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EBC vs ICE vs MCO vs FIS vs FISV
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
Financial - Data & Stock Exchanges
Information Technology Services
Information Technology Services
EBC vs ICE vs MCO vs FIS vs FISV — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges | Financial - Data & Stock Exchanges | Information Technology Services | Information Technology Services |
| Market Cap | $4.49B | $88.45B | $81.04B | $24.47B | $30.38B |
| Revenue (TTM) | $1.06B | $12.64B | $7.72B | $10.89B | $21.09B |
| Net Income (TTM) | $88M | $3.30B | $2.50B | $382M | $3.20B |
| Gross Margin | 66.2% | 61.9% | 68.2% | 38.1% | 60.8% |
| Operating Margin | 9.9% | 38.7% | 44.8% | 17.5% | 24.4% |
| Forward P/E | 10.7x | 19.5x | 27.4x | 7.5x | 7.0x |
| Total Debt | $215M | $20.28B | $7.35B | $4.01B | $29.12B |
| Cash & Equiv. | $126M | $837M | $2.38B | $599M | $798M |
EBC vs ICE vs MCO vs FIS vs FISV — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Oct 20 | May 26 | Return |
|---|---|---|---|
| Eastern Bankshares,… (EBC) | 100 | 167.0 | +67.0% |
| Intercontinental Ex… (ICE) | 100 | 165.4 | +65.4% |
| Moody's Corporation (MCO) | 100 | 173.9 | +73.9% |
| Fidelity National I… (FIS) | 100 | 37.9 | -62.1% |
| Fiserv, Inc. (FISV) | 100 | 59.5 | -40.5% |
Price return only. Dividends and distributions are not included.
Quick Verdict: EBC vs ICE vs MCO vs FIS vs FISV
Each card shows where this stock fits in a portfolio — not just who wins on paper.
EBC is the #2 pick in this set and the best alternative if momentum is your priority.
- +36.2% vs FISV's -68.8%
ICE ranks third and is worth considering specifically for income & stability and sleep-well-at-night.
- Dividend streak 14 yrs, beta 0.33, yield 1.2%
- Lower volatility, beta 0.33, Low D/E 69.9%, current ratio 1.02x
- Beta 0.33 vs EBC's 1.10
MCO carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 8.9%, EPS growth 21.4%
- 409.5% 10Y total return vs ICE's 225.3%
- 8.9% NII/revenue growth vs EBC's -1.4%
- 31.9% margin vs FIS's 3.5%
FIS is the clearest fit if your priority is defensive.
- Beta 0.76, yield 3.5%, current ratio 0.59x
FISV is the clearest fit if your priority is valuation efficiency.
- PEG 0.20 vs MCO's 3.51
- Lower P/E (7.0x vs 7.5x), PEG 0.20 vs 0.31
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 8.9% NII/revenue growth vs EBC's -1.4% | |
| Value | Lower P/E (7.0x vs 7.5x), PEG 0.20 vs 0.31 | |
| Quality / Margins | 31.9% margin vs FIS's 3.5% | |
| Stability / Safety | Beta 0.33 vs EBC's 1.10 | |
| Dividends | 0.9% yield, 22-year raise streak, vs FIS's 3.5%, (1 stock pays no dividend) | |
| Momentum (1Y) | +36.2% vs FISV's -68.8% | |
| Efficiency (ROA) | 16.2% ROA vs EBC's 0.3%, ROIC 22.5% vs 1.9% |
EBC vs ICE vs MCO vs FIS vs FISV — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
EBC vs ICE vs MCO vs FIS vs FISV — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
MCO leads in 2 of 6 categories
FISV leads 1 • EBC leads 1 • ICE leads 0 • FIS leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
MCO leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
FISV is the larger business by revenue, generating $21.1B annually — 20.0x EBC's $1.1B. MCO is the more profitable business, keeping 31.9% of every revenue dollar as net income compared to FIS's 3.5%. On growth, FIS holds the edge at +8.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $1.1B | $12.6B | $7.7B | $10.9B | $21.1B |
| EBITDAEarnings before interest/tax | $157M | $6.5B | $4.0B | $3.8B | $7.5B |
| Net IncomeAfter-tax profit | $88M | $3.3B | $2.5B | $382M | $3.2B |
| Free Cash FlowCash after capex | $413M | $4.3B | $3.0B | $2.8B | $4.0B |
| Gross MarginGross profit ÷ Revenue | +66.2% | +61.9% | +68.2% | +38.1% | +60.8% |
| Operating MarginEBIT ÷ Revenue | +9.9% | +38.7% | +44.8% | +17.5% | +24.4% |
| Net MarginNet income ÷ Revenue | +8.4% | +26.1% | +31.9% | +3.5% | +15.2% |
| FCF MarginFCF ÷ Revenue | +39.1% | +33.9% | +33.4% | +26.1% | +19.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | +8.2% | -2.0% |
| EPS Growth (YoY)Latest quarter vs prior year | +53.3% | +23.1% | +7.8% | +92.3% | -29.1% |
Valuation Metrics
FISV leads this category, winning 6 of 7 comparable metrics.
Valuation Metrics
At 9.0x trailing earnings, FISV trades at a 86% valuation discount to FIS's 63.0x P/E. Adjusting for growth (PEG ratio), FISV offers better value at 0.25x vs MCO's 4.29x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $4.5B | $88.4B | $81.0B | $24.5B | $30.4B |
| Enterprise ValueMkt cap + debt − cash | $4.6B | $107.9B | $86.0B | $27.9B | $58.7B |
| Trailing P/EPrice ÷ TTM EPS | 49.90x | 27.06x | 33.44x | 63.00x | 8.96x |
| Forward P/EPrice ÷ next-FY EPS est. | 10.65x | 19.48x | 27.37x | 7.54x | 7.01x |
| PEG RatioP/E ÷ EPS growth rate | 1.98x | 3.05x | 4.29x | 2.58x | 0.25x |
| EV / EBITDAEnterprise value multiple | 29.14x | 16.71x | 21.86x | 7.66x | 6.63x |
| Price / SalesMarket cap ÷ Revenue | 4.25x | 7.00x | 10.50x | 2.29x | 1.43x |
| Price / BookPrice ÷ Book value/share | 1.00x | 3.08x | 19.56x | 1.76x | 1.21x |
| Price / FCFMarket cap ÷ FCF | 10.87x | 20.62x | 31.47x | 9.97x | 7.00x |
Profitability & Efficiency
MCO leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
MCO delivers a 64.1% return on equity — every $100 of shareholder capital generates $64 in annual profit, vs $2 for EBC. EBC carries lower financial leverage with a 0.05x debt-to-equity ratio, signaling a more conservative balance sheet compared to MCO's 1.75x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs EBC's 4/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +2.3% | +11.6% | +64.1% | +2.7% | +12.4% |
| ROA (TTM)Return on assets | +0.3% | +2.3% | +16.2% | +1.1% | +4.0% |
| ROICReturn on invested capital | +1.9% | +7.5% | +22.5% | +6.0% | +8.1% |
| ROCEReturn on capital employed | +1.0% | +9.5% | +27.9% | +6.6% | +10.2% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 9 | 9 | 6 | 5 |
| Debt / EquityFinancial leverage | 0.05x | 0.70x | 1.75x | 0.29x | 1.13x |
| Net DebtTotal debt minus cash | $89M | $19.4B | $5.0B | $3.4B | $28.3B |
| Cash & Equiv.Liquid assets | $126M | $837M | $2.4B | $599M | $798M |
| Total DebtShort + long-term debt | $215M | $20.3B | $7.4B | $4.0B | $29.1B |
| Interest CoverageEBIT ÷ Interest expense | 0.31x | 6.53x | 17.22x | 4.64x | 6.39x |
Total Returns (Dividends Reinvested)
EBC leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ICE five years ago would be worth $14,335 today (with dividends reinvested), compared to $3,685 for FIS. Over the past 12 months, EBC leads with a +36.2% total return vs FISV's -68.8%. The 3-year compound annual growth rate (CAGR) favors EBC at 25.4% vs FISV's -22.0% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +8.4% | -2.1% | -8.2% | -27.3% | -13.4% |
| 1-Year ReturnPast 12 months | +36.2% | -10.4% | -1.5% | -35.3% | -68.8% |
| 3-Year ReturnCumulative with dividends | +97.4% | +50.8% | +52.8% | -6.6% | -52.5% |
| 5-Year ReturnCumulative with dividends | -0.4% | +43.4% | +41.4% | -63.2% | -51.7% |
| 10-Year ReturnCumulative with dividends | +82.4% | +225.3% | +409.5% | -13.2% | +9.7% |
| CAGR (3Y)Annualised 3-year return | +25.4% | +14.7% | +15.2% | -2.2% | -22.0% |
Risk & Volatility
Evenly matched — EBC and ICE each lead in 1 of 2 comparable metrics.
Risk & Volatility
ICE is the less volatile stock with a 0.33 beta — it tends to amplify market swings less than EBC's 1.10 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EBC currently trades 88.4% from its 52-week high vs FISV's 29.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.10x | 0.33x | 0.86x | 0.76x | 0.94x |
| 52-Week HighHighest price in past year | $22.57 | $189.35 | $546.88 | $82.74 | $191.91 |
| 52-Week LowLowest price in past year | $14.10 | $143.17 | $402.28 | $43.30 | $52.91 |
| % of 52W HighCurrent price vs 52-week peak | +88.4% | +82.5% | +83.6% | +57.1% | +29.6% |
| RSI (14)Momentum oscillator 0–100 | 51.7 | 38.8 | 48.0 | 43.3 | 36.5 |
| Avg Volume (50D)Average daily shares traded | 2.0M | 3.0M | 1.1M | 5.5M | 5.3M |
Analyst Outlook
Evenly matched — MCO and FIS each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: EBC as "Buy", ICE as "Buy", MCO as "Buy", FIS as "Buy", FISV as "Buy". Consensus price targets imply 42.6% upside for FIS (target: $67) vs 14.4% for EBC (target: $23). For income investors, FIS offers the higher dividend yield at 3.45% vs MCO's 0.85%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $22.83 | $195.71 | $544.75 | $67.38 | $74.64 |
| # AnalystsCovering analysts | 7 | 36 | 32 | 37 | 60 |
| Dividend YieldAnnual dividend ÷ price | +2.4% | +1.2% | +0.9% | +3.5% | — |
| Dividend StreakConsecutive years of raises | 5 | 14 | 22 | 1 | — |
| Dividend / ShareAnnual DPS | $0.49 | $1.93 | $3.90 | $1.63 | — |
| Buyback YieldShare repurchases ÷ mkt cap | +2.4% | +1.6% | +2.1% | 0.0% | +19.4% |
MCO leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). FISV leads in 1 (Valuation Metrics). 2 tied.
EBC vs ICE vs MCO vs FIS vs FISV: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is EBC or ICE or MCO or FIS or FISV a better buy right now?
For growth investors, Moody's Corporation (MCO) is the stronger pick with 8.
9% revenue growth year-over-year, versus -1. 4% for Eastern Bankshares, Inc. (EBC). Fiserv, Inc. (FISV) offers the better valuation at 9. 0x trailing P/E (7. 0x forward), making it the more compelling value choice. Analysts rate Eastern Bankshares, Inc. (EBC) a "Buy" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — EBC or ICE or MCO or FIS or FISV?
On trailing P/E, Fiserv, Inc.
(FISV) is the cheapest at 9. 0x versus Fidelity National Information Services, Inc. at 63. 0x. On forward P/E, Fiserv, Inc. is actually cheaper at 7. 0x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fiserv, Inc. wins at 0. 20x versus Moody's Corporation's 3. 51x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — EBC or ICE or MCO or FIS or FISV?
Over the past 5 years, Intercontinental Exchange, Inc.
(ICE) delivered a total return of +43. 4%, compared to -63. 2% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: MCO returned +409. 5% versus FIS's -13. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — EBC or ICE or MCO or FIS or FISV?
By beta (market sensitivity over 5 years), Intercontinental Exchange, Inc.
(ICE) is the lower-risk stock at 0. 33β versus Eastern Bankshares, Inc. 's 1. 10β — meaning EBC is approximately 236% more volatile than ICE relative to the S&P 500. On balance sheet safety, Eastern Bankshares, Inc. (EBC) carries a lower debt/equity ratio of 5% versus 175% for Moody's Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — EBC or ICE or MCO or FIS or FISV?
By revenue growth (latest reported year), Moody's Corporation (MCO) is pulling ahead at 8.
9% versus -1. 4% for Eastern Bankshares, Inc. (EBC). On earnings-per-share growth, the picture is similar: Moody's Corporation grew EPS 21. 4% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, FISV leads at 6. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — EBC or ICE or MCO or FIS or FISV?
Moody's Corporation (MCO) is the more profitable company, earning 31.
9% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 31. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MCO leads at 44. 8% versus 9. 9% for EBC. At the gross margin level — before operating expenses — MCO leads at 68. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is EBC or ICE or MCO or FIS or FISV more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Fiserv, Inc. (FISV) is the more undervalued stock at a PEG of 0. 20x versus Moody's Corporation's 3. 51x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Fiserv, Inc. (FISV) trades at 7. 0x forward P/E versus 27. 4x for Moody's Corporation — 20. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 42. 6% to $67. 38.
08Which pays a better dividend — EBC or ICE or MCO or FIS or FISV?
In this comparison, FIS (3.
5% yield), EBC (2. 4% yield), ICE (1. 2% yield), MCO (0. 9% yield) pay a dividend. FISV does not pay a meaningful dividend and should not be held primarily for income.
09Is EBC or ICE or MCO or FIS or FISV better for a retirement portfolio?
For long-horizon retirement investors, Intercontinental Exchange, Inc.
(ICE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 33), 1. 2% yield, +225. 3% 10Y return). Both have compounded well over 10 years (ICE: +225. 3%, FISV: +9. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between EBC and ICE and MCO and FIS and FISV?
These companies operate in different sectors (EBC (Financial Services) and ICE (Financial Services) and MCO (Financial Services) and FIS (Technology) and FISV (Technology)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: EBC is a small-cap quality compounder stock; ICE is a mid-cap quality compounder stock; MCO is a mid-cap quality compounder stock; FIS is a mid-cap income-oriented stock; FISV is a mid-cap deep-value stock. EBC, ICE, MCO, FIS pay a dividend while FISV does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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