Last 8 quarters of trend data · Financial Services · Insurance - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Yuanbao Inc. American Depositary Shares's quarterly P/E stands at 0.1x.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q4 '23 | Q3 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 0.94 | 0.11 | 0.04 | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 0.25 | 0.03 | 0.04 | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | |
| P/B Ratio | — | 0.05 | 0.06 | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | |
| P/FCF | 0.67 | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | -1.23 | -0.22 | -0.96 | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | |
| EV / EBIT | -1.25 | -0.22 | -0.96 | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Yuanbao Inc. American Depositary Shares's operating margin was 30.6% in Q3 2025, up 2.8 pp QoQ and up 1.2 pp YoY.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q4 '23 | Q3 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 94.9% | 96.1% | 96.2% | 95.4% | 95.2% | 94.9% | 92.8% | 94.1% | 93.2% |
| — | +1.3% | +3.7% | +1.4% | +2.1% | — | — | — | — | |
| Operating Margin | 26.1% | 30.6% | 27.8% | 29.8% | 32.5% | 29.4% | 15.1% | 7.3% | 3.0% |
| — | +4.3% | +84.5% | +308.7% | +982.9% | — | — | — | — | |
| Net Margin | 26.4% | 32.0% | 28.5% | 30.4% | 32.9% | 28.2% | 11.2% | 12.0% | 4.1% |
| — | +13.2% | +154.8% | +154.6% | +710.3% | — | — | — | — |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q4 '23 | Q3 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | — | 13.2% | 46.6% | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | |
| ROA | 40.3% | 9.1% | 8.5% | 9.8% | 11.2% | 12.4% | 4.2% | 5.2% | 1.3% |
| — | -26.9% | +103.0% | +87.0% | +767.6% | — | — | — | — | |
| ROIC | — | 13.9% | 17.1% | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Yuanbao Inc. American Depositary Shares's Debt/EBITDA ratio is 0.0x, down from 0.1x last quarter — comfortably within a safe range. The current ratio has improved 34.2% YoY to 3.40x, strengthening the short-term liquidity position.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q4 '23 | Q3 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | 0.00 | 0.01 | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | |
| Debt / EBITDA | 0.02 | 0.03 | 0.05 | 0.05 | 0.07 | 0.09 | 0.37 | 0.79 | 1.92 |
| — | -62.6% | -86.1% | -93.1% | -96.6% | — | — | — | — | |
| Current Ratio | 2.84 | 3.40 | 3.07 | 2.86 | 2.84 | 2.54 | 2.22 | 2.31 | 2.10 |
| — | +34.2% | +38.1% | +23.8% | +35.5% | — | — | — | — | |
| Quick Ratio | 2.84 | 3.40 | 3.07 | 2.86 | 2.84 | 2.54 | 2.22 | 2.31 | 2.10 |
| — | +34.2% | +38.1% | +23.8% | +35.5% | — | — | — | — | |
| Interest Coverage | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 8 years · Updated daily
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Yuanbao Inc. American Depositary Shares's current P/E is 0.9x. The average P/E over the last 2 quarters is 0.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Yuanbao Inc. American Depositary Shares's current operating margin is 26.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Yuanbao Inc. American Depositary Shares's business trajectory between earnings reports.