Trailing Dividend / Share
$2.80
Yiren Digital Ltd. (YRD) Dividend History
Income profile from 2017 to 2025 with payout safety and yield-on-cost trend
Dividend Yield
10.5%
Payout Ratio
7.7%
Sustainable
Dividend Streak
1 years
3-Second Income Check
Safety
7.7% payout ratio with sustainable safety profile.
Consistency
1 straight years of dividend increases.
Income Trend
Yield on cost is 12.8% and trend is unknown.
Dividend Scorecard
Yield & Income
Dividend Yield10.5%
Trailing DPS$2.80
FrequencySemi-Annual
Payments / 12M2
Payout Safety
Earnings Payout7.7%
Earnings SafetySustainable
FCF Payout13.8%
FCF SafetyWell Covered
Piotroski F-Score4/9
Growth
Growth Streak1 years
3Y CAGRN/A
5Y CAGRN/A
Yield on Cost (5Y)12.8%
YOC Trendunknown
Total Returns
Buyback Yield1.6%
Total Shareholder Yield12.1%
1Y Total Return-36.9%
5Y Total Return-14.0%
Div Contribution (5Y)11.3%
Estimated $10K growth (return + dividends):
5Y ago$8,60210Y ago$10,50420Y ago$6,868
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
Income Growth Story
Dividend per share and yield on cost over time (4 years of payments)
Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Yiren Digital Ltd. distributes 7.7% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 13.8%, rated "Well Covered".
Piotroski F-Score: 4/9 — moderate financial health.
Growth Track Record
YRD has raised its dividend for 1 consecutive year.
Total Shareholder Returns
Beyond cash dividends, YRD returns capital through share repurchases. The combined picture: 10.5% dividend yield, 1.6% buyback yield, 12.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 12.8% and is currently unknown. The 5-year total return is -14.0%, with dividends contributing 11.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $10,504 today.
Recent Dividend Payments
Last 5 payments · Semi-Annual
TTM Total$2.35
Avg/Payment$0.4700
Latest Change-9.1%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Sep 30, 2025Latest | $0.2000 | ↓ -9.1% | 7.08% | Oct 15, 2025 |
| Apr 30, 2025 | $0.2200 | ↑ +29.4% | 5.96% | May 15, 2025 |
| Sep 30, 2024 | $0.1700 | ↓ -39.3% | 2.99% | Oct 15, 2024 |
| Apr 27, 2018 | $0.2800 | ↓ -81.1% | 5.01% | May 15, 2018 |
| Sep 28, 2017 | $1.4800 | — | 3.43% | Oct 16, 2017 |
Dividend Peer Comparison
Peer group: Credit Servicing and Structured Finance
#1 yield in peer group
Div Yield
10.5%
#1 of 5
Safety
Sustainable
7.7% payout
Streak
1Y
— 5Y CAGR
Total Shareholder
12.1%
#2 of 4
Annual Dividend History
13 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2025 | $0.42 | 147.1% | 2 | — | — | — | 12.8% |
| 2024 | $0.17 | — | 1 | $36.22 | 0.5% | 213.06x | 5.2% |
| 2023 | $0.00 | — | 0 | $46.56 | — | — | — |
| 2022 | $0.00 | — | 0 | $27.26 | — | — | — |
| 2021 | $0.00 | — | 0 | $24.22 | — | — | — |
| 2020 | $0.00 | — | 0 | $-15.36 | — | — | — |
| 2019 | $0.00 | -100.0% | 0 | $24.78 | — | — | — |
| 2018 | $0.28 | -81.1% | 1 | $20.76 | 1.3% | 74.14x | 8.6% |
| 2017 | $1.48 | — | 1 | $44.38 | 3.3% | 29.99x | 45.3% |
| 2016 | $0.00 | — | 0 | $37.54 | — | — | — |
See YRD's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonFrequently Asked Questions
How much dividend does YRD pay per share?
Yiren Digital Ltd. (YRD) pays a trailing 12-month dividend of $2.80 per share, with a current dividend yield of +10.5%. Payments are made Semi-Annual.
When is YRD's next ex-dividend date?
YRD's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. YRD typically pays dividends Semi-Annual.
Is YRD's dividend safe?
YRD's dividend safety is rated "Sustainable" based on an earnings payout ratio of +7.7% and FCF payout ratio of +13.8%. The 1-year growth streak provides moderate confidence.
How many years has YRD increased its dividend?
YRD has 1 consecutive years of dividend growth. The 5-year dividend CAGR is N/A.
How often does YRD pay dividends?
Yiren Digital Ltd. pays dividends Semi-Annual. The trailing 12-month total is $2.80 per share. Dividend data on this page covers 8+ years from 2017 to 2025.
How much would $10,000 invested in YRD grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in YRD five years ago would be worth approximately $8,602 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is YRD's yield on cost for long-term holders?
YRD's yield on cost — the current dividend divided by the original purchase price — is +12.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +10.5% market yield, thanks to the lower original cost basis.