36B | 3.28B | 3.2B | 2.89B | 2.67B | 2.38B | 2.05B |
| Net Debt | 6.81B | 6.63B | 6.45B | 6.05B | 5.63B | 5.2B | 4.81B | 4.53B | 4.21B | 3.99B | 3.8B | 3.57B | 3.42B | 3.32B | 3.23B | 3.18B | 2.85B | 2.63B | 2.34B | 2.01B |
| Long-Term Debt | 6.74B | 6.62B | 6.23B | 5.82B | 5.38B | 4.68B | 4.51B | 4.14B | 4.02B | 3.69B | 3.51B | 3.38B | 3.21B | 3.06B | 2.95B | 2.86B | 2.69B | 2.24B | 2.07B | 1.79B |
| Short-Term Debt | 311.68M | 98.01M | 309.5M | 332.39M | 331.06M | 570.02M | 348.08M | 434.03M | 237.44M | 360.22M | 334.75M | 215.18M | 235.75M | 298.31M | 330.81M | 340.05M | 208.39M | 424.69M | 301.07M | 258.49M |
| Other Liabilities | 0 | 0 | 165.21M | 0 | 560K | 1M | 0 | 1.49M | 374K | 484.2M | 3.67M | 0 | 0 | -3.06B | 0 | 0 | 0 | 0 | 0 | 90M |
| Total Current Liabilities | 486.17M | 271.08M | 309.5M | 502.97M | 495.99M | 723.5M | 495.9M | 574.56M | 375.47M | 484.2M | 456.72M | 313.05M | 331.09M | 0 | 422.34M | 415.2M | 286.77M | 517.46M | 393.26M | 337.85M |
| Total Non-Current Liabilities | 6.75B | 6.62B | 6.4B | 5.82B | 5.38B | 4.68B | 4.51B | 4.14B | 4.02B | 4.17B | 3.51B | 3.38B | 3.21B | 0 | 2.95B | 2.86B | 2.69B | 2.24B | 2.07B | 1.88B |
| Total Liabilities | 7.24B | 6.9B | 6.71B | 6.32B | 5.87B | 5.41B | 5.01B | 4.71B | 4.4B | 4.17B | 3.97B | 3.7B | 3.55B | 3.45B | 3.37B | 3.28B | 2.97B | 2.76B | 2.47B | 2.21B |
| Total Equity | 725.16M | 696.4M | 675.69M | 637.46M | 601.05M | 566.22M | 520.22M | 487.69M | 474.75M | 456.45M | 436.87M | 420.02M | 405.24M | 391.24M | 380.5M | 370.73M | 359.51M | 347.93M | 344.49M | 242.19M |
| Equity Growth % | 20.65% | 22.99% | 29.89% | 30.71% | 26.6% | 24.05% | 19.08% | 16.11% | 17.15% | 16.67% | 14.82% | 13.29% | 12.72% | 12.45% | 10.45% | 53.08% | 53.99% | 55.7% | 56.88% | 15.46% |
| Equity / Assets (Capital Ratio) | 9.11% | 9.17% | 9.15% | 9.16% | 9.28% | 9.48% | 9.41% | 9.37% | 9.74% | 9.86% | 9.92% | 10.2% | 10.26% | 10.2% | 10.15% | 10.16% | 10.79% | 11.19% | 12.25% | 9.86% |
| Return on Equity (ROE) | 3.54% | 3.26% | 5.3% | 4.1% | 4.45% | 3.39% | 4.09% | 3.28% | 3.17% | 3.86% | 4.05% | 2.93% | 3.06% | 2.76% | 2.25% | 2.73% | 3.01% | 0.9% | 2.85% | 3.37% |
| Book Value per Share | 18.45 | 17.78 | 17.70 | 16.43 | 15.91 | 15.38 | 14.41 | 13.59 | 13.34 | 12.88 | 12.49 | 12.09 | 11.87 | 11.49 | 11.17 | 10.84 | 10.56 | 10.17 | 10.06 | 7.08 |
| Tangible BV per Share | 17.91 | 17.28 | 17.18 | 15.93 | 15.38 | 14.85 | 13.84 | 13.05 | 12.80 | 12.43 | 12.05 | 11.62 | 11.39 | 11.02 | 10.70 | 10.35 | 10.11 | 9.75 | 9.65 | 7.08 |
| Common Stock | 405K | 403K | 398K | 396K | 390K | 359K | 339K | 335K | 335K | 334K | 331K | 330K | 329K | 328K | 326K | 325K | 325K | 325K | 323K | 206K |
| Additional Paid-in Capital | 390.98M | 385.25M | 382.56M | 379.4M | 368.53M | 353.45M | 322.95M | 313.09M | 311.32M | 308.26M | 306.74M | 304.91M | 303.21M | 301.31M | 300.31M | 298.77M | 297.84M | 297.03M | 296.36M | 205.91M |
| Retained Earnings | 349.9M | 324.74M | 302.38M | 267.58M | 242.21M | 216.21M | 197.32M | 176.74M | 160.94M | 146.16M | 128.91M | 112.46M | 99.47M | 87.28M | 76.63M | 68.17M | 58.19M | 47.54M | 44.42M | 36.07M |
| Accumulated OCI | -2.27M | -2.31M | -2.6M | -2.92M | -3.21M | -1.8M | -805K | -2.65M | 1.6M | 794K | -1.21M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | -17.48M | -14.74M | -10.2M | -10.2M | -10.02M | -5.03M | -2.87M | -2.87M | -2.87M | -2.6M | -1.32M | -1.29M | -1.29M | -1.29M | -458K | -458K | -458K | -458K | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |