The Western Union Company (WU) P/E Ratio History
Historical price-to-earnings valuation from 2006 to 2025
Loading P/E history...
Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of March 1, 2026, The Western Union Company (WU) trades at a price-to-earnings ratio of 6.3x, with a stock price of $9.63 and trailing twelve-month earnings per share of $1.57.
The current P/E is 10% below its 5-year average of 7.0x. Over the past five years, WU's P/E has ranged from a low of 3.2x to a high of 13.6x, placing the current valuation at the 45th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.8x, WU trades at a 54% discount to its sector peers. The sector includes 789 companies with P/E ratios ranging from 0.0x to 196.2x.
Relative to the broader market, WU trades at a notable discount to the S&P 500 median P/E of 26.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our WU DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
Peer Comparison
P/E metrics vs. Payment Networks and Merchant Acquiring peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
MAMastercard Incorporated | $458B | 31.3 | 1.49 | +19% |
AXPAmerican Express Company | $213B | 22.0 | 1.85 | +25% |
PYPLPayPal Holdings, Inc. | $43B | 8.5 | 0.96Best | +36%Best |
WUThe Western Union Company | $3B | 6.3Lowest | - | -44% |
VVisa Inc. | $3B | 31.4 | 1.98 | +5% |
PMTSCPI Card Group Inc. | $140M | 7.5 | - | -18% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
Historical P/E Data
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $9.31 | $1.52 | 6.1x | -53% |
| FY2025 Q3 | $7.99 | $2.29 | 3.5x | -73% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $8.42 | $2.64 | 3.2x | -75% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $10.58 | $2.69 | 3.9x | -70% |
| FY2024 Q4 | $10.60 | $2.74 | 3.9x | -70% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $11.93 | $1.96 | 6.1x | -53% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $12.22 | $1.64 | 7.5x | -42% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $13.98 | $1.69 | 8.3x | -36% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $11.92 | $1.68 | 7.1x | -45% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $13.18 | $1.98 | 6.7x | -49% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $11.73 | $1.97 | 6.0x | -54% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $11.15 | $2.00 | 5.6x | -57% |
Average P/E for displayed period: 13.0x
See WU's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs WU Undervalued?
See our Bear / Base / Bull DCF models and intrinsic value estimates.
View ValuationCompare WU vs JPM
See how WU stacks up against sector leader JPMorgan Chase & Co..
Start ComparisonFrequently Asked Questions
Is WU stock overvalued or undervalued?
WU trades at 6.3x P/E, near its 5-year average of 7.0x. The 45th percentile ranking places valuation within normal historical bounds.
How does WU's valuation compare to peers?
The Western Union Company P/E of 6.3x compares to sector median of 13.8x. The discount suggests lower growth expectations or higher risk.
What is WU's PEG ratio?
WU PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2006-2025.