VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener

Brighthouse Financial, Inc. (BHF) Total Return Calculator with Dividends Reinvested

Brighthouse Financial, Inc.

Popular:

The total return for Brighthouse Financial, Inc. (BHF) stock is +5.60% over the past 12 months. So far it's down 4.48% this year. The 5-year total return is +26.06%, meaning $10,000 invested in BHF stock 5 years ago would be worth $12,606 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in BHF 1 year ago, it would be worth $10,655 today — you'd have gained $655.

With Dividends Reinvested$10,655+6.55%

Price Only (No DRIP)$10,655+6.55%

Period2025-05-08 → 2026-05-07

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in BHF

1Y$10,560+$560 (+5.6%)5.6% CAGR

3Y$14,209+$4,209 (+42.1%)12.4% CAGR

5Y$12,606+$2,606 (+26.1%)4.7% CAGR

10Y$8,811-$1,189 (-11.9%)-1.3% CAGR

15Y$8,811-$1,189 (-11.9%)-0.8% CAGR

20Y$8,811-$1,189 (-11.9%)-0.6% CAGR

30Y$8,811-$1,189 (-11.9%)-0.4% CAGR

Brighthouse Financial, Inc. did not pay dividends during this period. Total return = price return.

Loading BHF total return...

As of 2026-05-08

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-4.48%	—	-4.48%	—	$9,552
1Y	+5.60%	5.60%	+5.60%	—	$10,560
3Y	+42.09%	12.42%	+42.09%	—	$14,209
5Y	+26.06%	4.74%	+26.06%	—	$12,606
10Y	-11.89%	-1.26%	-11.89%	—	$8,811
15Y	-11.89%	-0.84%	-11.89%	—	$8,811
20Y	-11.89%	-0.63%	-11.89%	—	$8,811
30Y	-11.89%	-0.42%	-11.89%	—	$8,811

Risk & Highlights

Best Year+47.08%2021

Worst Year-47.15%2018

Max Drawdown-29.09%2025-05-20 → 2025-09-05 · Recovered 2025-11-06

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-7.11%	-7.11%	—	+0.41%	-7.5pp
2025	+35.01%	+35.01%	—	+16.64%	+18.4pp
2024	-9.07%	-9.07%	—	+24.00%	-33.1pp
2023	+3.68%	+3.68%	—	+24.81%	-21.1pp
2022	-3.72%	-3.72%	—	-19.95%	+16.2pp

BHF underperformed the S&P 500 by 24.77pp over the past year (+5.60% vs +30.37%).

Loading summary...

BHF Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
BHFBrighthouse Financial, Inc.	$3.5B	+2.4%	-4.5%	+5.6%	—	+42.1%	+26.1%	-11.9%
LNCLincoln National Corporation	$6.9B	+2.9%	-18.2%	+11.0%	+5.3pp	+95.0%	-35.2%	+24.5%
PFGPrincipal Financial Group, Inc.	$21.7B	+9.8%	+12.8%	+33.0%	+4.0pp	+52.3%	+70.7%	+195.8%
EQHEquitable Holdings, Inc.	$12.1B	+13.6%	-10.1%	-13.7%	+2.1pp	+94.2%	+35.1%	+140.8%
PRUPrudential Financial, Inc.	$34.6B	+2.1%	-11.5%	+3.6%	+5.4pp	+39.5%	+17.7%	+89.0%
METMetLife, Inc.	$51.4B	+10.7%	-1.2%	+4.9%	+2.2pp	+58.9%	+32.9%	+153.9%
GLGlobe Life Inc.	$12.0B	+6.1%	+10.6%	+27.0%	+0.9pp	+43.6%	+48.3%	+175.7%
FGF&G Annuities & Life, Inc.	$3.7B	+10.1%	-9.0%	-22.0%	+2.6pp	+77.6%	+78.6%	+78.6%
RGAReinsurance Group of America, Incorporated	$14.0B	+2.1%	+5.1%	+8.6%	+1.8pp	+50.6%	+81.7%	+154.2%
AFLAflac Incorporated	$58.5B	+2.8%	+3.6%	+8.4%	+2.2pp	+77.1%	+118.8%	+272.5%
CNOCNO Financial Group, Inc.	$4.3B	+10.1%	+9.2%	+23.5%	+1.8pp	+120.6%	+81.9%	+171.6%

Compare:BHF vs LNC BHF vs PFG BHF vs EQH BHF vs LNC vs PFG

About BHF Dividend Returns

Brighthouse Financial, Inc. (BHF) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of BHF over the past year?

Brighthouse Financial, Inc. (BHF) delivered a total return of 5.60% over the past year when dividends are reinvested. The price-only return was 5.60%, meaning dividends contributed an additional 0.00 percentage points to total returns.

Q2How much would $10,000 invested in BHF be worth today?

A $10,000 investment in Brighthouse Financial, Inc. one year ago would be worth $10,560 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $10,560. Dividend reinvestment added $0 to the portfolio value.

Q3Does BHF pay dividends?

Yes, Brighthouse Financial, Inc. (BHF) pays dividends. In the last year, BHF paid approximately $1.78 per share in dividends (2.89% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did BHF beat the S&P 500?

No, Brighthouse Financial, Inc. (BHF) underperformed the S&P 500 by 24.77 percentage points over the past year. BHF delivered a total return of 5.60%, compared to the S&P 500's 30.37%. This means a passive S&P 500 index fund outperformed BHF by 24.77pp during this period.

Q5What is BHF's worst drawdown?

Brighthouse Financial, Inc. (BHF) experienced a maximum drawdown of -29.09% over the past year, declining from its peak on 2025-05-20 to its trough on 2025-09-05. The stock recovered to its prior peak by 2025-11-06. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is BHF's long-term total return over 10, 20, or 30 years?

Here are Brighthouse Financial, Inc. (BHF)'s long-term returns with dividends reinvested. Over 10 years, the total return is -11.9% (-1.3% CAGR) — $10,000 would have grown to $8,811. Over 20 years: -11.9% total return (-0.6% CAGR) — $10,000 → $8,811. Over 30 years: -11.9% total return (-0.4% CAGR) — $10,000 → $8,811. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was BHF's best and worst year?

Brighthouse Financial, Inc.'s best calendar year was 2021 with a total return of 47.1%. Its worst year was 2018 with a total return of -47.1%. This range shows the volatility investors should expect — the difference between the best and worst year is 94.2 percentage points.