Yuanbao Inc. American Depositary Shares (YB) Financial Ratios
4 years of historical data (2021–2024) · Financial Services · Insurance - Diversified
EV/EBITDA
-1.25
—
5yr avg: N/A
P/FCF
0.66
—
5yr avg: N/A
P/B Ratio
N/A
—
5yr avg: N/A
ROE
N/A
—
5yr avg: N/A
Debt/EBITDA
↓
0.02
↓-76% vs avg
5yr avg: 0.09
30Y Low0.0·High0.2
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
YB Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Yuanbao Inc. American Depositary Shares trades at 0.9x earnings, sitting at the 50th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.4x, the stock trades at a discount of 93%. On a free-cash-flow basis, the stock trades at 0.7x P/FCF.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Market Cap | $116M | — | — | — | — |
| Enterprise Value | $-160406027 | — | — | — | — |
| P/E Ratio → | 0.91 | — | — | — | — |
| P/S Ratio | 0.24 | — | — | — | — |
| P/B Ratio | — | — | — | — | — |
| P/FCF | 0.66 | — | — | — | — |
| P/OCF | 0.66 | — | — | — | — |
P/E links to full P/E history page with 30-year chart
YB EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| EV / Revenue | — | — | — | — | — |
| EV / EBITDA | -1.25 | — | — | — | — |
| EV / EBIT | -1.27 | — | — | — | — |
| EV / FCF | — | — | — | — | — |
YB Profitability
Margins and return-on-capital ratios measuring operating efficiency
Yuanbao Inc. American Depositary Shares earns an operating margin of 26.1%, above the Financial Services sector average of 21.2%. Operating margins have expanded from -1.9% to 26.1% over the past 3 years, signaling improving operational efficiency.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Gross Margin | 94.9% | 94.9% | 93.3% | 92.6% | 83.6% |
| Operating Margin | 26.1% | 26.1% | 8.6% | -1.9% | -104.7% |
| Net Profit Margin | 26.4% | 26.4% | 9.9% | 2.2% | -114.5% |
Return on Capital
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| ROE | — | — | — | — | — |
| ROA | 40.3% | 40.3% | 15.6% | 2.0% | -55.9% |
| ROIC | — | — | — | — | — |
| ROCE | 63.0% | 63.0% | 23.5% | -2.9% | -77.2% |
YB Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Yuanbao Inc. American Depositary Shares carries a Debt/EBITDA ratio of 0.0x, which is very conservative (99% below the sector average of 4.1x). The company holds a net cash position — cash of $1.9B exceeds total debt of $19M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — |
| Debt / EBITDA | 0.02 | 0.02 | 0.16 | — | — |
| Net Debt / Equity | — | — | — | — | — |
| Net Debt / EBITDA | -2.16 | -2.16 | -4.35 | — | — |
| Debt / FCF | — | -1.57 | -1.90 | -4.10 | — |
| Interest Coverage | — | — | — | — | — |
Net cash position: cash ($1.9B) exceeds total debt ($19M)
YB Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
Yuanbao Inc. American Depositary Shares's current ratio of 2.84x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 2.10x to 2.84x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Current Ratio | 2.84 | 2.84 | 2.22 | 2.10 | 2.68 |
| Quick Ratio | 2.84 | 2.84 | 2.22 | 2.10 | 2.68 |
| Cash Ratio | 2.47 | 2.47 | 1.77 | 1.36 | 2.16 |
| Asset Turnover | — | 1.18 | 1.34 | 0.79 | 0.49 |
| Inventory Turnover | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — |
YB Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Yuanbao Inc. American Depositary Shares does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business. The earnings yield of 100.0% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Earnings Yield | 100.0% | — | — | — | — |
| FCF Yield | 100.0% | — | — | — | — |
| Buyback Yield | 0.0% | — | — | — | — |
| Total Shareholder Yield | 0.0% | — | — | — | — |
| Shares Outstanding | — | $8M | $8M | $8M | $8M |
Peer Comparison
Compare YB with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 YBYou | $116M | 0.9 | -1.3 | 0.7 | 94.9% | 26.1% | — | — | 0.0 |
 WDH | $591M | 10.8 | 17.2 | 18.4 | 52.6% | 6.4% | 7.7% | 3.1% | 1.3 |
 ACMR | $4B | 40.4 | 25.5 | — | 44.4% | 12.1% | 6.2% | 7.0% | 2.4 |
 FINV | $3B | 3.9 | 5.9 | 7.0 | 79.3% | 19.4% | 16.2% | 12.9% | 0.0 |
 QFIN | $4B | 2.2 | 3.1 | 2.9 | 61.8% | 43.9% | 27.1% | 23.1% | 0.2 |
 LX | $154M | 2.3 | 1.7 | 1.3 | 35.4% | 16.1% | 10.8% | 11.0% | 2.2 |
 CNF | $1M | -0.0 | — | 0.1 | 87.0% | -11.2% | -12.0% | -0.6% | — |
 BIDU | $49B | 14.5 | 10.9 | 25.6 | 50.3% | 16.0% | 8.7% | 4.8% | 2.2 |
 BABA | $342B | 18.0 | 13.6 | 29.8 | 40.0% | 14.1% | 11.8% | 9.6% | 1.4 |
 JD | $47B | 7.8 | 6.5 | 7.3 | 9.8% | 3.3% | 13.6% | 9.9% | 1.9 |
 PDD | $151B | 9.2 | 9.0 | 8.5 | 60.9% | 27.5% | 44.9% | 40.3% | 0.1 |
| Financial Services Median | — | 13.4 | 11.4 | 10.6 | 63.4% | 21.2% | 9.4% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Start ComparisonYB — Frequently Asked Questions
Quick answers to the most common questions about buying YB stock.
What is Yuanbao Inc. American Depositary Shares's P/E ratio?
Yuanbao Inc. American Depositary Shares's current P/E ratio is 0.9x. This places it at the 50th percentile of its historical range.
What is Yuanbao Inc. American Depositary Shares's EV/EBITDA?
Yuanbao Inc. American Depositary Shares's current EV/EBITDA is -1.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA.
Is YB stock overvalued?
Based on historical data, Yuanbao Inc. American Depositary Shares is trading at a P/E of 0.9x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are Yuanbao Inc. American Depositary Shares's profit margins?
Yuanbao Inc. American Depositary Shares has 94.9% gross margin and 26.1% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does Yuanbao Inc. American Depositary Shares have?
Yuanbao Inc. American Depositary Shares's Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.