Exzeo Group, Inc. (XZO) P/E Ratio History
Historical price-to-earnings valuation from 2026 to 2026
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XZO Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Exzeo Group, Inc. (XZO) trades at a price-to-earnings ratio of 16.0x, with a stock price of $13.96 and trailing twelve-month earnings per share of $0.61.
The current P/E is 38% below its 5-year average of 25.7x. Over the past five years, XZO's P/E has ranged from a low of 25.7x to a high of 25.7x, placing the current valuation at the 0th percentile of its historical range.
Relative to the broader market, XZO trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our XZO DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
XZO P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $626M | 22.3 | - | +7% | |
| $203M | 14.4 | 2.85 | +9% | |
| $225M | 5.4 | - | +17% | |
| $726M | 15.3 | 0.30 | +64% | |
| $552M | 3.7Lowest | - | +443%Best | |
| $3B | 64.4 | 4.49 | +131% | |
| $2B | 14.5 | - | +156% | |
| $4B | 14.9 | - | +56% | |
| $24B | 63.0 | 2.58 | -47% | |
| $30B | 9.0 | 0.25Best | +18% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
XZO Historical P/E Data (2026–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | $14.67 | $0.57 | 25.7x | +0% |
Average P/E for displayed period: 25.7x
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Start ComparisonXZO — Frequently Asked Questions
Quick answers to the most common questions about buying XZO stock.
Is XZO stock overvalued or undervalued?
XZO trades at 16.0x P/E, below its 5-year average of 25.7x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does XZO's valuation compare to peers?
Exzeo Group, Inc. P/E of 16.0x compares to sector median of N/A. Sector comparison provides relative valuation context.
What is XZO's PEG ratio?
XZO PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2026-2026.