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XELXcel Energy Inc.
$69.56$43.4B
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  1. Home
  2. Financial Ratios

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  3. XEL
  4. Financial Ratios

Xcel Energy Inc. (XEL) Financial Ratios

Latest Ratios: P/E Ratio 20.3x · EV/EBITDA 13.4x · ROE 9.4%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

XEL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$43.4B$43.5B$38.0B$34.2B$38.4B$36.6B$35.2B$33.0B$25.2B$24.5B$20.7B
Enterprise Value$77.9B$78.0B$68.0B$61.6B$64.3B$61.1B$57.3B$53.2B$42.3B$40.2B$35.5B
P/E Ratio →20.3421.6019.6319.2922.1222.8723.9024.0519.9521.3818.42
P/S Ratio2.962.972.832.412.502.723.052.862.182.151.87
P/B Ratio1.741.841.951.942.302.342.422.492.062.141.88
P/FCF———————————
P/OCF10.6410.658.196.429.7516.7012.3610.128.067.836.79

P/E links to full P/E history page with 30-year chart

XEL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—5.325.064.334.204.554.974.623.663.523.20
EV / EBITDA13.3613.3812.9312.1912.9013.7113.6413.3411.3410.639.76
EV / EBIT27.0725.0425.0523.4225.4426.0925.6124.0820.1917.5215.44
EV / FCF———————————

XEL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin24.3%24.3%45.7%42.1%38.3%39.1%43.1%41.0%38.6%39.6%38.9%
Operating Margin19.6%19.6%17.8%17.5%15.9%16.4%18.4%18.2%17.0%19.2%19.9%
Net Profit Margin13.8%13.8%14.4%12.5%11.3%11.9%12.8%11.9%10.9%10.1%10.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE9.4%9.4%10.4%10.3%10.8%10.6%10.6%10.8%10.7%10.2%10.4%
ROA2.7%2.7%2.9%2.8%2.9%2.9%2.8%2.8%2.8%2.7%2.8%
ROIC4.0%4.0%3.8%4.2%4.4%4.3%4.5%5.0%5.2%6.2%6.6%
ROCE4.2%4.2%3.9%4.4%4.5%4.3%4.4%4.8%4.9%5.7%6.1%

XEL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.471.471.551.561.561.581.521.541.411.381.35
Debt / EBITDA5.965.965.745.455.235.555.295.134.634.174.08
Net Debt / Equity—1.461.541.551.551.571.511.531.401.371.34
Net Debt / EBITDA5.925.925.715.425.205.515.265.064.594.154.06
Debt / FCF———————————
Interest Coverage2.322.322.302.622.732.872.783.023.213.803.74

XEL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.710.710.670.720.850.840.770.680.690.730.88
Quick Ratio0.600.600.570.590.710.720.650.560.570.580.69
Cash Ratio0.040.040.030.020.020.030.030.050.030.020.03
Asset Turnover—0.180.190.220.250.230.210.230.250.270.27
Inventory Turnover14.5914.5910.9511.5711.7712.9512.2712.5112.9311.2911.23
Days Sales Outstanding———————————

XEL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield3.1%2.9%3.1%3.2%2.6%2.6%2.4%2.4%2.9%2.9%3.3%
Payout Ratio63.5%63.5%60.7%61.7%58.3%58.5%58.1%57.7%57.9%62.8%60.6%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.9%4.6%5.1%5.2%4.5%4.4%4.2%4.2%5.0%4.7%5.4%
FCF Yield———————————
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.2%
Total Shareholder Yield3.1%2.9%3.1%3.2%2.6%2.6%2.4%2.4%2.9%3.0%3.4%
Shares Outstanding—$589M$563M$552M$547M$540M$528M$520M$511M$509M$509M

Key Metrics

Growth RegimeStable
ProfitabilityStable
Balance SheetStrained
Cash FlowStable
Top Statement Risk

Interest coverage and leverage strain

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Premium Priced for Growth

XEL trades at 22.5x trailing earnings, a premium to peers like ED at 18.9x, reflecting market expectations of robust rate base growth, though the 2.8% dividend yield lags the sector average.

The forward P/E of 18.7 suggests investors are paying up for anticipated earnings growth from the aggressive CAPEX program, but the PEG of 5.4 indicates that growth is not cheap. The dividend yield of 2.8% is below the peer median of 3.2%, making XEL less attractive as a bond proxy, yet the market seems to justify this with higher expected total returns from rate base expansion. Relative to 10-year Treasuries, the yield spread is thin, implying that valuation is sensitive to interest rate movements.

Earned ROE Trails Authorized

Quarterly ROE has hovered between 1.7% and 3.7% over the past ten quarters, per Xcel's financials, far below typical authorized returns of 9-10%, indicating significant regulatory lag or timing effects.

The reported ROE figures are distorted by seasonal and timing factors, but the annualized ROE appears to be in the high single digits, still below the allowed return. This suggests that Xcel is not fully earning its authorized ROE, which may reflect regulatory lag in recovering investments. Investors should monitor rate case outcomes and the pace of regulatory approvals, as the gap between earned and allowed returns is a key driver of valuation.

Operating Margin Volatility Persists

Operating margin swung from 11.1% in 2024Q4 to 25.0% in 2024Q3, as per Xcel's income statements, indicating variability in cost recovery and the impact of pass-through fuel costs.

The wide range in operating margins suggests that Xcel's cost recovery mechanisms are effective but subject to timing lags, particularly for fuel and purchased power costs. The 2026Q2 margin of 22.6% is above the trailing average, but the interest coverage of 1.04 in that quarter raises concerns about the sustainability of earnings quality. The net margin of 18.8% in 2026Q2 is strong, but this may be inflated by non-cash items like AFUDC, which should be scrutinized.

Leverage Creeps Toward Limits

Debt-to-capital rose to 0.63 in 2026Q2, per Xcel's balance sheet, while FFO-to-debt fell to 2.54%, indicating weakening credit metrics that may approach regulatory and rating agency thresholds.

The debt-to-capital ratio has been steadily climbing from 0.60 in 2025Q4 to 0.63 in 2026Q2, reflecting the debt-funded CAPEX program. FFO-to-debt of 2.54% in 2026Q2 is well below the 4.0% level typically required for a strong credit rating, suggesting that Xcel's credit quality is under pressure. Interest coverage of 1.04 in the same quarter is alarmingly low, though this may be a seasonal trough; nonetheless, it signals that the company has limited headroom for additional debt without dilutive equity issuance.

Dividend Coverage Holds Despite CAPEX

Dividend payout ratio averaged 62% over the last four quarters, per Xcel's financials, and OCF-to-dividend coverage of 4.0x indicates the dividend is secure, but external funding is needed for CAPEX.

The dividend appears well-covered by operating cash flow, but the aggressive CAPEX program means that internally generated funds are insufficient to cover both dividends and capital expenditures. The free cash flow deficit of -$1.1B per quarter highlights the reliance on debt and equity issuance, which could pressure the dividend growth rate if financing costs rise. Investors should watch whether the payout ratio trends upward as interest expenses increase.

Misapplied P/E Ratio

Comparing XEL's P/E to industrial companies is misleading because utility earnings are regulated and tied to rate base, not market growth; instead, focus on the spread between earned and allowed ROE.

The P/E ratio for a utility like XEL is anchored to the authorized ROE and interest rates, not to growth expectations like a tech company. A low P/E may indicate regulatory lag or high interest rates, not undervaluation. The appropriate metric is the ratio of earned ROE to allowed ROE, which for XEL appears to be below 1.0, suggesting that the market is pricing in future rate relief. Additionally, AFUDC can inflate reported earnings, so investors should adjust for non-cash items when assessing true earnings power.

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Includes 30+ ratios · 30 years · Updated daily

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XEL — Frequently Asked Questions

Quick answers to the most common questions about buying XEL stock.

What is Xcel Energy Inc.'s P/E ratio?

Xcel Energy Inc.'s current P/E ratio is 20.3x. The historical average is 17.4x. This places it at the 76th percentile of its historical range.

What is Xcel Energy Inc.'s EV/EBITDA?

Xcel Energy Inc.'s current EV/EBITDA is 13.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.4x.

What is Xcel Energy Inc.'s ROE?

Xcel Energy Inc.'s return on equity (ROE) is 9.4%. The historical average is 8.6%.

Is XEL stock overvalued?

Based on historical data, Xcel Energy Inc. is trading at a P/E of 20.3x. This is at the 76th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Xcel Energy Inc.'s dividend yield?

Xcel Energy Inc.'s current dividend yield is 3.13% with a payout ratio of 63.5%.

What are Xcel Energy Inc.'s profit margins?

Xcel Energy Inc. has 24.3% gross margin and 19.6% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Xcel Energy Inc. have?

Xcel Energy Inc.'s Debt/EBITDA ratio is 6.0x, indicating high leverage. A ratio above 4x may signal elevated financial risk.