Trailing Dividend / Share
$3.72
XP Inc. (XP) Dividend History
Income profile from 2023 to 2025 with payout safety and yield-on-cost trend
Dividend Yield
3.3%
Payout Ratio
45.1%
Sustainable
Dividend Streak
0 years
3-Second Income Check
Safety
45.1% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 0.5% and trend is unknown.
Dividend Scorecard
Yield & Income
Dividend Yield3.3%
Trailing DPS$3.72
FrequencyAnnual
Payments / 12M1
Payout Safety
Earnings Payout45.1%
Earnings SafetySustainable
FCF Payout11.4%
FCF SafetyWell Covered
Piotroski F-Score3/9
Growth
Growth Streak0 years
3Y CAGRN/A
5Y CAGR30.6%
Yield on Cost (5Y)0.5%
YOC Trendunknown
Total Returns
Buyback Yield2.9%
Total Shareholder Yield6.3%
1Y Total Return53.4%
5Y Total Return-46.3%
Div Contribution (5Y)4.9%
Estimated $10K growth (return + dividends):
5Y ago$5,36610Y ago$6,87020Y ago$6,870
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
Income Growth Story
Dividend per share and yield on cost over time (3 years of payments)
Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
XP Inc. distributes 45.1% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 11.4%, rated "Well Covered".
Piotroski F-Score: 3/9 — weak financial health.
Growth Track Record
XP does not have a current streak of consecutive dividend increases, with a 5-year CAGR of 30.6%.
Total Shareholder Returns
Beyond cash dividends, XP returns capital through share repurchases. The combined picture: 3.3% dividend yield, 2.9% buyback yield, 6.3% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 0.5% and is currently unknown. The 5-year total return is -46.3%, with dividends contributing 4.9% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $6,870 today.
Recent Dividend Payments
Last 4 payments · Annual
TTM Total$2.14
Avg/Payment$0.5362
Latest Change-72.3%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Dec 10, 2025Latest | $0.1800 | ↓ -72.3% | 1.01% | Dec 18, 2025 |
| Dec 10, 2024 | $0.6500 | ↓ -11.0% | 5.03% | Dec 18, 2024 |
| Dec 12, 2023 | $0.7300 | ↑ +24.8% | 5.86% | Dec 22, 2023 |
| Sep 11, 2023 | $0.5850 | — | 2.35% | Sep 25, 2023 |
Dividend Peer Comparison
Peer group: Wealth Management Platforms
#1 yield in peer group
Div Yield
3.3%
#1 of 5
Safety
Sustainable
45.1% payout
Streak
0Y
30.6% 5Y CAGR
Total Shareholder
6.3%
#1 of 5
Annual Dividend History
13 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2025 | $0.18 | -72.3% | 1 | — | — | — | 0.5% |
| 2024 | $0.65 | -50.6% | 1 | $8.23 | 7.9% | 12.66x | 1.7% |
| 2023 | $1.31 | — | 2 | $7.16 | 18.4% | 5.44x | 3.4% |
| 2022 | $0.00 | — | 0 | $6.25 | — | — | — |
| 2021 | $0.00 | — | 0 | $6.26 | — | — | — |
| 2020 | $0.00 | — | 0 | $3.71 | — | — | — |
| 2019 | $0.00 | — | 0 | $2.11 | — | — | — |
| 2018 | $0.00 | — | 0 | $0.84 | — | — | — |
| 2017 | $0.00 | — | 0 | $0.75 | — | — | — |
| 2016 | $0.00 | — | 0 | $0.44 | — | — | — |
See XP's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonFrequently Asked Questions
How much dividend does XP pay per share?
XP Inc. (XP) pays a trailing 12-month dividend of $3.72 per share, with a current dividend yield of +3.3%. Payments are made Annual.
When is XP's next ex-dividend date?
XP's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. XP typically pays dividends Annual.
Is XP's dividend safe?
XP's dividend safety is rated "Sustainable" based on an earnings payout ratio of +45.1% and FCF payout ratio of +11.4%. The dividend history does not yet show a prolonged growth streak.
How many years has XP increased its dividend?
XP has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +30.6%.
How often does XP pay dividends?
XP Inc. pays dividends Annual. The trailing 12-month total is $3.72 per share. Dividend data on this page covers 2+ years from 2023 to 2025.
How much would $10,000 invested in XP grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in XP five years ago would be worth approximately $5,366 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is XP's yield on cost for long-term holders?
XP's yield on cost — the current dividend divided by the original purchase price — is +0.5% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.3% market yield, thanks to consistent dividend growth.