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Westamerica Bancorporation (WABC) Total Return Calculator with Dividends Reinvested

Westamerica Bancorporation

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The total return for Westamerica Bancorporation (WABC) stock is +15.92% over the past 12 months. So far it's up 16.66% this year. The 5-year total return is -1.13%, meaning $10,000 invested in WABC stock 5 years ago would be worth $9,887 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in WABC 1 year ago, it would be worth $11,635 today — you'd have gained $1,635 with dividends reinvested.

With Dividends Reinvested$11,635+16.35%

Price Only (No DRIP)$11,212+12.12%

Dividend Boost+$4234 payments · +4.23% extra

Period2025-05-07 → 2026-05-07

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in WABC

1Y$11,592+$1,592 (+15.9%)15.9% CAGR

3Y$15,942+$5,942 (+59.4%)16.8% CAGR

5Y$9,887-$113 (-1.1%)-0.2% CAGR

10Y$15,482+$5,482 (+54.8%)4.5% CAGR

15Y$15,868+$5,868 (+58.7%)3.1% CAGR

20Y$16,601+$6,601 (+66.0%)2.6% CAGR

30Y$59,856+$49,856 (+498.6%)6.1% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-08-04	$0.46	$47.77	+0.009629
2025-11-03	$0.46	$47.15	+0.009850
2026-02-02	$0.46	$51.15	+0.009168
2026-05-04	$0.48	$54.25	+0.009101

Loading WABC total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+16.66%	—	+14.70%	+1.97 pp	$11,666
1Y	+15.92%	15.92%	+12.12%	+3.80 pp	$11,592
3Y	+59.42%	16.82%	+45.13%	+14.29 pp	$15,942
5Y	-1.13%	-0.23%	-14.73%	+13.60 pp	$9,887
10Y	+54.82%	4.47%	+18.54%	+36.28 pp	$15,482
15Y	+58.68%	3.13%	+9.94%	+48.74 pp	$15,868
20Y	+66.01%	2.57%	+5.70%	+60.31 pp	$16,601
30Y	+498.56%	6.15%	+248.31%	+250.24 pp	$59,856

Risk & Highlights

Best Year+77.04%1997

Worst Year-25.49%1999

Max Drawdown-12.68%2025-07-14 → 2025-10-10 · Recovered 2026-02-05

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+6.86%	+5.90%	+1.0pp	+0.41%	+6.4pp
2025	-3.69%	-7.22%	+3.5pp	+16.64%	-20.3pp
2024	-3.71%	-6.84%	+3.1pp	+24.00%	-27.7pp
2023	-0.36%	-3.31%	+2.9pp	+24.81%	-25.2pp
2022	+3.80%	+0.92%	+2.9pp	-19.95%	+23.7pp

WABC underperformed the S&P 500 by 14.45pp over the past year (+15.92% vs +30.37%).

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WABC Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
WABCWestamerica Bancorporation	$1.4B	+4.3%	+16.7%	+15.9%	+3.8pp	+59.4%	-1.1%	+54.8%
CVBFCVB Financial Corp.	$2.8B	+3.1%	+10.9%	+13.1%	+4.2pp	+94.0%	+12.2%	+67.6%
BANRBanner Corporation	$2.2B	+4.6%	+6.6%	+9.1%	+3.2pp	+60.7%	+29.6%	+101.1%
COLBColumbia Banking System, Inc.	$7.0B	+6.8%	+6.2%	+32.6%	+6.2pp	+75.3%	-18.1%	+51.1%
PFSIPennyMac Financial Services, Inc.	$4.6B	+0.2%	-32.4%	-8.0%	+1.2pp	+59.2%	+63.7%	+603.4%
BOKFBOK Financial Corporation	$10.3B	+1.9%	+13.0%	+44.8%	+2.6pp	+79.4%	+59.4%	+168.5%
EWBCEast West Bancorp, Inc.	$16.8B	+10.2%	+7.4%	+42.7%	+3.2pp	+187.3%	+68.1%	+281.4%
FFINFirst Financial Bankshares, Inc.	$4.6B	+6.1%	+8.5%	-3.2%	+2.2pp	+29.1%	-28.2%	+145.4%
UMBFUMB Financial Corporation	$10.0B	+12.8%	+13.0%	+31.1%	+1.6pp	+143.7%	+41.5%	+165.1%
GBCIGlacier Bancorp, Inc.	$6.3B	+5.7%	+10.0%	+21.8%	+3.2pp	+84.8%	-9.3%	+145.4%
HBANHuntington Bancshares Incorporated	$25.6B	+2.0%	-6.5%	+12.4%	+4.1pp	+85.1%	+22.0%	+121.5%

Compare:WABC vs CVBF WABC vs BANR WABC vs COLB WABC vs CVBF vs BANR

About WABC Dividend Returns

Westamerica Bancorporation (WABC) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of WABC over the past year?

Westamerica Bancorporation (WABC) delivered a total return of 15.92% over the past year when dividends are reinvested. The price-only return was 12.12%, meaning dividends contributed an additional 3.80 percentage points to total returns.

Q2How much would $10,000 invested in WABC be worth today?

A $10,000 investment in Westamerica Bancorporation one year ago would be worth $11,592 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,212. Dividend reinvestment added $380 to the portfolio value.

Q3Does WABC pay dividends?

Yes, Westamerica Bancorporation (WABC) pays dividends. In the last year, WABC paid approximately $1.76 per share in dividends (3.21% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did WABC beat the S&P 500?

No, Westamerica Bancorporation (WABC) underperformed the S&P 500 by 14.45 percentage points over the past year. WABC delivered a total return of 15.92%, compared to the S&P 500's 30.37%. This means a passive S&P 500 index fund outperformed WABC by 14.45pp during this period.

Q5What is WABC's worst drawdown?

Westamerica Bancorporation (WABC) experienced a maximum drawdown of -12.68% over the past year, declining from its peak on 2025-07-14 to its trough on 2025-10-10. The stock recovered to its prior peak by 2026-02-05. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is WABC's long-term total return over 10, 20, or 30 years?

Here are Westamerica Bancorporation (WABC)'s long-term returns with dividends reinvested. Over 10 years, the total return is 54.8% (4.5% CAGR) — $10,000 would have grown to $15,482. Over 20 years: 66.0% total return (2.6% CAGR) — $10,000 → $16,601. Over 30 years: 498.6% total return (6.1% CAGR) — $10,000 → $59,856. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was WABC's best and worst year?

Westamerica Bancorporation's best calendar year was 1997 with a total return of 77.0%. Its worst year was 1999 with a total return of -25.5%. This range shows the volatility investors should expect — the difference between the best and worst year is 102.5 percentage points.