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The PNC Financial Services Group, Inc.(PNC)Earnings, Financials & Key Ratios
PNC•NYSE•Banking & Credit
$221.63
$89.61B mkt cap·16.1× P/E·Price updated May 6, 2026
AboutThe PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.Show more
- Net Interest Income$13.5B-3.0%
- Total Revenue$33.69B+5.6%
- Net Income$5.89B+5.6%
- Return on Equity11.15%-3.1%
- Net Interest Margin2.41%-2.7%
- Efficiency Ratio37.9%-13.7%
- ROA1.05%+5.3%
- Equity / Assets9.73%+6.8%
- Book Value per Share136.17+6.8%
- Tangible BV/Share99.57+9.3%
- Debt/Equity1.13-20.4%
PNC Key Insights
The PNC Financial Services Group, Inc. (PNC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 37.9% efficiency ratio
- ✓14 consecutive years of dividend growth
- ✓Healthy dividend yield of 2.9%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
PNC Price & Volume
The PNC Financial Services Group, Inc. (PNC) stock price & volume — 10-year historical chart
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PNC Growth Metrics
The PNC Financial Services Group, Inc. (PNC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.61%
5 Years10.3%
3 Years19.59%
TTM-
Profit CAGR
10 Years3.48%
5 Years1.87%
3 Years1.25%
TTM26.89%
EPS CAGR
10 Years6.53%
5 Years3.82%
3 Years2.66%
TTM30.85%
Return on Capital
10 Years5.61%
5 Years5.95%
3 Years6.19%
Last Year5.3%
PNC Recent Earnings
The PNC Financial Services Group, Inc. (PNC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 6/12 qtrs (50%)
Q2 2026Latest
Apr 15, 2026EPS
$4.13
Est $3.93
+5.1%
Revenue
$6.2B
Est $6.2B
-1.2%
Q1 2026
Jan 16, 2026EPS
$4.88
Est $4.23
+15.4%
Revenue
$6.1B
Est $6.0B
+1.9%
Q4 2025
Oct 15, 2025EPS
$4.35
Est $4.05
+7.4%
Revenue
$5.9B
Est $5.8B
+1.5%
Q3 2025
Jul 16, 2025EPS
$3.85
Est $3.55
+8.5%
Revenue
$5.7B
Est $5.6B
+1.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 15, 2026 | $4.13vs $3.93+5.1% | $6.2Bvs $6.2B-1.2% |
| Q1 2026 | Jan 16, 2026 | $4.88vs $4.23+15.4% | $6.1Bvs $6.0B+1.9% |
| Q4 2025 | Oct 15, 2025 | $4.35vs $4.05+7.4% | $5.9Bvs $5.8B+1.5% |
| Q3 2025 | Jul 16, 2025 | $3.85vs $3.55+8.5% | $5.7Bvs $5.6B+1.0% |
Based on last 12 quarters of dataView full earnings history →
PNC Peer Comparison
The PNC Financial Services Group, Inc. (PNC) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 USB | 86.46B | 55.60 | 12.06 | 0.35% | 17.68% | 11.54% | 1.19 | |
 TFC | 65.73B | 49.95 | 14.87 | -19.02% | 19.87% | 7.97% | 3.29% | 0.98 |
 RF | 24.34B | 28.04 | 12.24 | 2.51% | 22.44% | 11.29% | 8.96% | 0.26 |
 CFG | 27.77B | 64.36 | 21.24 | 1.31% | 12.22% | 6.6% | 6.77% | 0.51 |
 HBAN | 25.97B | 16.41 | 11.81 | 4.38% | 17.71% | 10.04% | 8.77% | 0.76 |
 KEY | 24.11B | 21.87 | 14.39 | 23.56% | 16.35% | 8.97% | 0.54 | |
 MTB | 33.12B | 215.49 | 14.72 | 7.18% | 19.31% | 9.65% | 10.25% | 0.47 |
 JPM | 834.2B | 309.40 | 15.67 | 14.61% | 21.59% | 16.11% | 2.18 |
Compare PNC vs Peers
The PNC Financial Services Group, Inc. (PNC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
PNC Income Statement
The PNC Financial Services Group, Inc. (PNC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 8.39B | 9.11B | 9.72B | 9.96B | 9.95B | 10.65B | 13.01B | 13.92B | 13.5B | 14.2B |
| NII Growth % | 1.37% | 8.54% | 6.73% | 2.51% | -0.19% | 7.05% | 22.23% | 6.93% | -3% | 24.66% |
| Net Interest Margin % | 2.29% | 2.39% | 2.54% | 2.43% | 2.13% | 1.91% | 2.34% | 2.48% | 2.41% | 2.5% |
| Interest Income | 9.65B | 10.81B | 12.58B | 13.76B | 11.31B | 11.13B | 15.44B | 24.31B | 26.38B | 25.42B |
| Interest Expense | 1.26B | 1.71B | 2.86B | 3.8B | 1.36B | 487M | 2.42B | 10.39B | 12.88B | 11.22B |
| Loan Loss Provision | 433M | 441M | 408M | 773M | 3.17B | -779M | 471M | 761M | 797M | 785M |
| Non-Interest Income | 6.77B | 7.22B | 6.47B | 6.87B | 6.96B | 8.56B | 8.1B | 7.59B | 7.31B | 8.38B |
| Non-Interest Income % | 41.23% | 40.04% | 33.96% | 33.31% | 38.08% | 43.48% | 34.42% | 23.8% | 21.7% | 24.8% |
| Total Revenue | 16.42B▲ 0% | 18.04B▲ 9.8% | 19.05B▲ 5.6% | 20.64B▲ 8.3% | 18.26B▼ 11.5% | 19.7B▲ 7.9% | 23.54B▲ 19.5% | 31.9B▲ 35.5% | 33.69B▲ 5.6% | 33.8B▲ 0% |
| Revenue Growth % | 0.94% | 9.82% | 5.63% | 8.32% | -11.5% | 7.86% | 19.48% | 35.54% | 5.62% | 2.33% |
| Non-Interest Expense | 9.48B | 10.4B | 10.3B | 10.57B | 10.3B | 13B | 13.17B | 14.01B | 12.77B | 13.74B |
| Efficiency Ratio | 57.7% | 57.65% | 54.04% | 51.24% | 56.38% | 66.01% | 55.96% | 43.92% | 37.9% | 40.64% |
| Operating Income | 5.25B▲ 0% | 5.49B▲ 4.5% | 5.49B▼ 0.1% | 5.49B▲ 0.1% | 3.43B▼ 37.6% | 6.99B▲ 103.8% | 7.47B▲ 6.9% | 6.74B▼ 9.9% | 7.24B▲ 7.5% | 8.06B▲ 0% |
| Operating Margin % | 31.99% | 30.44% | 28.8% | 26.61% | 18.78% | 35.48% | 31.75% | 21.12% | 21.49% | 23.85% |
| Operating Income Growth % | -4.61% | 4.51% | -0.07% | 0.11% | -37.56% | 103.79% | 6.94% | -9.86% | 7.51% | - |
| Pretax Income | 5.25B▲ 0% | 5.49B▲ 4.5% | 5.49B▼ 0.1% | 5.49B▲ 0.1% | 3.43B▼ 37.6% | 6.99B▲ 103.8% | 7.47B▲ 6.9% | 6.74B▼ 9.9% | 7.24B▲ 7.5% | 8.06B▲ 0% |
| Pretax Margin % | 31.99% | 30.44% | 28.8% | 26.61% | 18.78% | 35.48% | 31.75% | 21.12% | 21.49% | 23.85% |
| Income Tax | 1.27B | 102M | 928M | 901M | 426M | 1.26B | 1.36B | 1.09B | 1.29B | 1.47B |
| Effective Tax Rate % | 24.14% | 1.86% | 16.92% | 16.41% | 12.42% | 18.07% | 18.2% | 16.17% | 17.8% | 18.25% |
| Net Income | 3.9B▲ 0% | 5.34B▲ 36.8% | 5.3B▼ 0.7% | 5.37B▲ 1.3% | 7.52B▲ 40.0% | 5.67B▼ 24.5% | 6.04B▲ 6.5% | 5.58B▼ 7.7% | 5.89B▲ 5.6% | 6.53B▲ 0% |
| Net Margin % | 23.77% | 29.6% | 27.83% | 26.02% | 41.16% | 28.8% | 25.67% | 17.49% | 17.48% | 19.31% |
| Net Income Growth % | -4.94% | 36.77% | -0.69% | 1.28% | 40.01% | -24.52% | 6.47% | -7.66% | 5.58% | 26.89% |
| Net Income (Continuing) | 3.98B | 5.39B | 4.56B | 4.59B | 3B | 5.72B | 6.11B | 5.65B | 5.95B | 6.59B |
| EPS (Diluted) | 7.30▲ 0% | 10.36▲ 41.9% | 10.71▲ 3.4% | 11.39▲ 6.3% | 6.36▼ 44.2% | 12.70▲ 99.7% | 13.85▲ 9.1% | 12.79▼ 7.7% | 13.74▲ 7.4% | 16.48▲ 0% |
| EPS Growth % | -1.22% | 41.92% | 3.38% | 6.35% | -44.16% | 99.69% | 9.06% | -7.65% | 7.43% | 30.85% |
| EPS (Basic) | 7.42 | 10.49 | 10.79 | 11.43 | 6.36 | 12.71 | 13.86 | 12.80 | 13.76 | - |
| Diluted Shares Outstanding | 500M | 486M | 470M | 448M | 427M | 426M | 412M | 401M | 400M | 396M |
PNC Balance Sheet
The PNC Financial Services Group, Inc. (PNC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 90.69B | 91.46B | 79.89B | 97.64B | 179.55B | 213.79B | 78.52B | 92.51B | 55.64B | 250.98B |
| Cash & Due from Banks | 30.59B | 33.84B | 16.5B | 28.47B | 92.19B | 82.25B | 34.36B | 50.73B | 46.25B | 38.87B |
| Short Term Investments | 60.1B | 57.62B | 63.39B | 69.16B | 87.36B | 131.54B | 44.16B | 41.78B | 9.38B | 68.3B |
| Total Investments | 291.38B | 301.31B | 313.99B | 333.83B | 331.14B | 424.46B | 463.66B | 451.87B | 455.47B | 474.74B |
| Investments Growth % | 4.32% | 3.41% | 4.21% | 6.32% | -0.81% | 28.18% | 9.24% | -2.54% | 0.8% | 6.98% |
| Long-Term Investments | 231.27B | 243.69B | 250.6B | 264.67B | 243.78B | 292.92B | 419.5B | 410.09B | 446.08B | 1.76T |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 10.86B | 11.01B | 11.2B | 10.88B | 10.47B | 12.73B | 14.41B | 14.62B | 14.64B | 14.59B |
| Goodwill | 9.1B | 9.17B | 9.22B | 9.23B | 9.23B | 10.92B | 10.99B | 10.93B | 10.93B | 10.96B |
| Intangible Assets | 1.76B | 1.83B | 1.98B | 1.64B | 1.24B | 1.82B | 3.42B | 3.69B | 3.71B | 3.63B |
| PP&E (Net) | 0 | 0 | 0 | 0 | 1.88B | 1.92B | 0 | 0 | 0 | 0 |
| Other Assets | 26.01B | 26.71B | 33.36B | 30.01B | 24.74B | 29.79B | 38.42B | 37.9B | 36.98B | 40.57B |
| Total Current Assets | 98.24B | 99.36B | 87.16B | 104.75B | 185.81B | 219.83B | 84.93B | 98.97B | 62.33B | 107.17B |
| Total Non-Current Assets | 268.14B | 281.41B | 295.16B | 305.55B | 280.87B | 337.36B | 472.34B | 462.61B | 497.71B | 461.6B |
| Total Assets | 366.38B▲ 0% | 380.77B▲ 3.9% | 382.31B▲ 0.4% | 410.3B▲ 7.3% | 466.68B▲ 13.7% | 557.19B▲ 19.4% | 557.26B▲ 0.0% | 561.58B▲ 0.8% | 560.04B▼ 0.3% | 568.77B▲ 0% |
| Asset Growth % | 2.2% | 3.93% | 0.41% | 7.32% | 13.74% | 19.39% | 0.01% | 0.77% | -0.27% | -1.14% |
| Return on Assets (ROA) | 1.08% | 1.43% | 1.39% | 1.35% | 1.71% | 1.11% | 1.08% | 1% | 1.05% | 1.15% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 53.01B | 59.38B | 57.7B | 60.58B | 39.29B | 33B | 58.71B | 72.74B | 61.67B | 62.34B |
| Net Debt | 22.42B | 25.54B | 41.2B | 32.11B | -52.9B | -49.25B | 24.35B | 22.01B | 15.42B | 23.47B |
| Long-Term Debt | 52.71B | 59.09B | 57.42B | 60.26B | 37.2B | 30.78B | 58.71B | 72.74B | 61.67B | 62.34B |
| Short-Term Debt | 301M | 297M | 285M | 318M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 895M | 0 | 0 | 0 | -1.51B | -1.56B | 694M | 16.28B | 17.16B | 14.64B |
| Total Current Liabilities | 265.93B | 274.1B | 277.13B | 300.69B | 374.86B | 470.02B | 452.04B | 421.42B | 426.74B | 432.75B |
| Total Non-Current Liabilities | 53.6B | 59.09B | 57.42B | 60.26B | 37.78B | 31.45B | 59.41B | 89.02B | 78.83B | 76.98B |
| Total Liabilities | 319.53B | 333.18B | 334.55B | 360.95B | 412.64B | 501.46B | 511.45B | 510.44B | 505.57B | 509.73B |
| Total Equity | 46.85B▲ 0% | 47.59B▲ 1.6% | 47.77B▲ 0.4% | 49.34B▲ 3.3% | 54.04B▲ 9.5% | 55.73B▲ 3.1% | 45.81B▼ 17.8% | 51.14B▲ 11.6% | 54.47B▲ 6.5% | 59.04B▲ 0% |
| Equity Growth % | 1.9% | 1.56% | 0.39% | 3.29% | 9.52% | 3.12% | -17.79% | 11.63% | 6.51% | 31.77% |
| Equity / Assets (Capital Ratio) | 12.79% | 12.5% | 12.49% | 12.03% | 11.58% | 10% | 8.22% | 9.11% | 9.73% | 10.38% |
| Return on Equity (ROE) | 8.41% | 11.3% | 11.12% | 11.06% | 14.54% | 10.34% | 11.9% | 11.51% | 11.15% | 11.05% |
| Book Value per Share | 93.71 | 97.91 | 101.64 | 110.14 | 126.56 | 130.81 | 111.19 | 127.53 | 136.17 | 149.09 |
| Tangible BV per Share | 71.99 | 75.27 | 77.81 | 85.86 | 102.03 | 100.92 | 76.22 | 91.08 | 99.57 | 112.24 |
| Common Stock | 2.71B | 2.71B | 2.71B | 2.71B | 2.71B | 2.71B | 2.71B | 2.72B | 2.72B | 2.72B |
| Additional Paid-in Capital | 16.65B | 16.37B | 16.28B | 16.37B | 15.88B | 17.46B | 18.38B | 19.02B | 18.71B | 18.86B |
| Retained Earnings | 31.67B | 35.48B | 38.92B | 42.22B | 46.85B | 50.23B | 53.57B | 56.29B | 59.28B | 62.01B |
| Accumulated OCI | -265M | -148M | -725M | 799M | 2.77B | 409M | -10.17B | -7.71B | -6.57B | -4.08B |
| Treasury Stock | -5.07B | -6.9B | -9.45B | -12.78B | -14.21B | -15.11B | -18.72B | -19.21B | -19.72B | -20.52B |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5.75B |
PNC Cash Flow Statement
The PNC Financial Services Group, Inc. (PNC) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 3.5B | 5.58B | 7.84B | 7.36B | 4.66B | 7.21B | 9.08B | 10.11B | 7.88B | 7.88B |
| Operating CF Growth % | -36.65% | 59.4% | 40.53% | -6.08% | -36.72% | 54.84% | 25.91% | 11.32% | -22.07% | -168.15% |
| Net Income | 3.98B | 5.39B | 5.35B | 5.42B | 7.56B | 5.72B | 6.11B | 5.65B | 5.95B | 6.53B |
| Depreciation & Amortization | 1.19B | 1.12B | 1.13B | 1.31B | 1.5B | 1.77B | 651M | 217M | 259M | 437M |
| Deferred Taxes | 326M | -403M | 133M | 303M | -2.24B | 178M | 351M | -252M | -30M | -9M |
| Other Non-Cash Items | 190M | 377M | 87M | 546M | -1.56B | -952M | 772M | 2.24B | 2.29B | 2.59B |
| Working Capital Changes | -2.19B | -900M | 1.15B | -219M | -596M | 490M | 1.2B | 2.26B | -587M | -4.18B |
| Cash from Investing | -7.31B | -14.89B | -3.97B | -24.99B | -51.12B | -2.79B | -60.36B | 10.11B | -3.23B | -6.37B |
| Purchase of Investments | -23.8B | -19.21B | -26.79B | -25.49B | -45.41B | -85.58B | -41.01B | -5.66B | -32.11B | -22.89B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -23.8B | -19.21B | -26.79B | -25.49B | -45.41B | -85.58B | -41B | -5.66B | -32.11B | -22.88B |
| Acquisitions | 0 | -1.34B | 0 | 75M | 14.22B | -10.51B | 0 | 0 | 0 | 0 |
| Other Investing | -1.23B | -13.67B | 3.48B | -22.65B | -64.75B | 36.15B | -41.93B | 1.81B | 2.29B | -9.24B |
| Cash from Financing | 4.62B | 9.69B | -3.51B | 17.08B | 48.42B | -3.43B | 3.38B | -3.85B | -9.12B | -1.37B |
| Dividends Paid | -1.27B | -1.5B | -1.84B | -2.13B | -2.21B | -2.29B | -2.69B | -2.88B | -2.89B | -2.92B |
| Share Repurchases | -2.06B | -2.45B | -2.88B | -3.58B | -1.62B | -1.08B | -5.23B | -1.65B | -1.19B | -1.65B |
| Stock Issued | 151M | 132M | 69M | 90M | 65M | 66M | 2.29B | 1.56B | 69M | 70M |
| Net Stock Activity | -1.91B | -2.31B | -2.81B | -3.49B | -1.56B | -1.01B | -2.94B | -95M | -1.12B | -1.58B |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -2M |
| Other Financing | 8.6B | 6.84B | 3.07B | 24.98B | 70.94B | 6.33B | -20.97B | -14.49B | 5.23B | 8.84B |
| Net Change in Cash | 814M▲ 0% | 370M▼ 54.5% | 359M▼ 3.0% | -547M▼ 252.4% | 1.96B▲ 457.6% | 987M▼ 49.5% | -47.89B▼ 4952.2% | 16.36B▲ 134.2% | -4.47B▼ 127.3% | -2.31B▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 4.07B | 4.88B | 5.25B | 5.61B | 5.06B | 7.02B | 82.25B | 34.36B | 50.73B | 30.39B |
| Cash at End | 4.88B | 5.25B | 5.61B | 5.06B | 7.02B | 8B | 34.36B | 50.73B | 46.25B | 38.87B |
| Interest Paid | 1.32B | 1.74B | 2.83B | 3.74B | 1.29B | 582M | 2.17B | 9.45B | 13.05B | 11.78B |
| Income Taxes Paid | 658M | 72M | 372M | 430M | 3.41B | 675M | 197M | 997M | 434M | 598M |
| Free Cash Flow | 3.5B▲ 0% | 5.58B▲ 59.4% | 7.84B▲ 40.5% | 7.36B▼ 6.1% | 4.66B▼ 36.7% | 7.21B▲ 54.8% | 9.08B▲ 25.9% | 10.11B▲ 11.3% | 7.88B▼ 22.1% | 5.43B▲ 0% |
| FCF Growth % | -36.65% | 59.4% | 40.53% | -6.08% | -36.72% | 54.84% | 25.91% | 11.32% | -22.07% | -50.41% |
PNC Banking Ratios
The PNC Financial Services Group, Inc. (PNC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 8.41% | 11.3% | 11.12% | 11.06% | 14.54% | 10.34% | 11.9% | 11.51% | 11.15% | 11.05% |
| Return on Assets (ROA) | 1.08% | 1.43% | 1.39% | 1.35% | 1.71% | 1.11% | 1.08% | 1% | 1.05% | 1.15% |
| Net Interest Margin | 2.29% | 2.39% | 2.54% | 2.43% | 2.13% | 1.91% | 2.34% | 2.48% | 2.41% | 2.5% |
| Efficiency Ratio | 57.7% | 57.65% | 54.04% | 51.24% | 56.38% | 66.01% | 55.96% | 43.92% | 37.9% | 40.64% |
| Equity / Assets | 12.79% | 12.5% | 12.49% | 12.03% | 11.58% | 10% | 8.22% | 9.11% | 9.73% | 10.38% |
| Book Value / Share | 93.71 | 97.91 | 101.64 | 110.14 | 126.56 | 130.81 | 111.19 | 127.53 | 136.17 | 149.09 |
| NII Growth | 1.37% | 8.54% | 6.73% | 2.51% | -0.19% | 7.05% | 22.23% | 6.93% | -3% | 6.15% |
| Dividend Payout | 27.18% | 23.72% | 30.2% | 35.3% | 26.34% | 36.24% | 39.58% | 44.12% | 43.08% | 39.89% |
PNC SEC Filings & Documents
The PNC Financial Services Group, Inc. (PNC) SEC filings — annual & quarterly reports (10-K, 10-Q)
PNC Frequently Asked Questions
The PNC Financial Services Group, Inc. (PNC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
The PNC Financial Services Group, Inc. (PNC) grew revenue by 5.6% over the past year. This is steady growth.
Yes, The PNC Financial Services Group, Inc. (PNC) is profitable, generating $6.53B in net income for fiscal year 2024 (17.5% net margin).
Dividend & Returns
Yes, The PNC Financial Services Group, Inc. (PNC) pays a dividend with a yield of 2.86%. This makes it attractive for income-focused investors.
The PNC Financial Services Group, Inc. (PNC) has a return on equity (ROE) of 11.2%. This is reasonable for most industries.
Industry Metrics
The PNC Financial Services Group, Inc. (PNC) has a net interest margin (NIM) of 2.4%. NIM has been under pressure due to interest rate environment.
The PNC Financial Services Group, Inc. (PNC) has an efficiency ratio of 37.9%. This is excellent, indicating strong cost control.
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