3.6% Below Target

The consensus price target for ZION is $68.55, close to the current price of $66.17 (3.6% implied move). Based on 50 analyst estimates, the stock appears fairly valued near current levels.

ZION has a consensus rating of "Hold" based on 50 Wall Street analysts. The rating breakdown is mixed, with 32 Hold ratings making up the largest segment. The consensus 12-month price target of $68.55 implies 3.6% upside from current levels.

With a forward P/E of 10.218x, ZION trades at a relatively low valuation. The consensus target of $68.55 implies 3.6% appreciation, suggesting the market may be pricing in risks.

The most bullish Wall Street analyst has a price target of $75 for ZION, while the most conservative target is $65. The consensus of $68.55 represents the median expectation. Our quantitative valuation model projects a bull case target of $102 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

ZION is heavily covered by Wall Street, with 50 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 17 have Buy ratings, 32 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month ZION stock forecast based on 50 Wall Street analysts shows a consensus price target of $68.55, with estimates ranging from $65 (bear case) to $75 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $78, with bear/bull scenarios of $49/$102.

Our quantitative valuation model calculates ZION's fair value at $78 (base case), with a bear case of $49 and bull case of $102. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 53/100.

ZION trades at a forward P/E ratio of 10.2x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.0x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

ZION appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $68.55 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

ZION analyst price targets range from $65 to $75, a 15% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $68.55 consensus represents the middle ground. Our model's $49-$102 range provides an independent fundamental perspective.