Yiren Digital Ltd. (YRD) Earnings History
Profitable13 years of earnings data (2013–2025) · Positive TTM net income
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Yiren Digital Ltd. (YRD) Earnings Overview
As of June 23, 2026, Yiren Digital Ltd. (YRD) reported trailing twelve-month net income of $53M, reflecting -95.0% year-over-year growth. The company earned $1.21 per diluted share over the past four quarters, with a net profit margin of 0.7%.
Looking at the long-term picture, YRD's historical earnings data spans multiple years. The company achieved its highest annual net income of $2.08B in fiscal 2023.
Yiren Digital Ltd. maintains positive profitability with a gross margin of 85.8%, operating margin of 38.5%, and net margin of 0.7%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including QFIN ($5.97B net income, 31.0% margin), FINV ($2.54B net income, 18.7% margin), LX ($1.61B net income, 12.8% margin), YRD has room to improve margins relative to the peer group. Compare YRD vs QFIN →
YRD Earnings vs Peers
Earnings metrics vs comparable public companies
YRD Historical Earnings Data (2013–2025)
13 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $39M | -97.5% | $2.15B | $0.90 | 0.7% | 38.5% |
| 2024 | $1.58B | -23.9% | $1.65B | $18.11 | 27.3% | 28.4% |
| 2023 | $2.08B | +74.1% | $2.59B | $23.28 | 42.5% | 53.0% |
| 2022 | $1.19B | +15.7% | $1.47B | $13.63 | 34.8% | 42.9% |
| 2021 | $1.03B | +249.1% | $1.29B | $12.11 | 23.1% | 28.7% |
| 2020 | -$693M | -159.9% | -$50M | $-7.68 | -17.5% | -1.3% |
| 2019 | $1.16B | -26.9% | $1.13B | $12.39 | 13.4% | 13.1% |
| 2018 | $1.58B | +940.0% | $776M | $10.38 | 14.1% | 6.9% |
| 2017 | -$188M | -116.8% | $35M | $22.19 | -1.6% | 0.3% |
| 2016 | $1.12B | +305.5% | $1.08B | $18.77 | 34.5% | 33.5% |
| 2015 | $275M | +1093.7% | $415M | $5.47 | 20.9% | 31.5% |
| 2014 | -$28M | +45.2% | -$28M | $-0.48 | -14.1% | -14.1% |
| 2013 | -$51M | - | -$51M | $-0.86 | -266.4% | -266.4% |
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YRD — Frequently Asked Questions
Quick answers to the most common questions about buying YRD stock.
What is YRD earnings per share (EPS)?
YRD trailing twelve-month (TTM) diluted EPS is $1.21, reflecting -95.0% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2013 to 2025 is available in the table on this page.
What is Yiren Digital Ltd.'s net income?
Yiren Digital Ltd. (YRD) trailing twelve-month net income is $53M as of 2025. Earnings declined -95.0% year-over-year. Yiren Digital Ltd. has been profitable for 5 consecutive years.
Is YRD profitable?
Yes, YRD is profitable with a TTM net income of $53M and a net profit margin of +0.7%. Yiren Digital Ltd. has generated profits for 5 consecutive years.
What is YRD's earnings growth rate?
YRD compound annual EPS growth rates (CAGR): 1-Year: -95.0%, 3-Year: -59.6%, 5-Year: N/A, 10-Year: -16.5%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2013 to 2025.
What are YRD's profit margins?
Yiren Digital Ltd. net profit margin is +0.7%, operating margin is +38.5%, and gross margin is +85.8%. Below-average margins reflect competitive or cost pressures. Return on Equity is +0.4%.
Is YRD growing earnings?
YRD earnings are declining — EPS fell -95.0% year-over-year. TTM net income dropped to $53M. This contrasts with the 5-year CAGR of N/A.
What was YRD's best earnings year?
Yiren Digital Ltd.'s highest annual net income on record is $2.1B, achieved in fiscal year 2023. Earnings history on this page spans 2013 to 2025 and includes all annual and quarterly figures.
What were YRD's earnings last quarter?
YRD's most recent reported quarter was Q4 2025. Net income was $-870M with diluted EPS of $-20.00. For a full breakdown of all quarters, see the quarterly earnings table on this page.