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5 / 10Stock Comparison
CURR vs MGNI vs PUBM vs IMXI vs WU
Revenue, margins, valuation, and 5-year total return — side by side.
Advertising Agencies
Software - Application
Software - Infrastructure
Financial - Credit Services
CURR vs MGNI vs PUBM vs IMXI vs WU — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Financial - Credit Services | Advertising Agencies | Software - Application | Software - Infrastructure | Financial - Credit Services |
| Market Cap | $330M | $2.01B | $485M | $477M | $2.83B |
| Revenue (TTM) | $46M | $723M | $282M | $521M | $4.04B |
| Net Income (TTM) | $-34M | $159M | $-17M | $33M | $441M |
| Gross Margin | 31.4% | 63.4% | 63.2% | 7.6% | 28.7% |
| Operating Margin | -59.0% | 14.8% | -7.3% | -3.8% | 19.4% |
| Forward P/E | — | 13.4x | — | 10.5x | 5.1x |
| Total Debt | $22M | $279M | $44M | $217M | $0.00 |
| Cash & Equiv. | $64M | $553M | $146M | $169M | $1.23B |
CURR vs MGNI vs PUBM vs IMXI vs WU — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Dec 20 | May 26 | Return |
|---|---|---|---|
| Currenc Group, Inc. (CURR) | 100 | 331.5 | +231.5% |
| Magnite, Inc. (MGNI) | 100 | 45.6 | -54.4% |
| PubMatic, Inc. (PUBM) | 100 | 36.6 | -63.4% |
| International Money… (IMXI) | 100 | 102.2 | +2.2% |
| The Western Union C… (WU) | 100 | 41.2 | -58.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CURR vs MGNI vs PUBM vs IMXI vs WU
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CURR has the current edge in this matchup, primarily because of its strength in income & stability and long-term compounding.
- Dividend streak 1 yrs, beta 0.06
- 110.2% 10Y total return vs IMXI's 63.5%
- Beta 0.06 vs MGNI's 1.63
- +242.1% vs PUBM's +2.0%
MGNI is the #2 pick in this set and the best alternative if growth exposure is your priority.
- Rev growth 6.9%, EPS growth 493.8%, 3Y rev CAGR 7.4%
- 6.9% revenue growth vs IMXI's -21.0%
- 22.0% margin vs CURR's -85.0%
Among these 5 stocks, PUBM doesn't own a clear edge in any measured category.
IMXI is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta 0.37, current ratio 2.51x
- Beta 0.37, current ratio 2.51x
- 6.5% ROA vs CURR's -34.0%
WU ranks third and is worth considering specifically for value and dividends.
- Lower P/E (5.1x vs 10.5x)
- 10.4% yield; 11-year raise streak; the other 4 pay no meaningful dividend
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 6.9% revenue growth vs IMXI's -21.0% | |
| Value | Lower P/E (5.1x vs 10.5x) | |
| Quality / Margins | 22.0% margin vs CURR's -85.0% | |
| Stability / Safety | Beta 0.06 vs MGNI's 1.63 | |
| Dividends | 10.4% yield; 11-year raise streak; the other 4 pay no meaningful dividend | |
| Momentum (1Y) | +242.1% vs PUBM's +2.0% | |
| Efficiency (ROA) | 6.5% ROA vs CURR's -34.0% |
CURR vs MGNI vs PUBM vs IMXI vs WU — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
CURR vs MGNI vs PUBM vs IMXI vs WU — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
WU leads in 3 of 6 categories
MGNI leads 1 • CURR leads 1 • PUBM leads 0 • IMXI leads 0 • 1 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
MGNI leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
WU is the larger business by revenue, generating $4.0B annually — 87.0x CURR's $46M. MGNI is the more profitable business, keeping 22.0% of every revenue dollar as net income compared to CURR's -85.0%. On growth, MGNI holds the edge at +5.5% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $46M | $723M | $282M | $521M | $4.0B |
| EBITDAEarnings before interest/tax | -$11M | $145M | $11M | -$3M | $838M |
| Net IncomeAfter-tax profit | -$34M | $159M | -$17M | $33M | $441M |
| Free Cash FlowCash after capex | $2M | $44M | $43M | $16M | $331M |
| Gross MarginGross profit ÷ Revenue | +31.4% | +63.4% | +63.2% | +7.6% | +28.7% |
| Operating MarginEBIT ÷ Revenue | -59.0% | +14.8% | -7.3% | -3.8% | +19.4% |
| Net MarginNet income ÷ Revenue | -85.0% | +22.0% | -6.2% | +6.3% | +12.4% |
| FCF MarginFCF ÷ Revenue | +6.2% | +6.1% | +15.1% | +3.0% | +9.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +5.5% | -2.0% | -63.4% | — |
| EPS Growth (YoY)Latest quarter vs prior year | +139.7% | +142.9% | -35.0% | -38.8% | -44.4% |
Valuation Metrics
WU leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 5.9x trailing earnings, WU trades at a 60% valuation discount to MGNI's 14.7x P/E. On an enterprise value basis, WU's 1.7x EV/EBITDA is more attractive than PUBM's 14.5x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $330M | $2.0B | $485M | $477M | $2.8B |
| Enterprise ValueMkt cap + debt − cash | $289M | $1.7B | $384M | $525M | $1.6B |
| Trailing P/EPrice ÷ TTM EPS | -4.18x | 14.74x | -33.03x | 14.69x | 5.90x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 13.45x | — | 10.45x | 5.12x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | 3.51x | — |
| EV / EBITDAEnterprise value multiple | — | 11.43x | 14.47x | — | 1.68x |
| Price / SalesMarket cap ÷ Revenue | 7.11x | 2.81x | 1.72x | 0.92x | 0.70x |
| Price / BookPrice ÷ Book value/share | — | 2.33x | 1.83x | 2.97x | 3.09x |
| Price / FCFMarket cap ÷ FCF | 114.91x | 12.11x | 7.28x | 30.18x | 7.20x |
Profitability & Efficiency
WU leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
WU delivers a 47.9% return on equity — every $100 of shareholder capital generates $48 in annual profit, vs $-7 for PUBM. PUBM carries lower financial leverage with a 0.17x debt-to-equity ratio, signaling a more conservative balance sheet compared to IMXI's 1.34x. On the Piotroski fundamental quality scale (0–9), CURR scores 6/9 vs WU's 5/9, reflecting solid financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | — | +18.6% | -7.0% | +22.1% | +47.9% |
| ROA (TTM)Return on assets | -34.0% | +5.3% | -2.6% | +6.5% | +5.5% |
| ROICReturn on invested capital | — | +9.5% | -6.8% | -7.6% | +23.3% |
| ROCEReturn on capital employed | — | +7.3% | -5.5% | -5.8% | +12.5% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 6 | 5 | 5 | 5 |
| Debt / EquityFinancial leverage | — | 0.30x | 0.17x | 1.34x | — |
| Net DebtTotal debt minus cash | -$41M | -$275M | -$102M | $48M | -$1.2B |
| Cash & Equiv.Liquid assets | $64M | $553M | $146M | $169M | $1.2B |
| Total DebtShort + long-term debt | $22M | $279M | $44M | $217M | $0 |
| Interest CoverageEBIT ÷ Interest expense | -10.70x | 4.03x | — | -1.69x | 2.11x |
Total Returns (Dividends Reinvested)
CURR leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in CURR five years ago would be worth $52,606 today (with dividends reinvested), compared to $2,295 for PUBM. Over the past 12 months, CURR leads with a +242.1% total return vs PUBM's +2.0%. The 3-year compound annual growth rate (CAGR) favors CURR at 2.1% vs IMXI's -14.8% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +127.4% | -12.8% | +19.2% | +3.4% | +0.4% |
| 1-Year ReturnPast 12 months | +242.1% | +12.6% | +2.0% | +51.6% | +4.5% |
| 3-Year ReturnCumulative with dividends | +2858.1% | +58.7% | -18.5% | -38.0% | -3.3% |
| 5-Year ReturnCumulative with dividends | +426.1% | -60.9% | -77.1% | +9.4% | -45.3% |
| 10-Year ReturnCumulative with dividends | +110.2% | -4.7% | -65.2% | +63.5% | -7.6% |
| CAGR (3Y)Annualised 3-year return | +2.1% | +16.7% | -6.6% | -14.8% | -1.1% |
Risk & Volatility
Evenly matched — CURR and IMXI each lead in 1 of 2 comparable metrics.
Risk & Volatility
CURR is the less volatile stock with a 0.06 beta — it tends to amplify market swings less than MGNI's 1.63 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. IMXI currently trades 99.4% from its 52-week high vs MGNI's 52.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.06x | 1.63x | 1.51x | 0.37x | 0.63x |
| 52-Week HighHighest price in past year | $4.68 | $26.65 | $13.88 | $15.95 | $10.35 |
| 52-Week LowLowest price in past year | $0.33 | $10.82 | $6.21 | $8.58 | $7.85 |
| % of 52W HighCurrent price vs 52-week peak | +92.1% | +52.5% | +73.8% | +99.4% | +87.2% |
| RSI (14)Momentum oscillator 0–100 | 70.4 | 55.4 | 66.5 | 46.9 | 45.5 |
| Avg Volume (50D)Average daily shares traded | 164K | 2.1M | 746K | 358K | 8.1M |
Analyst Outlook
WU leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Analyst consensus: MGNI as "Buy", PUBM as "Buy", IMXI as "Buy", WU as "Hold". Consensus price targets imply 70.2% upside for IMXI (target: $27) vs -18.8% for CURR (target: $4). WU is the only dividend payer here at 10.45% yield — a key consideration for income-focused portfolios.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Buy | Buy | Hold |
| Price TargetConsensus 12-month target | $3.50 | $18.00 | $14.00 | $27.00 | $9.00 |
| # AnalystsCovering analysts | — | 31 | 16 | 12 | 48 |
| Dividend YieldAnnual dividend ÷ price | — | — | — | — | +10.4% |
| Dividend StreakConsecutive years of raises | 1 | — | — | 1 | 11 |
| Dividend / ShareAnnual DPS | — | — | — | — | $0.94 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +2.3% | +9.6% | +3.4% | +8.3% |
WU leads in 3 of 6 categories (Valuation Metrics, Profitability & Efficiency). MGNI leads in 1 (Income & Cash Flow). 1 tied.
CURR vs MGNI vs PUBM vs IMXI vs WU: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is CURR or MGNI or PUBM or IMXI or WU a better buy right now?
For growth investors, Magnite, Inc.
(MGNI) is the stronger pick with 6. 9% revenue growth year-over-year, versus -21. 0% for International Money Express, Inc. (IMXI). The Western Union Company (WU) offers the better valuation at 5. 9x trailing P/E (5. 1x forward), making it the more compelling value choice. Analysts rate Magnite, Inc. (MGNI) a "Buy" — based on 31 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CURR or MGNI or PUBM or IMXI or WU?
On trailing P/E, The Western Union Company (WU) is the cheapest at 5.
9x versus Magnite, Inc. at 14. 7x. On forward P/E, The Western Union Company is actually cheaper at 5. 1x.
03Which is the better long-term investment — CURR or MGNI or PUBM or IMXI or WU?
Over the past 5 years, Currenc Group, Inc.
(CURR) delivered a total return of +426. 1%, compared to -77. 1% for PubMatic, Inc. (PUBM). Over 10 years, the gap is even starker: CURR returned +110. 2% versus PUBM's -65. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CURR or MGNI or PUBM or IMXI or WU?
By beta (market sensitivity over 5 years), Currenc Group, Inc.
(CURR) is the lower-risk stock at 0. 06β versus Magnite, Inc. 's 1. 63β — meaning MGNI is approximately 2505% more volatile than CURR relative to the S&P 500. On balance sheet safety, PubMatic, Inc. (PUBM) carries a lower debt/equity ratio of 17% versus 134% for International Money Express, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — CURR or MGNI or PUBM or IMXI or WU?
By revenue growth (latest reported year), Magnite, Inc.
(MGNI) is pulling ahead at 6. 9% versus -21. 0% for International Money Express, Inc. (IMXI). On earnings-per-share growth, the picture is similar: Magnite, Inc. grew EPS 493. 8% year-over-year, compared to -390. 5% for Currenc Group, Inc.. Over a 3-year CAGR, MGNI leads at 7. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CURR or MGNI or PUBM or IMXI or WU?
Magnite, Inc.
(MGNI) is the more profitable company, earning 20. 3% net margin versus -85. 0% for Currenc Group, Inc. — meaning it keeps 20. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: WU leads at 19. 4% versus -59. 0% for CURR. At the gross margin level — before operating expenses — PUBM leads at 63. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CURR or MGNI or PUBM or IMXI or WU more undervalued right now?
On forward earnings alone, The Western Union Company (WU) trades at 5.
1x forward P/E versus 13. 4x for Magnite, Inc. — 8. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for IMXI: 70. 2% to $27. 00.
08Which pays a better dividend — CURR or MGNI or PUBM or IMXI or WU?
In this comparison, WU (10.
4% yield) pays a dividend. CURR, MGNI, PUBM, IMXI do not pay a meaningful dividend and should not be held primarily for income.
09Is CURR or MGNI or PUBM or IMXI or WU better for a retirement portfolio?
For long-horizon retirement investors, Currenc Group, Inc.
(CURR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 06), +110. 2% 10Y return). Magnite, Inc. (MGNI) carries a higher beta of 1. 63 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (CURR: +110. 2%, MGNI: -4. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CURR and MGNI and PUBM and IMXI and WU?
These companies operate in different sectors (CURR (Financial Services) and MGNI (Communication Services) and PUBM (Technology) and IMXI (Technology) and WU (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: CURR is a small-cap quality compounder stock; MGNI is a small-cap deep-value stock; PUBM is a small-cap quality compounder stock; IMXI is a small-cap deep-value stock; WU is a small-cap deep-value stock. WU pays a dividend while CURR, MGNI, PUBM, IMXI do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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