Exzeo Group, Inc. (XZO) quarterly cash flow statement — complete operating, investing & financing history
| Cash from Operations | 25.47M | 11.28M | 31.49M | -16.37M | 1.35M | 26.93M | 18.14M |
| Operating CF Margin % | 45.87% | 21.16% | 57.08% | -50.57% | 4.87% | 134.58% | 122.39% |
| Operating CF Growth % | - | - | - | - | - | - | - |
| Net Income | 20.41M | 21.17M | 21.15M | -7.14M | -3.23M | -3.04M | -4.91M |
| Depreciation & Amortization | 730K | 594K | 901K | 343K | 312K | 287K | 283K |
| Stock-Based Compensation | 740K | 0 | 731K | 0 | 0 | 0 | 0 |
| Deferred Taxes | 191K | 0 | 2.71M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 92K | -1.64M | 93K | -1.33M | 822K | 466K | -407K |
| Working Capital Changes | 3.31M | -8.84M | 5.91M | -8.24M | 3.44M | 29.22M | 23.18M |
| Change in Receivables | -7.7M | -1.26M | -7.64M | 21.96M | -30.93M | -1.42M | -1.68M |
| Change in Inventory | - | - | - | - | - | - | - |
| Change in Payables | 3.28M | -9.08M | 3.36M | 0 | 0 | 0 | 0 |
| Cash from Investing | -99.32M | -403K | -1.19M | -1.08M | -973K | 2.17M | -1.21M |
| Capital Expenditures | -327K | -403K | -1.19M | -519K | -526K | -520K | -388K |
| CapEx % of Revenue | 0.59% | 0.76% | 2.16% | 1.6% | 1.9% | 2.6% | 2.62% |
| Acquisitions | - | - | - | - | - | - | - |
| Investments | - | - | - | - | - | - | - |
| Other Investing | 4K | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | -57K | 153.65M | 0 | -2.55M | -61K | 71.73M | 22.01M |
| Debt Issued (Net) | - | - | - | - | - | - | - |
| Equity Issued (Net) | 0 | 154.72M | 0 | 0 | -58K | 93.74M | 19K |
| Dividends Paid | 0 | 0 | 0 | -2.54M | 0 | 0 | 0 |
| Share Repurchases | 0 | -1.49M | 0 | 0 | -58K | 0 | 9K |
| Other Financing | -57K | -1.07M | 0 | 0 | 0 | 0 | 21.99M |
| Net Change in Cash | -73.99M | 164.45M | 30.19M | -19.99M | 277K | 100.83M | 101.72M |
| Free Cash Flow | 25.14M | 10.88M | 30.3M | -16.89M | 821K | 26.41M | 17.76M |
| FCF Margin % | 45.28% | 20.4% | 54.93% | -52.17% | 2.97% | 131.98% | 119.78% |
| FCF Growth % | - | - | - | - | - | - | - |
| FCF per Share | 0.28 | 0.12 | 0.33 | -0.19 | 0.01 | 0.29 | 0.20 |
| FCF Conversion (FCF/Net Income) | 1.25x | 0.51x | 1.49x | 2.29x | -0.42x | -8.85x | -3.70x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |