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WABC logoWestamerica Bancorporation (WABC) Earnings History

Annual and quarterly earnings data from 1989 to 2024

TTM Net Income
$120M
Profitable
TTM EPS
$4.74
Diluted
YoY EPS Growth
-14.2%
Declining
Net Margin
44.6%
Profitability
Operating Margin60.8%
Gross Margin94.3%
ROE16.7%
ROA2.2%
Highest Annual Net Income$162M (2023)
Highest Quarterly EPS$1.80 (Q1 2009)
Consecutive Profitable Years36 years
Q3 2025
Net Income$28M
EPS$1.12
QoQ Growth-2.8%Slow

Loading earnings history...

WABC EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-14.2%
Declining
3-Year
+17.3%
Strong
5-Year
+11.8%
Strong
10-Year
+8.4%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

WABC Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202494.3%60.8%44.6%
202399.2%67.7%49.4%
202299.3%62.0%45.7%
202199.1%54.0%39.9%
202097.1%51.4%38.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Westamerica Bancorporation (WABC) Earnings Overview

As of May 8, 2026, Westamerica Bancorporation (WABC) reported trailing twelve-month net income of $120M, reflecting -14.2% year-over-year growth. The company earned $4.74 per diluted share over the past four quarters, with a net profit margin of 44.6%.

Looking at the long-term picture, WABC's 5-year EPS compound annual growth rate (CAGR) stands at +11.8%, showing solid earnings momentum. The company achieved its highest annual net income of $162M in fiscal 2023.

Westamerica Bancorporation maintains industry-leading profitability with a gross margin of 94.3%, operating margin of 60.8%, and net margin of 44.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including CVBF ($209M net income, 32.5% margin), BANR ($195M net income, 23.8% margin), COLB ($550M net income, 17.1% margin), WABC has outperformed on profitability metrics. Compare WABC vs CVBF →

WABC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
WABC logoWABCCurrent
$120M$4.7444.6%16.7%-14.2%—
CVBF logoCVBF
$209M$1.5432.5%9.3%+5.6%
BANR logoBANR
$195M$5.6823.8%10.5%+15.6%
COLB logoCOLB
$550M$1.8517.1%8.5%-9.8%
PFSI logoPFSI
$507M$9.4211.5%12.3%+59.2%
BOKF logoBOKF
$537M$8.4915.6%9.8%+1.5%
Best in group
Lowest in group

WABC Historical Earnings Data (1989–2024)

36 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$139M-14.3%$189M$5.2044.6%60.8%
2023$162M+32.6%$222M$6.0649.4%67.7%
2022$122M+41.1%$166M$4.5445.7%62.0%
2021$87M+7.6%$117M$3.2239.9%54.0%
2020$80M+0.0%$107M$2.9838.7%51.4%
2019$80M+12.3%$105M$2.9839.0%51.1%
2018$72M+43.1%$91M$2.6735.8%45.5%
2017$50M-15.0%$87M$1.8925.7%44.9%
2016$59M+0.2%$80M$2.2932.2%43.8%
2015$59M-3.1%$77M$2.3031.9%41.6%

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WABC — Frequently Asked Questions

Quick answers to the most common questions about buying WABC stock.

Is WABC growing earnings?

WABC EPS fell to $4.74, with earnings declining -14.2%. This contrasts with the 5-year CAGR of +11.8%. TTM net income dropped to $120M.

What are WABC's profit margins?

Westamerica Bancorporation net margin is +44.6%, with operating margin at +60.8%. Above-average margins indicate pricing power.

How consistent are WABC's earnings?

WABC earnings data spans 1989-2024. The declining earnings trend is -14.2% YoY. Historical data enables comparison across business cycles.

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WABC Earnings Over Time (2013–2024)

Net income and EPS trends