About PSX Dividend Returns
Phillips 66 (PSX) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.
How We Calculate Total Return
Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.
Frequently Asked Questions
Q1What is the total return of PSX over the past year?
Phillips 66 (PSX) delivered a total return of 37.06% over the past year when dividends are reinvested. The price-only return was 33.10%, meaning dividends contributed an additional 3.96 percentage points to total returns.
Q2How much would $10,000 invested in PSX be worth today?
A $10,000 investment in Phillips 66 one year ago would be worth $13,706 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $13,310. Dividend reinvestment added $396 to the portfolio value.
Q3Does PSX pay dividends?
Yes, Phillips 66 (PSX) pays dividends. In the last year, PSX paid approximately $4.71 per share in dividends (2.84% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.
Q4Did PSX beat the S&P 500?
Yes, Phillips 66 (PSX) outperformed the S&P 500 by 12.07 percentage points over the past year. PSX delivered a total return of 37.06%, compared to the S&P 500's 24.99%. This 12.07pp alpha means investors in PSX earned more than a passive S&P 500 index fund.
Q5What is PSX's worst drawdown?
Phillips 66 (PSX) experienced a maximum drawdown of -17.28% over the past year, declining from its peak on 2026-03-27 to its trough on 2026-04-20. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.
Q6What is PSX's long-term total return over 10, 20, or 30 years?
Here are Phillips 66 (PSX)'s long-term returns with dividends reinvested. Over 10 years, the total return is 157.7% (9.9% CAGR) — $10,000 would have grown to $25,766. Over 20 years: 519.8% total return (9.6% CAGR) — $10,000 → $61,984. Over 30 years: 519.9% total return (6.3% CAGR) — $10,000 → $61,985. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.
Q7What was PSX's best and worst year?
Phillips 66's best calendar year was 2012 with a total return of 56.2%. Its worst year was 2020 with a total return of -34.5%. This range shows the volatility investors should expect — the difference between the best and worst year is 90.6 percentage points.
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