About CPF Dividend Returns
Central Pacific Financial Corp. (CPF) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.
How We Calculate Total Return
Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.
Frequently Asked Questions
Q1What is the total return of CPF over the past year?
Central Pacific Financial Corp. (CPF) delivered a total return of 34.97% over the past year when dividends are reinvested. The price-only return was 30.80%, meaning dividends contributed an additional 4.17 percentage points to total returns.
Q2How much would $10,000 invested in CPF be worth today?
A $10,000 investment in Central Pacific Financial Corp. one year ago would be worth $13,497 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $13,080. Dividend reinvestment added $417 to the portfolio value.
Q3Does CPF pay dividends?
Yes, Central Pacific Financial Corp. (CPF) pays dividends. In the last year, CPF paid approximately $1.09 per share in dividends (3.14% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.
Q4Did CPF beat the S&P 500?
Yes, Central Pacific Financial Corp. (CPF) outperformed the S&P 500 by 3.65 percentage points over the past year. CPF delivered a total return of 34.97%, compared to the S&P 500's 31.32%. This 3.65pp alpha means investors in CPF earned more than a passive S&P 500 index fund.
Q5What is CPF's worst drawdown?
Central Pacific Financial Corp. (CPF) experienced a maximum drawdown of -12.41% over the past year, declining from its peak on 2025-08-28 to its trough on 2025-10-16. The stock recovered to its prior peak by 2025-12-10. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.
Q6What is CPF's long-term total return over 10, 20, or 30 years?
Here are Central Pacific Financial Corp. (CPF)'s long-term returns with dividends reinvested. Over 10 years, the total return is 93.0% (6.8% CAGR) — $10,000 would have grown to $19,300. Over 20 years: -88.2% total return (-10.1% CAGR) — $10,000 → $1,183. Over 30 years: 5.6% total return (0.2% CAGR) — $10,000 → $10,565. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.
Q7What was CPF's best and worst year?
Central Pacific Financial Corp.'s best calendar year was 2002 with a total return of 83.4%. Its worst year was 2009 with a total return of -86.9%. This range shows the volatility investors should expect — the difference between the best and worst year is 170.3 percentage points.
Find the Best Dividend Stocks
Screen for dividend stocks with the highest total returns (including DRIP).
BOH
HBB
FHB
BPOP
WAFD
BANR
COLB
HFWA
PFIS
CVBF