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Saratoga Investment Corp 6.00% (SAT) Total Return Calculator with Dividends Reinvested

Saratoga Investment Corp 6.00%

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The total return for Saratoga Investment Corp 6.00% (SAT) stock is +8.08% over the past 12 months. So far it's up 2.56% this year. The 5-year total return is +25.26%, meaning $10,000 invested in SAT stock 5 years ago would be worth $12,526 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in SAT 1 year ago, it would be worth $10,833 today — you'd have gained $833 with dividends reinvested.

With Dividends Reinvested$10,833+8.33%

Price Only (No DRIP)$10,199+1.99%

Dividend Boost+$6344 payments · +6.34% extra

Period2025-05-06 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in SAT

1Y$10,808+$808 (+8.1%)8.1% CAGR

3Y$12,846+$2,846 (+28.5%)8.7% CAGR

5Y$12,526+$2,526 (+25.3%)4.6% CAGR

10Y$12,526+$2,526 (+25.3%)2.3% CAGR

15Y$12,526+$2,526 (+25.3%)1.5% CAGR

20Y$12,526+$2,526 (+25.3%)1.1% CAGR

30Y$12,526+$2,526 (+25.3%)0.8% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-15	$0.38	$24.53	+0.015287
2025-08-15	$0.38	$24.80	+0.015352
2025-11-14	$0.38	$24.75	+0.015616
2026-02-13	$0.38	$24.73	+0.015865

Loading SAT total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+2.56%	—	+1.05%	+1.51 pp	$10,256
1Y	+8.08%	8.08%	+1.99%	+6.09 pp	$10,808
3Y	+28.46%	8.71%	+8.89%	+19.57 pp	$12,846
5Y	+25.26%	4.61%	+1.82%	+23.44 pp	$12,526
10Y	+25.26%	2.28%	+1.82%	+23.44 pp	$12,526
15Y	+25.26%	1.51%	+1.82%	+23.44 pp	$12,526
20Y	+25.26%	1.13%	+1.83%	+23.44 pp	$12,526
30Y	+25.26%	0.75%	+1.82%	+23.44 pp	$12,526

Risk & Highlights

Best Year+10.40%2023

Worst Year-3.24%2022

Max Drawdown-72.24%2025-11-13 → 2026-02-27 · Recovered 2026-04-28

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+1.11%	-0.40%	+1.5pp	+0.41%	+0.7pp
2025	+5.97%	-0.08%	+6.1pp	+16.64%	-10.7pp
2024	+10.08%	+3.84%	+6.2pp	+24.00%	-13.9pp
2023	+10.40%	+3.87%	+6.5pp	+24.81%	-14.4pp
2022	-3.24%	-6.85%	+3.6pp	-19.95%	+16.7pp

SAT underperformed the S&P 500 by 23.24pp over the past year (+8.08% vs +31.32%).

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SAT Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
SATSaratoga Investment Corp 6.00%	$349M	+1.4%	+2.6%	+8.1%	+6.1pp	+28.5%	+25.3%	+25.3%
SARSaratoga Investment Corp.	$365M	-0.3%	+2.5%	+4.6%	+14.1pp	+28.7%	+42.2%	+188.0%
GBDCGolub Capital BDC, Inc.	$3.5B	+3.9%	+0.5%	+4.4%	+10.6pp	+36.5%	+33.5%	+61.2%
ARCCAres Capital Corporation	$13.8B	+4.7%	-3.9%	+1.9%	+9.3pp	+35.3%	+49.5%	+139.7%
FSCOFS Credit Opportunities Corp.	$1.0B	+4.8%	-13.7%	-13.1%	+11.4pp	+73.3%	+72.4%	+72.4%
TPVGTriplePoint Venture Growth BDC Corp.	$226M	+7.1%	-12.7%	+8.6%	+16.7pp	-7.5%	-19.0%	+87.8%
PFLTPennantPark Floating Rate Capital Ltd.	$914M	+9.8%	+2.4%	+3.7%	+12.2pp	+20.7%	+19.4%	+77.8%
SLRCSLR Investment Corp.	$761M	-5.2%	-6.9%	+0.5%	+10.6pp	+33.0%	+17.8%	+64.1%
CGBDCarlyle Secured Lending, Inc.	$866M	+7.6%	-2.2%	-5.3%	+11.2pp	+26.8%	+51.3%	+48.4%
HTGCHercules Capital, Inc.	$3.0B	+8.3%	-10.3%	+5.7%	+11.6pp	+64.2%	+48.1%	+173.0%
MAINMain Street Capital Corporation	$5.1B	+5.8%	-5.0%	+16.3%	+8.1pp	+68.6%	+80.9%	+182.8%

Compare:SAT vs SAR SAT vs GBDC SAT vs ARCC SAT vs SAR vs GBDC

About SAT Dividend Returns

Saratoga Investment Corp 6.00% (SAT) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of SAT over the past year?

Saratoga Investment Corp 6.00% (SAT) delivered a total return of 8.08% over the past year when dividends are reinvested. The price-only return was 1.99%, meaning dividends contributed an additional 6.09 percentage points to total returns.

Q2How much would $10,000 invested in SAT be worth today?

A $10,000 investment in Saratoga Investment Corp 6.00% one year ago would be worth $10,808 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $10,199. Dividend reinvestment added $609 to the portfolio value.

Q3Does SAT pay dividends?

Yes, Saratoga Investment Corp 6.00% (SAT) pays dividends. In the last year, SAT paid approximately $2.93 per share in dividends (11.66% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did SAT beat the S&P 500?

No, Saratoga Investment Corp 6.00% (SAT) underperformed the S&P 500 by 23.24 percentage points over the past year. SAT delivered a total return of 8.08%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed SAT by 23.24pp during this period.

Q5What is SAT's worst drawdown?

Saratoga Investment Corp 6.00% (SAT) experienced a maximum drawdown of -72.24% over the past year, declining from its peak on 2025-11-13 to its trough on 2026-02-27. The stock recovered to its prior peak by 2026-04-28. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is SAT's long-term total return over 10, 20, or 30 years?

Here are Saratoga Investment Corp 6.00% (SAT)'s long-term returns with dividends reinvested. Over 10 years, the total return is 25.3% (2.3% CAGR) — $10,000 would have grown to $12,526. Over 20 years: 25.3% total return (1.1% CAGR) — $10,000 → $12,526. Over 30 years: 25.3% total return (0.8% CAGR) — $10,000 → $12,526. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was SAT's best and worst year?

Saratoga Investment Corp 6.00%'s best calendar year was 2023 with a total return of 10.4%. Its worst year was 2022 with a total return of -3.2%. This range shows the volatility investors should expect — the difference between the best and worst year is 13.6 percentage points.