Moody's fundamentals appear supported by a recurring fee franchise, with non-interest income reaching $2.0B in 2026Q3 and representing 102.7% of total revenue, while diluted EPS grew 17.8% year-over-year to $4.24 following a $5.02 peak in 2026Q2.
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Fee income of $2.0B carried 102.7% of total revenue in 2026Q3 as diluted EPS rose 17.8% year-over-year to $4.24, though the efficiency ratio widened to 30.1% from 23.5% in 2025Q1, suggesting expense growth is outpacing revenue expansion.
Moody’s is a leading credit rating agency whose demand rises when economic uncertainty spikes. The firm’s counter‑cyclical nature makes it a relatively stable investment during turbulent periods.
Moody’s revenue comes from corporate, sovereign, structured finance ratings and analytical services. This diversification reduces reliance on any single segment, allowing downturns in one area to be offset by strength in others.
The analytical services segment, which includes financial data, risk‑management software, and AI integration, is positioned for future growth. Recent acquisitions have strengthened these offerings, and Moody’s expects total issuance in 2026 to rise at a low single‑digit pace.
Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 21, 2026 | $4.14-2.6% vs $4.25 | $2.0B-2.6% vs $2.1B |
Q3 2026 Jul 22, 2026 | $4.68+9.9% vs $4.26 | $2.2B+4.7% vs $2.1B |
Q2 2026 Apr 22, 2026 | $4.33+2.6% vs $4.22 | $2.1B+0.5% vs $2.1B |
Q1 2026 Feb 18, 2026 | $3.64+6.1% vs $3.43 | $1.9B+1.5% vs $1.9B |
In Q3 2026, the portfolio underperformed its benchmark, the MSCI All Country World Index. On a positive note, our stock selection in the health care sector led to significant outperformance relative to those in the benchmark. Numerous portfolio moves were made during the quarter, but our focus remained on our three main investment themes: electrification, financials and aerospace and defense.
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Dividends, innovation, and valuation are just some of the reasons Berkshire's bosses never want to let these stocks go.
Benchmark MCO against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Moody's Corporation (MCO)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $505.67 | $87.58B | 30.40 | 9.37% | 36.16% | 82.81% | 0.77% | |
| $467.80 | $137.91B | 27.36 | 8.18% | 31.99% | 14.88% | 0.82% | |
| $327.89 | $11.66B | 21.86 | 6.89% | 22.28% | 25.61% | 1.37% | |
| $641.01 | $46.6B | 33.49 | 9.51% | 43.87% | — | 1.12% | |
| $172.27 | $97.15B | 23.37 | 9.27% | 33.78% | 14.05% | 1.12% | |
| $204.59 | $26.63B | 30.07 | 6.63% | 27.68% | — | 0.88% |
Moody's Corporation (MCO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Moody's Corporation (MCO) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 21, 2026·SEC
Jul 22, 2026·SEC
Apr 22, 2026·SEC
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Moody's Corporation (MCO) stock FAQ — growth, dividends, profitability & financials explained
Moody's Corporation (MCO) grew revenue by 9.2% over the trailing twelve months, compared with the twelve months before.
Yes. Moody's Corporation (MCO) earned $2.88B in net income over the trailing twelve months (a 36.2% net margin).
Yes. Moody's Corporation (MCO) pays a dividend that yields 0.77% at the current price, a small yield.
Moody's Corporation (MCO) had a return on equity (ROE) of 82.8% over the trailing twelve months. That is well above the market's typical 10-15%.
Moody's Corporation (MCO) has a net interest margin (NIM) of -0.8%. NIM has been under pressure due to interest rate environment.
Moody's Corporation (MCO) has an efficiency ratio of 24.0%. This is excellent, indicating strong cost control.
