Yiren Digital Ltd. (YRD) Earnings History
Annual and quarterly earnings data from 2013 to 2024
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YRD EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
YRD Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 84.8% | 28.4% | 27.3% |
| 2023 | 80.1% | 53.0% | 42.5% |
| 2022 | 77.4% | 42.9% | 34.8% |
| 2021 | 83.0% | 28.7% | 23.1% |
| 2020 | 72.1% | -1.3% | -17.5% |
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Yiren Digital Ltd. (YRD) Earnings Overview
As of May 8, 2026, Yiren Digital Ltd. (YRD) reported trailing twelve-month net income of $1.25B, reflecting -22.2% year-over-year growth. The company earned $14.32 per diluted share over the past four quarters, with a net profit margin of 27.3%.
Looking at the long-term picture, YRD's 5-year EPS compound annual growth rate (CAGR) stands at +7.9%, showing solid earnings momentum. The company achieved its highest annual net income of $2.08B in fiscal 2023.
Yiren Digital Ltd. maintains industry-leading profitability with a gross margin of 84.8%, operating margin of 28.4%, and net margin of 27.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including QFIN ($6.89B net income, 36.5% margin), FINV ($2.80B net income, 18.2% margin), LX ($1.61B net income, 7.7% margin), YRD has room to improve margins relative to the peer group. Compare YRD vs QFIN →
YRD Earnings vs Peers
Earnings metrics vs comparable public companies
YRD Historical Earnings Data (2013–2024)
12 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $1.58B | -23.9% | $1.65B | $18.11 | 27.3% | 28.4% |
| 2023 | $2.08B | +74.1% | $2.59B | $23.28 | 42.5% | 53.0% |
| 2022 | $1.19B | +15.7% | $1.47B | $13.63 | 34.8% | 42.9% |
| 2021 | $1.03B | +249.1% | $1.29B | $12.11 | 23.1% | 28.7% |
| 2020 | -$693M | -159.9% | -$50M | $-7.68 | -17.5% | -1.3% |
| 2019 | $1.16B | -26.9% | $1.13B | $12.39 | 13.4% | 13.1% |
| 2018 | $1.58B | +940.0% | $776M | $10.38 | 14.1% | 6.9% |
| 2017 | -$188M | -116.8% | $35M | $22.19 | -1.6% | 0.3% |
| 2016 | $1.12B | +305.5% | $1.08B | $18.77 | 34.5% | 33.5% |
| 2015 | $275M | +1093.7% | $415M | $5.47 | 20.9% | 31.5% |
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Start ComparisonYRD — Frequently Asked Questions
Quick answers to the most common questions about buying YRD stock.
Is YRD growing earnings?
YRD EPS fell to $14.32, with earnings declining -22.2%. This contrasts with the 5-year CAGR of +7.9%. TTM net income dropped to $1.3B.
What are YRD's profit margins?
Yiren Digital Ltd. net margin is +27.3%, with operating margin at +28.4%. Above-average margins indicate pricing power.
How consistent are YRD's earnings?
YRD earnings data spans 2013-2024. The declining earnings trend is -22.2% YoY. Historical data enables comparison across business cycles.