ACR vs BRSP vs TRTX vs ACRE vs BXMT

For growth investors, TPG RE Finance Trust, Inc.

(TRTX) is the stronger pick with 123. 3% revenue growth year-over-year, versus -14. 0% for Blackstone Mortgage Trust, Inc. (BXMT). TPG RE Finance Trust, Inc. (TRTX) offers the better valuation at 15. 0x trailing P/E (8. 2x forward), making it the more compelling value choice. Analysts rate ACRES Commercial Realty Corp. (ACR) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, TPG RE Finance Trust, Inc.

(TRTX) is the cheapest at 15. 0x versus ACRES Commercial Realty Corp. at 701. 9x. On forward P/E, TPG RE Finance Trust, Inc. is actually cheaper at 8. 2x.

Over the past 5 years, ACRES Commercial Realty Corp.

(ACR) delivered a total return of +45. 7%, compared to -28. 4% for Ares Commercial Real Estate Corporation (ACRE). Over 10 years, the gap is even starker: BXMT returned +50. 4% versus BRSP's -35. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), ACRES Commercial Realty Corp.

(ACR) is the lower-risk stock at 0. 54β versus Ares Commercial Real Estate Corporation's 0. 96β — meaning ACRE is approximately 77% more volatile than ACR relative to the S&P 500. On balance sheet safety, Ares Commercial Real Estate Corporation (ACRE) carries a lower debt/equity ratio of 2% versus 5% for Blackstone Mortgage Trust, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), TPG RE Finance Trust, Inc.

(TRTX) is pulling ahead at 123. 3% versus -14. 0% for Blackstone Mortgage Trust, Inc. (BXMT). On earnings-per-share growth, the picture is similar: Blackstone Mortgage Trust, Inc. grew EPS 154. 7% year-over-year, compared to -97. 2% for ACRES Commercial Realty Corp.. Over a 3-year CAGR, ACR leads at 38. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

TPG RE Finance Trust, Inc.

(TRTX) is the more profitable company, earning 18. 1% net margin versus -9. 4% for BrightSpire Capital, Inc. — meaning it keeps 18. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TRTX leads at 73. 0% versus 39. 5% for BRSP. At the gross margin level — before operating expenses — ACR leads at 96. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, TPG RE Finance Trust, Inc.

(TRTX) trades at 8. 2x forward P/E versus 33. 2x for ACRES Commercial Realty Corp. — 25. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TRTX: 16. 7% to $10. 00.

All stocks in this comparison pay dividends.

Ares Commercial Real Estate Corporation (ACRE) offers the highest yield at 13. 8%, versus 9. 9% for Blackstone Mortgage Trust, Inc. (BXMT).

For long-horizon retirement investors, ACRES Commercial Realty Corp.

(ACR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 54), 12. 7% yield). Both have compounded well over 10 years (ACR: -1. 4%, ACRE: +44. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: ACR is a small-cap high-growth stock; BRSP is a small-cap income-oriented stock; TRTX is a small-cap high-growth stock; ACRE is a small-cap income-oriented stock; BXMT is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.