PNC demonstrates a complex fundamental profile where accelerating 14.0% year-over-year net interest income growth is currently overshadowed by a massive $2.3 billion provision for credit losses in 2026Q1. While the bank has successfully expanded its total asse...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Despite a 14.0% year-over-year increase in net interest income, the efficiency ratio deteriorated to 61.1% in 2026Q1, reflecting significant pressure on core profitability.
In 2025, PNC’s revenue rose 7.48% year‑over‑year to $22.32 billion, while earnings climbed 19.65%. Capital markets fees increased 35% YoY, contributing an 8% lift in overall non‑interest income, and book value per share grew 14% from the prior year.
The acquisition of FirstBank is expected to be earnings accretive, expanding PNC’s footprint in Colorado and Arizona and adding a low‑cost deposit base. The deal is also driving higher shareholder returns through increased stock buyback activity.
A mechanical repricing of a substantial fixed‑rate asset book is projected to push Net Interest Margin above 3% in the coming quarters, boosting net interest income momentum.
Trailing total returns as of 10/2/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 15, 2026 | $4.85+8.7% vs $4.46 | $6.9B+5.5% vs $6.5B |
Q2 2026 Apr 15, 2026 | $4.13+5.1% vs $3.93 | $6.2B-1.2% vs $6.2B |
Q1 2026 Jan 16, 2026 | $4.88+15.4% vs $4.23 | $6.1B+1.9% vs $6.0B |
Q4 2025 Oct 15, 2025 | $4.35+7.4% vs $4.05 | $5.9B+1.5% vs $5.8B |
Nykredit A S purchased a new stake in The PNC Financial Services Group, Inc (NYSE: PNC) during the second quarter, according to its most recent 13F filing with the SEC. The firm purchased 136,188 shares of the financial services provider's stock, valued at approximately $33,532,000. A number of other institutional investors and hedge
The PNC Financial Services Group NYSE: PNC said it remains on track to meet its previously issued third-quarter and full-year guidance, citing resilient consumer spending, broad commercial lending demand and continued momentum in its expansion markets.
New report from PNC Bank finds many workers are confident managing day-to-day finances, but lack preparedness for complex financial decisions, creating opportunities for employers to strengthen workforce outcomes. PITTSBURGH, Sept.
PITTSBURGH, Sept. 16, 2026 /PRNewswire/ -- PNC Bank, N.A.
Benchmark PNC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for The PNC Financial Services Group, Inc. (PNC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $220.75 | $88.08B | 13.31 | -1.75% | 22.13% | 12.05% | 3.03% | |
| $57.36 | $89.35B | 12.44 | 4.41% | 18.02% | 12.13% | — | |
| $46.28 | $57.66B | 12.12 | 53.03% | 18.14% | 8.51% | — | |
| $26.96 | $23.01B | 11.77 | 6.25% | 23.13% | 11.75% | — | |
| $63.70 | $26.94B | 16.50 | -5.85% | 17.51% | 7.63% | — | |
| $15.19 | $30.69B | 10.93 | 10.58% | 16.64% | 8.57% | — |
The PNC Financial Services Group, Inc. (PNC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
The PNC Financial Services Group, Inc. (PNC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 21, 2026·SEC
Jul 15, 2026·SEC
Jul 15, 2026·SEC
Feb 20, 2026·SEC
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The PNC Financial Services Group, Inc. (PNC) stock FAQ — growth, dividends, profitability & financials explained
The PNC Financial Services Group, Inc. (PNC) saw revenue decline by 1.7% over the past year.
Yes, The PNC Financial Services Group, Inc. (PNC) is profitable, generating $7.21B in net income for fiscal year 2025 (22.1% net margin).
Yes, The PNC Financial Services Group, Inc. (PNC) pays a dividend with a yield of 3.03%. This makes it attractive for income-focused investors.
The PNC Financial Services Group, Inc. (PNC) has a return on equity (ROE) of 12.1%. This is reasonable for most industries.
The PNC Financial Services Group, Inc. (PNC) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.
The PNC Financial Services Group, Inc. (PNC) has an efficiency ratio of 44.6%. This is excellent, indicating strong cost control.
