Trailing Dividend / Share
$1.05
WaFd, Inc. (WAFD) Dividend History
Income profile from 1987 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.0%
Payout Ratio
37.4%
Sustainable
Dividend Streak
7 years
WAFD Dividend Income Check
Safety
37.4% payout ratio with sustainable safety profile.
Consistency
7 straight years of dividend increases.
Income Trend
Yield on cost is 4.2% and trend is rising.
WAFD Dividend Scorecard
Yield & Income
Dividend Yield3.0%
Trailing DPS$1.05
FrequencyAnnual
Payments / 12M4
Payout Safety
Earnings Payout37.4%
Earnings SafetySustainable
FCF Payout37.5%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak7 years
3Y CAGR4.0%
5Y CAGR4.2%
Yield on Cost (5Y)4.2%
YOC Trendrising
Total Returns
Buyback Yield3.8%
Total Shareholder Yield6.7%
1Y Total Return26.7%
5Y Total Return23.0%
Div Contribution (5Y)15.3%
Estimated $10K growth (return + dividends):
5Y ago$12,30310Y ago$18,50120Y ago$20,488
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
WAFD Income Growth Story
Dividend per share and yield on cost over time (40 years of payments)
WAFD Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
WaFd, Inc. distributes 37.4% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 37.5%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
WAFD has raised its dividend for 7 consecutive years, with a 3-year CAGR of 4.0% and 5-year CAGR of 4.2%.
Total Shareholder Returns
Beyond cash dividends, WAFD returns capital through share repurchases. The combined picture: 3.0% dividend yield, 3.8% buyback yield, 6.7% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.2% and is currently rising. The 5-year total return is 23.0%, with dividends contributing 15.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $18,501 today.
WAFD Recent Dividend Payments
Last 20 payments · Annual
TTM Total$5.04
Avg/Payment$0.2520
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Feb 13, 2026Latest | $0.2700 | — | 3.28% | Feb 27, 2026 |
| Nov 21, 2025 | $0.2700 | — | 3.40% | Dec 5, 2025 |
| Aug 22, 2025 | $0.2700 | — | 3.37% | Sep 5, 2025 |
| May 23, 2025 | $0.2700 | — | 3.72% | Jun 6, 2025 |
| Feb 21, 2025 | $0.2700 | ↑ +3.8% | 3.59% | Mar 7, 2025 |
| Nov 22, 2024 | $0.2600 | — | 2.80% | Dec 6, 2024 |
| Aug 23, 2024 | $0.2600 | — | 2.79% | Sep 6, 2024 |
| May 23, 2024 | $0.2600 | — | 3.70% | Jun 7, 2024 |
WAFD Dividend vs Peers
Comparable companies in the same industry
#4 yield in peer group
Div Yield
3.0%
#4 of 9
Safety
Sustainable
37.4% payout
Streak
7Y
4.2% 5Y CAGR
Total Shareholder
6.7%
#3 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| WAFDWaFd, Inc. | $2.7B | 3.0% | 37.4% | 7 | Sustainable |
2nd  COLBColumbia Banking Sys… | $7.1B | 3.8% | 60.9% | 0 | Watch |
3rd  BANRBanner Corporation | $2.2B | 3.0% | 34.6% | 1 | Sustainable |
 HOMBHome Bancshares, Inc… | $5.3B | 2.8% | 37.3% | 21 | Sustainable |
 GBCIGlacier Bancorp, Inc… | $6.3B | 2.6% | 68.1% | 0 | Watch |
1st  CVBFCVB Financial Corp. | $2.8B | 4.0% | 53.0% | 4 | Sustainable |
 WBSWebster Financial Co… | $11.7B | 2.3% | 26.6% | 3 | Sustainable |
 BOKFBOK Financial Corpor… | $10.4B | 1.7% | 27.3% | 11 | Sustainable |
 IBOCInternational Bancsh… | $4.5B | 1.9% | 21.1% | 16 | Sustainable |
WAFD Annual Dividend History (1987–2026)
40 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.27 | — | 1 | — | — | — | 1.1% |
| 2025 | $1.08 | 3.8% | 4 | $2.63 | 41.1% | 2.44x | 4.2% |
| 2024 | $1.04 | 4.0% | 4 | $2.50 | 41.6% | 2.40x | 4.1% |
| 2023 | $1.00 | 4.2% | 4 | $3.72 | 26.9% | 3.72x | 3.9% |
| 2022 | $0.96 | 4.3% | 4 | $3.39 | 28.3% | 3.53x | 3.8% |
| 2021 | $0.92 | 4.5% | 4 | $2.39 | 38.5% | 2.60x | 3.6% |
| 2020 | $0.88 | 7.3% | 4 | $2.26 | 38.9% | 2.57x | 3.4% |
| 2019 | $0.82 | 17.1% | 4 | $2.61 | 31.4% | 3.18x | 3.2% |
| 2018 | $0.70 | -17.6% | 4 | $2.40 | 29.2% | 3.43x | 2.7% |
| 2017 | $0.85 | 51.8% | 4 | $1.94 | 43.8% | 2.28x | 3.3% |
See WAFD's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonWAFD — Frequently Asked Questions
Quick answers to the most common questions about buying WAFD stock.
How much dividend does WAFD pay per share?
WaFd, Inc. (WAFD) pays a trailing 12-month dividend of $1.05 per share, with a current dividend yield of +3.0%. Payments are made Annual.
When is WAFD's next ex-dividend date?
WAFD's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. WAFD typically pays dividends Annual.
Is WAFD's dividend safe?
WAFD's dividend safety is rated "Sustainable" based on an earnings payout ratio of +37.4% and FCF payout ratio of +37.5%. The 7-year growth streak provides moderate confidence.
Is WAFD a Dividend Payer?
Yes, WaFd, Inc. is classified as a Dividend Payer with 7 consecutive years of dividend increases. The 5-year dividend CAGR is +4.2%, demonstrating modest dividend growth.
How often does WAFD pay dividends?
WaFd, Inc. pays dividends Annual. The trailing 12-month total is $1.05 per share. Dividend data on this page covers 39+ years from 1987 to 2026.
How much would $10,000 invested in WAFD grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in WAFD five years ago would be worth approximately $12,303 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is WAFD's yield on cost for long-term holders?
WAFD's yield on cost — the current dividend divided by the original purchase price — is +4.2% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.0% market yield, thanks to consistent dividend growth.