Third Coast Bancshares, Inc. (TCBX) Total Return Calculator with Dividends Reinvested

Third Coast Bancshares, Inc.

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The total return for Third Coast Bancshares, Inc. (TCBX) stock is +29.71% over the past 12 months. So far it's up 7.08% this year. The 5-year total return is +196.72%, meaning $10,000 invested in TCBX stock 5 years ago would be worth $29,672 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in TCBX 1 year ago, it would be worth $13,267 today — you'd have gained $3,267.

With Dividends Reinvested$13,267+32.67%

Price Only (No DRIP)$13,267+32.67%

Period2025-06-13 → 2026-06-12

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in TCBX

1Y$12,971+$2,971 (+29.7%)29.7% CAGR

3Y$23,411+$13,411 (+134.1%)32.8% CAGR

5Y$29,672+$19,672 (+196.7%)24.3% CAGR

10Y$29,672+$19,672 (+196.7%)11.5% CAGR

15Y$29,672+$19,672 (+196.7%)7.5% CAGR

20Y$29,672+$19,672 (+196.7%)5.6% CAGR

30Y$29,672+$19,672 (+196.7%)3.7% CAGR

Third Coast Bancshares, Inc. did not pay dividends during this period. Total return = price return.

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As of 2026-06-13

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+7.08%	—	+7.08%	—	$10,708
1Y	+29.71%	29.71%	+29.71%	—	$12,971
3Y	+134.11%	32.78%	+134.11%	—	$23,411
5Y	+196.72%	24.30%	+60.26%	+136.47 pp	$29,672
10Y	+196.72%	11.49%	+60.26%	+136.47 pp	$29,672
15Y	+196.72%	7.52%	+60.26%	+136.47 pp	$29,672
20Y	+196.72%	5.59%	+60.25%	+136.47 pp	$29,672
30Y	+196.72%	3.69%	+60.25%	+136.47 pp	$29,672

Risk & Highlights

Best Year+104.39%2023

Worst Year+3.88%2021

Max Drawdown-16.06%2026-02-06 → 2026-03-18

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+5.82%	+5.82%	—	+0.41%	+5.4pp
2025	+15.74%	+15.74%	—	+16.64%	-0.9pp
2024	+73.30%	+73.30%	—	+24.00%	+49.3pp
2023	+104.39%	+10.51%	+93.9pp	+24.81%	+79.6pp
2022	+37.23%	-29.12%	+66.3pp	-19.95%	+57.2pp

TCBX outperformed the S&P 500 by 6.85pp over the past year (+29.71% vs +22.86%).

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TCBX Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
TCBXThird Coast Bancshares, Inc.	$555M	+7.6%	+7.1%	+29.7%	—	+134.1%	+196.7%	+196.7%
FFINFirst Financial Bankshares, Inc.	$4.8B	+6.2%	+13.5%	-5.5%	+2.7pp	+24.3%	-25.9%	+136.4%
SBSISouthside Bancshares, Inc.	$1.0B	+5.4%	+15.4%	+25.3%	+5.0pp	+37.9%	-0.2%	+62.6%
TCBITexas Capital Bancshares, Inc.	$4.5B	+4.2%	+10.9%	+32.7%	+0.3pp	+92.7%	+54.1%	+109.7%
SFNCSimmons First National Corporation	$3.3B	+7.7%	+20.7%	+23.0%	+4.5pp	+37.1%	-11.5%	+26.2%
HOMBHome Bancshares, Inc.	$5.6B	+7.5%	+2.7%	+3.0%	+2.9pp	+31.2%	+22.1%	+57.7%
LKFNLakeland Financial Corporation	$1.6B	+3.4%	+11.4%	+5.4%	+3.4pp	+24.5%	+19.5%	+139.3%
BANRBanner Corporation	$2.3B	+4.2%	+9.3%	+11.1%	+3.2pp	+59.7%	+35.1%	+101.5%
CVBFCVB Financial Corp.	$2.9B	+7.0%	+14.8%	+16.3%	+4.2pp	+64.4%	+15.2%	+66.9%
FISFidelity National Information Services, Inc.	$20.3B	-8.9%	-38.9%	-49.4%	+2.1pp	-18.9%	-67.3%	-25.6%
FISVFiserv, Inc.	$28.8B	-2.0%	-18.0%	-68.0%	—	-54.3%	-50.7%	+1.8%

Compare:TCBX vs FFIN TCBX vs SBSI TCBX vs TCBI TCBX vs FFIN vs SBSI

About TCBX Dividend Returns

Third Coast Bancshares, Inc. (TCBX) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of TCBX over the past year?

Third Coast Bancshares, Inc. (TCBX) delivered a total return of 29.71% over the past year when dividends are reinvested. The price-only return was 29.71%, meaning dividends contributed an additional 0.00 percentage points to total returns.

Q2How much would $10,000 invested in TCBX be worth today?

A $10,000 investment in Third Coast Bancshares, Inc. one year ago would be worth $12,971 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,971. Dividend reinvestment added $0 to the portfolio value.

Q3Does TCBX pay dividends?

Yes, Third Coast Bancshares, Inc. (TCBX) pays dividends. In the last year, TCBX paid approximately $0.29 per share in dividends (0.72% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did TCBX beat the S&P 500?

Yes, Third Coast Bancshares, Inc. (TCBX) outperformed the S&P 500 by 6.85 percentage points over the past year. TCBX delivered a total return of 29.71%, compared to the S&P 500's 22.86%. This 6.85pp alpha means investors in TCBX earned more than a passive S&P 500 index fund.

Q5What is TCBX's worst drawdown?

Third Coast Bancshares, Inc. (TCBX) experienced a maximum drawdown of -16.06% over the past year, declining from its peak on 2026-02-06 to its trough on 2026-03-18. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is TCBX's long-term total return over 10, 20, or 30 years?

Here are Third Coast Bancshares, Inc. (TCBX)'s long-term returns with dividends reinvested. Over 10 years, the total return is 196.7% (11.5% CAGR) — $10,000 would have grown to $29,672. Over 20 years: 196.7% total return (5.6% CAGR) — $10,000 → $29,672. Over 30 years: 196.7% total return (3.7% CAGR) — $10,000 → $29,672. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was TCBX's best and worst year?

Third Coast Bancshares, Inc.'s best calendar year was 2023 with a total return of 104.4%. Its worst year was 2021 with a total return of 3.9%. This range shows the volatility investors should expect — the difference between the best and worst year is 100.5 percentage points.

How much would $100/month in TCBX be worth today?

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