Velocity Financial, Inc. (VEL) quarterly cash flow statement — complete operating, investing & financing history
Velocity Financial, Inc. (VEL) cash flow statement — 10-year operating, investing & financing cash flows
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | 3.79M | 12.04M | -4.49M | 11.45M | 7.66M | 3.54M | 33.27M | -17.57M | 11.47M | 10.58M | 20.1M | -9.75M | 44.36M | -11.93M | 40.02M | -4.44M | 1.26M | 11.84M | 16.14M | 18.68M |
| Operating CF Growth % | -50.6% | 240.55% | -113.49% | 165.18% | -33.21% | -66.58% | 65.54% | -80.16% | -74.14% | 188.71% | -49.77% | -119.46% | 3409.26% | -200.78% | 148% | -123.79% | -87.93% | 13.55% | -7.94% | 37.1% |
| Net Income | 25.98M | 22.05M | 34.75M | 25.41M | 26.17M | 18.65M | 20.8M | 16.03M | 14.78M | 17.33M | 17.13M | 12.17M | 12.22M | 10.65M | 8.46M | 10.29M | 10.77M | 3.23M | 7.99M | 8.02M |
| Depreciation & Amortization | 337K | 320K | 752K | 323K | 338K | 607K | 302K | 615K | 557K | 526K | 755K | 519K | 518K | 505K | 532K | 519K | 529K | 536K | 643K | 600K |
| Deferred Taxes | -1.6M | 4.08M | -5.97M | -4.26M | -867K | 2.96M | -327K | -11.75M | 168K | 480K | -1.63M | 1.17M | 664K | 2.49M | -695K | 10.86M | 1.28M | 127K | 0 | -3.83M |
| Other Non-Cash Items | -25.63M | -19.7M | -31.11M | -17.46M | -17.88M | -21.23M | 3.27M | -32.42M | -6.46M | -11.96M | -9.67M | -24.19M | 15.8M | -18.1M | 15.62M | -11.81M | 3.44M | 9.41M | 7.04M | 5.94M |
| Working Capital Changes | 1.61M | 2.6M | -5.04M | 5.28M | -2.13M | 573K | 7.58M | 8.38M | 826K | 2.83M | 11.89M | -628K | 14.12M | -8.47M | 14.91M | -15.23M | -15.56M | -2.14M | 465K | 7.44M |
| Cash from Investing | -199.97M | -351.33M | -250.1M | -429.07M | -441.2M | -401.41M | -356.07M | -279.73M | -196.84M | -212.44M | -217.88M | -148.18M | -141.03M | -71.58M | -89.17M | -311.19M | -214.22M | -293.66M | -338.28M | -176.65M |
| Purchase of Investments | 4.76M | -4.83M | 0 | 0 | 0 | 0 | 0 | -14.89M | 0 | 0 | 1.4M | 0 | 0 | 0 | 5.02M | 0 | 0 | 0 | 1.03M | 0 |
| Sale/Maturity of Investments | 80.12M | 23.05M | 128.94M | 0 | 0 | 0 | 0 | 32.93M | 0 | 5.74M | 16.58M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13.32M | 0 |
| Net Investment Activity | 84.88M | 18.22M | 128.94M | 0 | 0 | 0 | 0 | 18.04M | 0 | 5.74M | 17.98M | 0 | 0 | 0 | 5.02M | 0 | 0 | 0 | 14.36M | 0 |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -640K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10.76M | 0 |
| Other Investing | -284.76M | -369.5M | -378.98M | -429.01M | -441.12M | -401.33M | -355.97M | -297.06M | -196.75M | -218.14M | -235.75M | -148.16M | -141.03M | -71.53M | -94.14M | -311.13M | -214.07M | -293.59M | -341.85M | -176.65M |
| Cash from Financing | 329.34M | 202.1M | 386.01M | 438.24M | 456.26M | 401.51M | 326.37M | 284.9M | 205.98M | 198.98M | 212.61M | 154.26M | 91.41M | 77.48M | 70.31M | 301.07M | 220.96M | 281.68M | 324.66M | 167.39M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -2.74M | -4.54M | -1K | -179K | -4.99M | 0 | 0 | 0 | -266K | -1.28M | -24K | 0 | -1K | -836K | 0 | 0 | 0 | -458K | 0 | 0 |
| Stock Issued | 0 | 0 | 1.02M | 8.84M | 12.85M | 28.8M | 8.11M | 189K | 1.5M | 155K | 907K | 523K | 875K | 0 | 607K | 0 | 0 | 0 | -167K | 137K |
| Net Stock Activity | -2.74M | -4.54M | 1.02M | 8.66M | 7.86M | 28.8M | 8.11M | 189K | 1.24M | -1.13M | 883K | 523K | 874K | -836K | 607K | 0 | 0 | -458K | -167K | 137K |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Financing | 1.84M | 211.05M | -431K | -162K | -47K | -2.44M | -985K | -569K | -414K | -2.33M | -936K | -753K | -1.49M | -160K | -2.49M | -3.8M | -9.21M | -10.08M | 0 | -4.3M |
| Net Change in Cash | 133.15M | -137.19M | 131.43M | 20.62M | 22.73M | 3.63M | 3.57M | -12.4M | 20.61M | -2.88M | 14.83M | -3.68M | -5.26M | -6.02M | 21.15M | -14.56M | 8M | -138K | 2.52M | 9.42M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 112.05M | 249.24M | 117.81M | 97.19M | 74.46M | 70.83M | 67.26M | 79.66M | 59.05M | 61.93M | 47.1M | 50.77M | 56.03M | 62.06M | 40.91M | 55.47M | 47.47M | 47.6M | 45.08M | 35.66M |
| Cash at End | 245.2M | 112.05M | 249.24M | 117.81M | 97.19M | 74.46M | 70.83M | 67.26M | 79.66M | 59.05M | 61.93M | 47.1M | 50.77M | 56.03M | 62.06M | 40.91M | 55.47M | 47.47M | 47.6M | 45.08M |
| Interest Paid | 97.55M | 100.42M | 93.83M | 92.18M | 80.53M | 78.34M | 67.34M | 67.96M | 57.04M | 58.92M | 0 | 0 | 0 | 44.18M | 33.77M | 35.16M | 22.46M | 27.32M | 0 | 20.81M |
| Income Taxes Paid | 12.06M | 699K | 23.93M | 8.06M | 17.97M | 771K | 18.77M | 6.92M | 15.85M | 17K | 0 | 0 | 0 | 264K | 78K | 1.38M | 21.3M | 277K | 0 | 2.54M |
| Free Cash Flow | 3.69M | 12M | -4.57M | 11.31M | 7.58M | 3.44M | 33.17M | -17.64M | 11.39M | 10.54M | 19.99M | -9.78M | 44.36M | -11.98M | 39.97M | -4.5M | 1.11M | 11.77M | 16.11M | 18.63M |
| FCF Growth % | -51.38% | 249.14% | -113.76% | 164.11% | -33.4% | -67.39% | 65.94% | -80.38% | -74.33% | 188.01% | -49.98% | -117.27% | 3885.35% | -201.75% | 148.15% | -124.16% | -89.3% | 13.56% | -6.79% | 39.73% |