CTEV vs EHTH vs HIMS vs TDOC vs EXLS

For growth investors, Hims & Hers Health, Inc.

(HIMS) is the stronger pick with 59. 0% revenue growth year-over-year, versus -1. 5% for Teladoc Health, Inc. (TDOC). ExlService Holdings, Inc. (EXLS) offers the better valuation at 16. 8x trailing P/E (11. 6x forward), making it the more compelling value choice. Analysts rate Claritev Corporation (CTEV) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, ExlService Holdings, Inc.

(EXLS) is the cheapest at 16. 8x versus Hims & Hers Health, Inc. at 69. 5x.

Over the past 5 years, Hims & Hers Health, Inc.

(HIMS) delivered a total return of +219. 5%, compared to -97. 3% for eHealth, Inc. (EHTH). Over 10 years, the gap is even starker: HIMS returned +261. 9% versus EHTH's -88. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), ExlService Holdings, Inc.

(EXLS) is the lower-risk stock at 0. 42β versus Hims & Hers Health, Inc. 's 2. 53β — meaning HIMS is approximately 496% more volatile than EXLS relative to the S&P 500. On balance sheet safety, eHealth, Inc. (EHTH) carries a lower debt/equity ratio of 14% versus 2% for Hims & Hers Health, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Hims & Hers Health, Inc.

(HIMS) is pulling ahead at 59. 0% versus -1. 5% for Teladoc Health, Inc. (TDOC). On earnings-per-share growth, the picture is similar: Claritev Corporation grew EPS 83. 0% year-over-year, compared to -3. 8% for Hims & Hers Health, Inc.. Over a 3-year CAGR, HIMS leads at 64. 5% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

ExlService Holdings, Inc.

(EXLS) is the more profitable company, earning 12. 0% net margin versus -29. 4% for Claritev Corporation — meaning it keeps 12. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EXLS leads at 15. 0% versus -10. 4% for TDOC. At the gross margin level — before operating expenses — EHTH leads at 97. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

Analyst consensus price targets imply the most upside for EXLS: 55.

2% to $40. 25.

In this comparison, EHTH (11.

7% yield) pays a dividend. CTEV, HIMS, TDOC, EXLS do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, ExlService Holdings, Inc.

(EXLS) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 42), +149. 3% 10Y return). Claritev Corporation (CTEV) carries a higher beta of 2. 26 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (EXLS: +149. 3%, CTEV: +0. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (CTEV (Healthcare) and EHTH (Financial Services) and HIMS (Healthcare) and TDOC (Healthcare) and EXLS (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: CTEV is a small-cap quality compounder stock; EHTH is a small-cap income-oriented stock; HIMS is a small-cap high-growth stock; TDOC is a small-cap quality compounder stock; EXLS is a small-cap deep-value stock. EHTH pays a dividend while CTEV, HIMS, TDOC, EXLS do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.