FLX vs YMM vs GDS vs ZTO vs UPS

For growth investors, Full Truck Alliance Co.

Ltd. (YMM) is the stronger pick with 33. 2% revenue growth year-over-year, versus -2. 5% for United Parcel Service, Inc. (UPS). United Parcel Service, Inc. (UPS) offers the better valuation at 15. 3x trailing P/E (14. 1x forward), making it the more compelling value choice. Analysts rate Full Truck Alliance Co. Ltd. (YMM) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, United Parcel Service, Inc.

(UPS) is the cheapest at 15. 3x versus GDS Holdings Limited at 70. 0x. On forward P/E, BingEx Limited is actually cheaper at 1. 0x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: ZTO Express (Cayman) Inc. wins at 0. 23x versus United Parcel Service, Inc. 's 0. 42x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, ZTO Express (Cayman) Inc.

(ZTO) delivered a total return of -12. 5%, compared to -84. 8% for BingEx Limited (FLX). Over 10 years, the gap is even starker: GDS returned +319. 0% versus FLX's -84. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), ZTO Express (Cayman) Inc.

(ZTO) is the lower-risk stock at 0. 36β versus GDS Holdings Limited's 2. 14β — meaning GDS is approximately 487% more volatile than ZTO relative to the S&P 500. On balance sheet safety, Full Truck Alliance Co. Ltd. (YMM) carries a lower debt/equity ratio of 0% versus 199% for United Parcel Service, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Full Truck Alliance Co.

Ltd. (YMM) is pulling ahead at 33. 2% versus -2. 5% for United Parcel Service, Inc. (UPS). On earnings-per-share growth, the picture is similar: GDS Holdings Limited grew EPS 193. 0% year-over-year, compared to -402. 0% for BingEx Limited. Over a 3-year CAGR, YMM leads at 34. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Full Truck Alliance Co.

Ltd. (YMM) is the more profitable company, earning 27. 3% net margin versus -3. 3% for BingEx Limited — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ZTO leads at 26. 6% versus -0. 6% for FLX. At the gross margin level — before operating expenses — YMM leads at 86. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, ZTO Express (Cayman) Inc. (ZTO) is the more undervalued stock at a PEG of 0. 23x versus United Parcel Service, Inc. 's 0. 42x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, BingEx Limited (FLX) trades at 1. 0x forward P/E versus 15. 2x for GDS Holdings Limited — 14. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for GDS: 42. 5% to $62. 17.

In this comparison, UPS (6.

3% yield), ZTO (3. 9% yield), YMM (1. 7% yield) pay a dividend. FLX, GDS do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, ZTO Express (Cayman) Inc.

(ZTO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 36), 3. 9% yield). GDS Holdings Limited (GDS) carries a higher beta of 2. 14 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (ZTO: +74. 6%, GDS: +319. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (FLX (Industrials) and YMM (Technology) and GDS (Technology) and ZTO (Industrials) and UPS (Industrials)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: FLX is a small-cap quality compounder stock; YMM is a mid-cap high-growth stock; GDS is a small-cap quality compounder stock; ZTO is a mid-cap high-growth stock; UPS is a mid-cap deep-value stock. YMM, ZTO, UPS pay a dividend while FLX, GDS do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.