ATIF Holdings Ltd. (ZBAI) Total Return Calculator with Dividends Reinvested

ATIF Holdings Ltd.

Popular:

The total return for ATIF Holdings Ltd. (ZBAI) stock is +50.67% over the past 12 months. So far it's up 29.71% this year. The 5-year total return is -26.40%, meaning $10,000 invested in ZBAI stock 5 years ago would be worth $7,360 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in ZBAI 1 year ago, it would be worth $15,954 today — you'd have gained $5,954.

With Dividends Reinvested$15,954+59.54%

Price Only (No DRIP)$15,954+59.54%

Period2025-06-30 → 2026-05-15

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in ZBAI

1Y$15,067+$5,067 (+50.7%)50.7% CAGR

3Y$7,360-$2,640 (-26.4%)-9.7% CAGR

5Y$7,360-$2,640 (-26.4%)-5.9% CAGR

10Y$7,360-$2,640 (-26.4%)-3.0% CAGR

15Y$7,360-$2,640 (-26.4%)-2.0% CAGR

20Y$7,360-$2,640 (-26.4%)-1.5% CAGR

30Y$7,360-$2,640 (-26.4%)-1.0% CAGR

ATIF Holdings Ltd. did not pay dividends during this period. Total return = price return.

Loading ZBAI total return...

As of 2026-06-27

Performance Summary

Best Year+58.39%2024

Worst Year-77.50%2025

Max Drawdown-62.42%2025-07-16 → 2026-03-19

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+29.71%	—	+29.71%	—	$12,971
1Y	+50.67%	50.67%	+59.54%	—	$15,067
3Y	-26.40%	-9.71%	-26.40%	—	$7,360
5Y	-26.40%	-5.95%	-26.40%	—	$7,360
10Y	-26.40%	-3.02%	-26.40%	—	$7,360
15Y	-26.40%	-2.02%	-26.40%	—	$7,360
20Y	-26.40%	-1.52%	-26.40%	—	$7,360
30Y	-26.40%	-1.02%	-26.40%	—	$7,360

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-2.90%	-2.90%	—	+0.41%	-3.3pp
2025	-77.50%	-77.50%	—	+16.64%	-94.1pp
2024	+58.39%	+58.39%	—	+24.00%	+34.4pp

ZBAI outperformed the S&P 500 by 29.83pp over the past year (+50.67% vs +20.84%).

Loading summary...

ZBAI Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
ZBAIATIF Holdings Ltd.	$154M	—	+29.7%	+50.7%	—	-26.4%	-26.4%	-26.4%
RCONRecon Technology, Ltd.	$8M	-31.3%	-75.0%	-85.4%	—	-94.2%	-99.5%	-99.6%
CLPSCLPS Incorporation	$25M	-5.4%	-6.9%	-3.2%	—	-10.0%	-71.4%	-77.9%
FTFTFuture FinTech Group Inc.	$4M	-43.3%	-9.7%	-40.1%	—	-94.9%	-99.6%	-99.5%
CNETZW Data Action Technologies Inc.	$3M	+28.3%	-23.8%	-27.8%	—	-82.1%	-97.3%	-96.3%
HUYAHUYA Inc.	$520M	-9.6%	-17.5%	+5.6%	+46.3pp	+58.6%	-66.8%	-64.4%
JFINJiayin Group Inc.	$158M	-28.2%	-50.0%	-77.1%	+4.8pp	-8.9%	-9.2%	-68.6%
QFINQfin Holdings, Inc.	$2.1B	+25.6%	-12.1%	-61.8%	+5.1pp	+27.1%	-50.8%	+28.0%
LXEHLixiang Education Holding Co., Ltd.	$2M	-7.8%	-25.5%	-91.6%	—	-98.9%	-99.9%	-99.8%
CNFCNFinance Holdings Limited	$963,881	-7.6%	-49.0%	-41.2%	—	-89.8%	-90.2%	-96.0%
TIGRUP Fintech Holding Ltd. Sponsored ADR Class A	$870M	-6.4%	-55.4%	-42.7%	—	+69.5%	-82.7%	-57.3%

Compare:ZBAI vs RCON ZBAI vs CLPS ZBAI vs FTFT ZBAI vs RCON vs CLPS

About ZBAI Dividend Returns

ATIF Holdings Ltd. (ZBAI) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of ZBAI over the past year?

ATIF Holdings Ltd. (ZBAI) delivered a return of 50.67% over the past year. Since ZBAI does not currently pay dividends, the total return equals the price-only return.

Q2How much would $10,000 invested in ZBAI be worth today?

A $10,000 investment in ATIF Holdings Ltd. one year ago would be worth $15,067 today, representing a gain of $5,067.

Q3Does ZBAI pay dividends?

ATIF Holdings Ltd. (ZBAI) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends. For ZBAI, the total return equals the price-only return.

Q4Did ZBAI beat the S&P 500?

Yes, ATIF Holdings Ltd. (ZBAI) outperformed the S&P 500 by 29.83 percentage points over the past year. ZBAI delivered a total return of 50.67%, compared to the S&P 500's 20.84%. This 29.83pp alpha means investors in ZBAI earned more than a passive S&P 500 index fund.

Q5What is ZBAI's worst drawdown?

ATIF Holdings Ltd. (ZBAI) experienced a maximum drawdown of -62.42% over the past year, declining from its peak on 2025-07-16 to its trough on 2026-03-19. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is ZBAI's long-term total return over 10, 20, or 30 years?

Here are ATIF Holdings Ltd. (ZBAI)'s long-term returns with dividends reinvested. Over 10 years, the total return is -26.4% (-3.0% CAGR) — $10,000 would have grown to $7,360. Over 20 years: -26.4% total return (-1.5% CAGR) — $10,000 → $7,360. Over 30 years: -26.4% total return (-1.0% CAGR) — $10,000 → $7,360. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was ZBAI's best and worst year?

ATIF Holdings Ltd.'s best calendar year was 2024 with a total return of 58.4%. Its worst year was 2025 with a total return of -77.5%. This range shows the volatility investors should expect — the difference between the best and worst year is 135.9 percentage points.

How much would $100/month in ZBAI be worth today?

Dollar cost averaging calculator · DCA vs lump sum · see how regular investing compounds

Run the Numbers →