8.0% Below Target

The consensus price target for CFG is $72.42, close to the current price of $67.08 (8.0% implied move). Based on 38 analyst estimates, the stock appears fairly valued near current levels.

CFG has a consensus rating of "Buy" based on 38 Wall Street analysts. The rating breakdown is predominantly bullish, with 31 Buy/Strong Buy ratings. The consensus 12-month price target of $72.42 implies 8.0% upside from current levels.

With a forward P/E of 12.9226x, CFG trades at a relatively low valuation. The consensus target of $72.42 implies 8.0% appreciation, suggesting the market may be pricing in risks.

The most bullish Wall Street analyst has a price target of $80 for CFG, while the most conservative target is $65. The consensus of $72.42 represents the median expectation. Our quantitative valuation model projects a bull case target of $120 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

CFG is heavily covered by Wall Street, with 38 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 31 have Buy ratings, 6 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

The 12-month CFG stock forecast based on 38 Wall Street analysts shows a consensus price target of $72.42, with estimates ranging from $65 (bear case) to $80 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $91, with bear/bull scenarios of $57/$120.

Our quantitative valuation model calculates CFG's fair value at $91 (base case), with a bear case of $57 and bull case of $120. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 47/100.

CFG trades at a forward P/E ratio of 12.9x based on next-twelve-months earnings estimates compared to a trailing P/E of 17.4x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

CFG appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $72.42 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

CFG analyst price targets range from $65 to $80, a 21% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $72.42 consensus represents the middle ground. Our model's $57-$120 range provides an independent fundamental perspective.